Skyline of La Serena
Cost of Living: 95 500,000

La Serena, Chile

A historic coastal city known for its colonial architecture, beautiful beaches, and clear skies perfect for stargazing.

Updated August 30, 2026

Overview

La Serena is a city in CO with a population of 500,000. A historic coastal city known for its colonial architecture, beautiful beaches, and clear skies perfect for stargazing. Housing costs are close to the national average. Gardening thrives here — the 6b growing zone supports Cool to mild — apples, pears, berries, many vegetables.

Last updated: August 30, 2026

Cost of Living 95

Below Average vs Chile Avg (100)

Housing Index 110

Above Average

Median Income CLP$8,500,000

Household income

Unemployment 8.0%

Job market health

La Serena vs Chile Average

Cost of Living
La Serena: 95
Chile Avg: 100
Housing Index
La Serena: 110
Chile Avg: 100
State Income Tax
La Serena: 35%

Taxes

  • State Income Tax: 35.0%
  • Sales Tax: 19.0%

Economy & Jobs

  • Median Income: CLP$8,500,000
  • Unemployment: 8.0%
  • Population: 500,000

Climate

  • Sunny Days: 240/year
  • Summer High: 72°F
  • Winter Low: 48°F
  • Farming Zone: USDA Zone 6b

Housing

  • Median Home: CLP$45,000,000
  • 1BR Rent: CLP$280000/mo

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Cost of Living

La Serena's cost of living index is 95 (Chile average = 100).

CategoryLa SerenaNational AverageDifference
Overall95100-5.0%
Housing110100+10.0%

Data source: INE Chile / Numbeo, 2026

Housing Market

MetricValue
Median Home PriceCLP$45,000,000
Median Rent (1BR)CLP$280000/mo
Median Rent (2BR)CLP$350,000/mo
Price per Sq FtCLP$30,000

Data source: Portal Inmobiliario / Numbeo, 2026

True Cost of Home Ownership

True Cost of Home Ownership

See what you'll really pay over 30 years

CLP$
%
$90,000 down
%
%
CLP$

Utilities

Estimated monthly utility costs for a typical household in La Serena:

UtilityEstimated Monthly CostNotes
ElectricityCLP$22800
Heating & CoolingCLP$8743Estimated based on local climate.
Cooling (AC)N/AEstimated based on local climate and electricity rates
WaterCLP$12000Includes sewer
Internet (100+ Mbps)CLP$15000Broadband average
Garbage / TrashIncluded in taxesMunicipal service (covered by property taxes)
Total UtilitiesCLP$58543Monthly estimate (including heating & cooling)

Data sources: CNE, SEC, SUBTEL 2025

Remote Work Score

La Serena scores —/100 for remote work readiness:

Cost of Living
95
Rent
CLP$280000
Sunny Days
240
Tax
35%
Unemployment
8.0%
Climate
72°F / 48°F
Safety
4.5 homicides/100k
Population
500,000
Internet Speed
120 Mbps

Climate

La Serena has a varied climate with distinct seasons.

MonthAvg HighAvg LowRainfall
January68°F48°F2.5"
April57°F63°F2.8"
July72°F47°F1.5"
October52°F66°F2.2"
USDA Zone 6b

Cool to mild — apples, pears, berries, many vegetables

Natural Hazards

La Serena faces the following natural hazards:

Earthquake Extreme Risk

Located in a highly active seismic zone with frequent major earthquakes.

Volcano High Risk

Active volcanic chain in the Andes.

Tsunami High Risk

Pacific coast vulnerable to tsunamis.

Wildfire High Risk

Central Chile has frequent wildfires.

Drought High Risk

Central Chile experiences frequent droughts.

Landslide High Risk

Andean region with landslides.

Avalanche High Risk

Andean region with frequent avalanches.

Flood Moderate Risk

River and flash floods.

Blizzard Moderate Risk

Southern Chile and Patagonia experience winter storms.

Based on historical records and geographic risk assessment.

Taxes

  • State Income Tax: 35%
  • Sales Tax: 19%
  • Property Tax: ~0.5% of assessed value

Economy & Jobs

Major industries include technology, healthcare, education, and manufacturing. The unemployment rate is 8.0%.

Crime & Safety

Crime rates in La Serena per 100,000 residents:

150.0
Violent Crime
1,500.0
Property Crime
4.5
Homicide

City-level crime data is not available for this location. The figure shown is the national average, which may differ significantly from actual conditions in this city.

Data source: UN Office on Drugs and Crime

Schools & Education

Total Schools

Academic Schedule

School Hours 8:00 AM – 3:30 PM
Academic Year March to December
Term System Semester — Fall (Mar-Jul), Spring (Aug-Dec)
Summer Break December to March (12 weeks)
Winter Break July (2 weeks)
Spring Break September (1 week, Fiestas Patrias)

Fiestas Patrias (Independence Day) in September is a major holiday.

Universities & Higher Education

1
Universities
#1938
Top University Rank

Data source: Center for World University Rankings (CWUR) & World Universities Database

Demographics

The population of La Serena is diverse. The figures below show the ethnic, educational, and religious composition of the local population.

Ethnicity

Mapuche
9.1%
Other
1.0%
Other Indigenous
1.0%
White/Mestizo
88.9%

Education

Bachelor's degree or higher
25.0%
High school graduate
30.0%
Less than high school
30.0%
Some college
15.0%

Religion

Christian (Catholic)
60.0%
Christian (Protestant/Evangelical)
17.0%
Other
3.0%
Unaffiliated
20.0%

City-level demographic data is not available for this location. The figures shown are national averages, which may differ from actual conditions in this city.

Data source: INE Census (2017)

Important Disclaimer: All data on this page is for informational purposes only and does not constitute financial, legal, tax, or real estate advice. URCity and Northshore Press are not financial advisors, tax professionals, or real estate agents. Always consult qualified professionals before making relocation or financial decisions.

Frequently Asked Questions

What is the cost of living in La Serena, Chile?

The cost of living index in La Serena is 95, which is Lower the Chile national average of 100.

How much does it cost to buy a home in La Serena?

The median home price in La Serena is CLP$45,000,000. The housing index is 110.

What is the average rent for a 1-bedroom apartment?

The average rent for a 1-bedroom apartment in La Serena is approximately CLP$280000/mo.

Does La Serena, CO have income tax?

La Serena is in CO, which has an income tax rate of 35%.

What is the climate like in La Serena?

La Serena enjoys approximately 240 sunny days per year. Summer highs reach around 72°F, while winter lows can drop to around 48°F.

Data Sources

  • Cost of Living: INE Chile / Numbeo, 2026
  • Housing Data: Portal Inmobiliario / Numbeo, 2026
  • Income & Employment: INE Chile Labour Force Survey, 2024
  • Utilities CNE, SEC, SUBTEL 2025

Data last updated: September 13, 2026. Data may not reflect current market conditions. Always verify with local sources before making relocation decisions.