Kyustendil, Bulgaria
A historic spa town in western Bulgaria, known for its mineral springs, the medieval Hisarlaka fortress, and the nearby Rila Monastery.
Overview
Kyustendil is a city in Kyustendil with a population of 44,000. A historic spa town in western Bulgaria, known for its mineral springs, the medieval Hisarlaka fortress, and the nearby Rila Monastery. Housing is more affordable than the national average. The overall cost of living is below the national average. Gardening thrives here — the 5b growing zone supports Cool — many vegetables, some fruit trees. Reported crime rates are relatively low.
Last updated: August 30, 2026
Below Average vs Bulgaria Avg (100)
Affordable
Household income
Job market health
Kyustendil vs Bulgaria Average
Taxes
- State Income Tax: 10.0%
- Sales Tax: 20.0%
Economy & Jobs
- Median Income: лв 14,000
- Unemployment: 5.5%
- Population: 44,000
Climate
- Sunny Days: 205/year
- Summer High: 82°F
- Winter Low: 26°F
- Farming Zone: USDA Zone 5b
Housing
- Median Home: лв50,000
- 1BR Rent: лв280/mo
Cost of Living
Kyustendil's cost of living index is 68 (Bulgaria average = 100).
| Category | Kyustendil | National Average | Difference |
|---|---|---|---|
| Overall | 68 | 100 | -32.0% |
| Housing | 62 | 100 | -38.0% |
Data source: NSI / Numbeo, 2026
Housing Market
| Metric | Value |
|---|---|
| Median Home Price | лв50,000 |
| Median Rent (1BR) | лв280/mo |
| Median Rent (2BR) | лв350/mo |
| Price per Sq Ft | лв33 |
Data source: Imoti.net / Numbeo, 2026
True Cost of Home Ownership
Utilities
Estimated monthly utility costs for a typical household in Kyustendil:
| Utility | Estimated Monthly Cost | Notes |
|---|---|---|
| Electricity | лв80 | |
| Heating & Cooling | лв59 | Estimated based on local climate. |
| Cooling (AC) | N/A | Estimated based on local climate and electricity rates |
| Water | лв30 | Includes sewer |
| Internet (100+ Mbps) | лв25 | Broadband average |
| Garbage / Trash | лв10 | Private service |
| Total Utilities | лв204 | Monthly estimate (including heating & cooling) |
Data sources: EWRC, CEZ, Vivacom 2025
Remote Work Score
Kyustendil scores —/100 for remote work readiness:
Climate
Kyustendil has a varied climate with distinct seasons.
| Month | Avg High | Avg Low | Rainfall |
|---|---|---|---|
| January | 46°F | 26°F | 2.5" |
| April | 67°F | 41°F | 2.8" |
| July | 82°F | 57°F | 1.5" |
| October | 62°F | 44°F | 2.2" |
Cool — many vegetables, some fruit trees
Natural Hazards
Kyustendil faces the following natural hazards:
Active seismic zone with significant earthquake risk.
Extreme summer heat.
River flooding.
Mountainous region with landslides.
Bulgaria experiences winter storms.
Mountainous region with avalanches.
Based on historical records and geographic risk assessment.
Taxes
- State Income Tax: 10%
- Sales Tax: 20%
- Property Tax: ~0.2% of assessed value
Economy & Jobs
Major industries include technology, healthcare, education, and manufacturing. The unemployment rate is 5.5%.
Crime & Safety
Crime rates in Kyustendil per 100,000 residents:
City-level crime data is not available for this location. The figure shown is the national average, which may differ significantly from actual conditions in this city.
Data source: Eurostat
Schools & Education
Academic Schedule
Winter break includes both Christmas and New Year holidays.
Demographics
The population of Kyustendil is diverse. The figures below show the ethnic, educational, and religious composition of the local population.
Ethnicity
Education
Religion
City-level demographic data is not available for this location. The figures shown are national averages, which may differ from actual conditions in this city.
Data source: National Statistical Institute (2021)
Important Disclaimer: All data on this page is for informational purposes only and does not constitute financial, legal, tax, or real estate advice. URCity and Northshore Press are not financial advisors, tax professionals, or real estate agents. Always consult qualified professionals before making relocation or financial decisions.
Frequently Asked Questions
What is the cost of living in Kyustendil, Bulgaria?
The cost of living index in Kyustendil is 68, which is Lower the Bulgaria national average of 100.
How much does it cost to buy a home in Kyustendil?
The median home price in Kyustendil is лв50,000. The housing index is 62.
What is the average rent for a 1-bedroom apartment?
The average rent for a 1-bedroom apartment in Kyustendil is approximately лв280/mo.
Does Kyustendil, KN have income tax?
Kyustendil is in KN, which has an income tax rate of 10%.
What is the climate like in Kyustendil?
Kyustendil enjoys approximately 205 sunny days per year. Summer highs reach around 82°F, while winter lows can drop to around 26°F.
Data Sources
- Cost of Living: NSI / Numbeo, 2026
- Housing Data: Imoti.net / Numbeo, 2026
- Income & Employment: NSI Labour Force Survey, 2024
- Utilities EWRC, CEZ, Vivacom 2025
Data last updated: September 13, 2026. Data may not reflect current market conditions. Always verify with local sources before making relocation decisions.