Skyline of Laredo
Cost of Living: 88.5 264,069

Laredo, TX, US

Border city with Mexican culture, international trade, and the cheapest living in Texas.

Updated September 12, 2026

Overview

Laredo is a city in TX with a population of 264,069. Border city with Mexican culture, international trade, and the cheapest living in Texas. Housing is more affordable than the national average. The overall cost of living is below the national average. Gardening thrives here — the 6b growing zone supports Cool to mild — apples, pears, berries, many vegetables. The population skews young, with a median age of 29.7.

Last updated: September 12, 2026

Cost of Living 88.5

Below Average vs US Avg (100)

Housing Index 78.4

Affordable

Median Income $42,000

Household income

Unemployment 4.2%

Job market health

Laredo vs US Average

Cost of Living
Laredo: 88.5
US Avg: 100
Housing Index
Laredo: 78.4
US Avg: 100

Taxes

  • State Income Tax: None
  • Sales Tax: 8.2%

Economy & Jobs

  • Median Income: $42,000
  • Unemployment: 4.2%
  • Population: 264,069

Climate

  • Sunny Days: 227/year
  • Summer High: 100°F
  • Winter Low: 47°F
  • Farming Zone: USDA Zone 6b

Housing

  • Median Home: $185,000
  • 1BR Rent: $900/mo

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Cost of Living

Laredo's cost of living index is 88.5 (US average = 100).

CategoryLaredoNational AverageDifference
Overall88.5100-11.5%
Housing78.4100-21.6%

Data source: Council for Community and Economic Research (C2ER), 2026

Housing Market

MetricValue
Median Home Price$185,000
Median Rent (1BR)$900/mo
Median Rent (2BR)$1,125/mo
Price per Sq Ft$123

Data source: Zillow Research, 2026

True Cost of Home Ownership

True Cost of Home Ownership

See what you'll really pay over 30 years

$
%
$90,000 down
%
%
$

Utilities

Estimated monthly utility costs for a typical household in Laredo:

UtilityEstimated Monthly CostNotes
Electricity$125Based on ~900 kWh/month typical US household usage
Heating & Cooling$14Estimated based on local climate. Gas or electric
Cooling (AC)$47Estimated based on local climate and electricity rates
Water$60Includes sewer
Internet (100+ Mbps)$65Broadband average
Garbage / Trash$30Private service
Total Utilities$341Monthly estimate (including heating & cooling)

Data sources: U.S. Energy Information Administration (EIA) 2024, EPA/AWWA water rate surveys, BroadbandNow

Remote Work Score

Laredo scores —/100 for remote work readiness:

Cost of Living
— 88.5
Rent
— $900
Sunny Days
— 227
Tax
— None
Unemployment
— 4.2%
Climate
— 100°F / 47°F
Safety
— 2.3 homicides/100k
Population
— 264,069
Internet Speed
— 200 Mbps

Climate

Laredo has a varied climate with distinct seasons.

MonthAvg HighAvg LowRainfall
January67°F47°F2.5"
April85°F62°F2.8"
July100°F75°F1.5"
October80°F65°F2.2"
USDA Zone 6b

Cool to mild — apples, pears, berries, many vegetables

Natural Hazards

Laredo faces the following natural hazards:

Heat Wave Extreme Risk

Extreme summer heat.

Wildfire High Risk

Frequent wildfire seasons.

Hurricane High Risk

Gulf Coast frequently affected by hurricanes.

Tornado High Risk

Tornado Alley with frequent tornadoes.

Flood High Risk

Coastal flooding and flash floods.

Drought High Risk

Frequent drought conditions.

Sandstorm Moderate Risk

Dust storms in western regions.

Based on historical records and geographic risk assessment.

Taxes

  • State Income Tax: 0% (None)
  • Sales Tax: 8.25%
  • Property Tax: ~2.09% of assessed value

Economy & Jobs

Major industries include technology, healthcare, education, and manufacturing. The unemployment rate is 4.2%.

Crime & Safety

Crime rates in Laredo per 100,000 residents:

365.8
Violent Crime
1,464.9
Property Crime
2.3
Homicide

Data source: FBI Uniform Crime Reporting

Schools & Education

33/100
School Quality Score
Better than 15% of US cities
?
83
Total Schools
12.6:1
Student:Teacher
98.1%
Free/Reduced Lunch

Data source: National Center for Education Statistics (NCES)

Demographics

The population of Laredo is diverse. The figures below show the ethnic, educational, and religious composition of the local population.

Ethnicity

Asian
0.5%
Black or African American
0.4%
Hispanic or Latino
95.2%
Native American
0.0%
Native Hawaiian or Pacific Islander
0.0%
Other
0.2%
Two or more races
0.3%
White
3.4%

Education

Bachelor's degree or higher
21.5%
High school graduate
22.1%
Less than high school
29.5%
Some college
26.9%

Religion

Christian
70.0%
Jewish
1.0%
Muslim
1.0%
Other
4.0%
Unaffiliated
24.0%

Data source: US Census Bureau American Community Survey (ACS) (2023)

Important Disclaimer: All data on this page is for informational purposes only and does not constitute financial, legal, tax, or real estate advice. URCity and Northshore Press are not financial advisors, tax professionals, or real estate agents. Always consult qualified professionals before making relocation or financial decisions.

Frequently Asked Questions

What is the cost of living in Laredo, TX, US?

The cost of living index in Laredo is 88.5, which is Lower the US national average of 100.

How much does it cost to buy a home in Laredo?

The median home price in Laredo is $185,000. The housing index is 78.4.

What is the average rent for a 1-bedroom apartment?

The average rent for a 1-bedroom apartment in Laredo is approximately $900/mo.

Does Laredo, TX have income tax?

Laredo is in TX, which has no income tax.

What is the climate like in Laredo?

Laredo enjoys approximately 227 sunny days per year. Summer highs reach around 100°F, while winter lows can drop to around 47°F.

Data Sources

  • Cost of Living: Council for Community and Economic Research (C2ER), 2026
  • Housing Data: Zillow Research, 2026
  • Income & Employment: US Census Bureau American Community Survey, 2024
  • Utilities U.S. Energy Information Administration (EIA) 2024, EPA/AWWA water rate surveys, BroadbandNow

Data last updated: September 13, 2026. Data may not reflect current market conditions. Always verify with local sources before making relocation decisions.