Skyline of Lake Charles
Cost of Living: 88 78,000

Lake Charles, LA, US

Southwest Louisiana city with casinos, the Creole Nature Trail, and a petrochemical industry.

Updated September 12, 2026

Overview

Lake Charles is a city in LA with a population of 78,000. Southwest Louisiana city with casinos, the Creole Nature Trail, and a petrochemical industry. Housing costs are close to the national average. The overall cost of living is below the national average. Gardening thrives here — the 6a growing zone supports Cool to mild — apples, pears, berries, many vegetables.

Last updated: September 12, 2026

Cost of Living 88

Below Average vs US Avg (100)

Housing Index 90

Affordable

Median Income $52,000

Household income

Unemployment 4.0%

Job market health

Lake Charles vs US Average

Cost of Living
Lake Charles: 88
US Avg: 100
Housing Index
Lake Charles: 90
US Avg: 100
State Income Tax
Lake Charles: 4%
US Avg: ~5%

Taxes

  • State Income Tax: 4.0%
  • Sales Tax: 9.5%

Economy & Jobs

  • Median Income: $52,000
  • Unemployment: 4.0%
  • Population: 78,000

Climate

  • Sunny Days: 215/year
  • Summer High: 92°F
  • Winter Low: 42°F
  • Farming Zone: USDA Zone 6a

Housing

  • Median Home: $200,000
  • 1BR Rent: $950/mo

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Cost of Living

Lake Charles's cost of living index is 88 (US average = 100).

CategoryLake CharlesNational AverageDifference
Overall88100-12.0%
Housing90100-10.0%

Data source: Council for Community and Economic Research (C2ER), 2026

Housing Market

MetricValue
Median Home Price$200,000
Median Rent (1BR)$950/mo
Median Rent (2BR)$1,188/mo
Price per Sq Ft$133

Data source: Zillow Research, 2026

True Cost of Home Ownership

True Cost of Home Ownership

See what you'll really pay over 30 years

$
%
$90,000 down
%
%
$

Utilities

Estimated monthly utility costs for a typical household in Lake Charles:

UtilityEstimated Monthly CostNotes
Electricity$79Based on ~900 kWh/month typical US household usage
Heating & Cooling$29Estimated based on local climate. Gas or electric
Cooling (AC)$13Estimated based on local climate and electricity rates
Water$45Includes sewer
Internet (100+ Mbps)$65Broadband average
Garbage / Trash$25Private service
Total Utilities$256Monthly estimate (including heating & cooling)

Data sources: U.S. Energy Information Administration (EIA) 2024, EPA/AWWA water rate surveys, BroadbandNow

Remote Work Score

Lake Charles scores —/100 for remote work readiness:

Cost of Living
88
Rent
$950
Sunny Days
215
Tax
4%
Unemployment
4.0%
Climate
92°F / 42°F
Safety
5.8 homicides/100k
Population
78,000
Internet Speed
200 Mbps

Climate

Lake Charles has a varied climate with distinct seasons.

MonthAvg HighAvg LowRainfall
January62°F42°F2.5"
April77°F57°F2.8"
July92°F67°F1.5"
October72°F60°F2.2"
USDA Zone 6a

Cool to mild — apples, pears, berries, many vegetables

Natural Hazards

Lake Charles faces the following natural hazards:

Heat Wave Extreme Risk

Extreme summer heat.

Hurricane High Risk

Gulf Coast affected by hurricanes.

Flood High Risk

Coastal flooding.

Tornado High Risk

Tornado Alley with frequent tornadoes.

Wildfire Moderate Risk

Wildfire risk in forested areas.

Drought Moderate Risk

Periodic drought conditions.

Based on historical records and geographic risk assessment.

Taxes

  • State Income Tax: 4%
  • Sales Tax: 9.5%
  • Property Tax: ~0.56% of assessed value

Economy & Jobs

Major industries include technology, healthcare, education, and manufacturing. The unemployment rate is 4.0%.

Schools & Education

60/100
School Quality Score
Better than 61% of US cities
?
34
Total Schools
7.7:1
Student:Teacher
92.5%
Free/Reduced Lunch

Data source: National Center for Education Statistics (NCES)

Demographics

The population of Lake Charles is diverse. The figures below show the ethnic, educational, and religious composition of the local population.

Ethnicity

Asian
2.5%
Black or African American
42.8%
Hispanic or Latino
4.7%
Native American
0.2%
Native Hawaiian or Pacific Islander
0.0%
Other
0.5%
Two or more races
2.9%
White
46.5%

Education

Bachelor's degree or higher
29.4%
High school graduate
30.1%
Less than high school
9.8%
Some college
30.7%

Religion

Christian
80.0%
Other
5.0%
Unaffiliated
15.0%

Data source: US Census Bureau American Community Survey (ACS) (2023)

Important Disclaimer: All data on this page is for informational purposes only and does not constitute financial, legal, tax, or real estate advice. URCity and Northshore Press are not financial advisors, tax professionals, or real estate agents. Always consult qualified professionals before making relocation or financial decisions.

Frequently Asked Questions

What is the cost of living in Lake Charles, LA, US?

The cost of living index in Lake Charles is 88, which is Lower the US national average of 100.

How much does it cost to buy a home in Lake Charles?

The median home price in Lake Charles is $200,000. The housing index is 90.

What is the average rent for a 1-bedroom apartment?

The average rent for a 1-bedroom apartment in Lake Charles is approximately $950/mo.

Does Lake Charles, LA have income tax?

Lake Charles is in LA, which has an income tax rate of 4%.

What is the climate like in Lake Charles?

Lake Charles enjoys approximately 215 sunny days per year. Summer highs reach around 92°F, while winter lows can drop to around 42°F.

Data Sources

  • Cost of Living: Council for Community and Economic Research (C2ER), 2026
  • Housing Data: Zillow Research, 2026
  • Income & Employment: US Census Bureau American Community Survey, 2024
  • Utilities U.S. Energy Information Administration (EIA) 2024, EPA/AWWA water rate surveys, BroadbandNow

Data last updated: September 13, 2026. Data may not reflect current market conditions. Always verify with local sources before making relocation decisions.