Skyline of Las Cruces
Cost of Living: 92 104,000

Las Cruces, NM, US

Southern New Mexico city with New Mexico State University and the Organ Mountains.

Updated September 12, 2026

Overview

Las Cruces is a city in NM with a population of 104,000. Southern New Mexico city with New Mexico State University and the Organ Mountains. Housing costs are close to the national average. The overall cost of living is below the national average. Gardening thrives here — the 5b growing zone supports Cool — many vegetables, some fruit trees. The city enjoys abundant sunshine, with about 280 sunny days a year. The population skews young, with a median age of 32.7.

Last updated: September 12, 2026

Cost of Living 92

Below Average vs US Avg (100)

Housing Index 95

Affordable

Median Income $50,000

Household income

Unemployment 4.0%

Job market health

Las Cruces vs US Average

Cost of Living
Las Cruces: 92
US Avg: 100
Housing Index
Las Cruces: 95
US Avg: 100
State Income Tax
Las Cruces: 4.9%
US Avg: ~5%

Taxes

  • State Income Tax: 4.9%
  • Sales Tax: 8.0%

Economy & Jobs

  • Median Income: $50,000
  • Unemployment: 4.0%
  • Population: 104,000

Climate

  • Sunny Days: 280/year
  • Summer High: 96°F
  • Winter Low: 32°F
  • Farming Zone: USDA Zone 5b

Housing

  • Median Home: $250,000
  • 1BR Rent: $1000/mo

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Cost of Living

Las Cruces's cost of living index is 92 (US average = 100).

CategoryLas CrucesNational AverageDifference
Overall92100-8.0%
Housing95100-5.0%

Data source: Council for Community and Economic Research (C2ER), 2026

Housing Market

MetricValue
Median Home Price$250,000
Median Rent (1BR)$1000/mo
Median Rent (2BR)$1,250/mo
Price per Sq Ft$166

Data source: Zillow Research, 2026

True Cost of Home Ownership

True Cost of Home Ownership

See what you'll really pay over 30 years

$
%
$90,000 down
%
%
$

Utilities

Estimated monthly utility costs for a typical household in Las Cruces:

UtilityEstimated Monthly CostNotes
Electricity$83Based on ~900 kWh/month typical US household usage
Heating & Cooling$31Estimated based on local climate. Gas or electric
Cooling (AC)$22Estimated based on local climate and electricity rates
Water$50Includes sewer
Internet (100+ Mbps)$70Broadband average
Garbage / Trash$25Private service
Total Utilities$281Monthly estimate (including heating & cooling)

Data sources: U.S. Energy Information Administration (EIA) 2024, EPA/AWWA water rate surveys, BroadbandNow

Remote Work Score

Las Cruces scores —/100 for remote work readiness:

Cost of Living
92
Rent
$1000
Sunny Days
280
Tax
4.9%
Unemployment
4.0%
Climate
96°F / 32°F
Safety
5.8 homicides/100k
Population
104,000
Internet Speed
200 Mbps

Climate

Las Cruces has a varied climate with distinct seasons.

MonthAvg HighAvg LowRainfall
January52°F32°F2.5"
April81°F47°F2.8"
July96°F71°F1.5"
October76°F50°F2.2"
USDA Zone 5b

Cool — many vegetables, some fruit trees

Natural Hazards

Las Cruces faces the following natural hazards:

Heat Wave Extreme Risk

Extreme summer heat.

Drought Extreme Risk

Arid state with extreme drought conditions.

Wildfire High Risk

Frequent wildfire seasons.

Landslide High Risk

Mountainous region with landslides.

Earthquake Moderate Risk

Rio Grande Rift with seismic activity.

Tornado Moderate Risk

Tornado risk.

Flood Moderate Risk

Flash floods.

Blizzard Moderate Risk

Winter storms.

Sandstorm Moderate Risk

Dust storms in desert regions.

Avalanche Moderate Risk

Rocky Mountains with avalanches.

Based on historical records and geographic risk assessment.

Taxes

  • State Income Tax: 4.9%
  • Sales Tax: 8%
  • Property Tax: ~1.27% of assessed value

Economy & Jobs

Major industries include technology, healthcare, education, and manufacturing. The unemployment rate is 4.0%.

Schools & Education

25/100
School Quality Score
Better than 7% of US cities
?
46
Total Schools
14.5:1
Student:Teacher
99.9%
Free/Reduced Lunch

Data source: National Center for Education Statistics (NCES)

Demographics

The population of Las Cruces is diverse. The figures below show the ethnic, educational, and religious composition of the local population.

Ethnicity

Asian
1.8%
Black or African American
2.2%
Hispanic or Latino
59.4%
Native American
0.7%
Native Hawaiian or Pacific Islander
0.1%
Other
0.3%
Two or more races
2.1%
White
33.4%

Education

Bachelor's degree or higher
37.3%
High school graduate
19.5%
Less than high school
11.9%
Some college
31.3%

Religion

Christian
65.0%
Other
7.0%
Unaffiliated
28.0%

Data source: US Census Bureau American Community Survey (ACS) (2023)

Important Disclaimer: All data on this page is for informational purposes only and does not constitute financial, legal, tax, or real estate advice. URCity and Northshore Press are not financial advisors, tax professionals, or real estate agents. Always consult qualified professionals before making relocation or financial decisions.

Frequently Asked Questions

What is the cost of living in Las Cruces, NM, US?

The cost of living index in Las Cruces is 92, which is Lower the US national average of 100.

How much does it cost to buy a home in Las Cruces?

The median home price in Las Cruces is $250,000. The housing index is 95.

What is the average rent for a 1-bedroom apartment?

The average rent for a 1-bedroom apartment in Las Cruces is approximately $1000/mo.

Does Las Cruces, NM have income tax?

Las Cruces is in NM, which has an income tax rate of 4.9%.

What is the climate like in Las Cruces?

Las Cruces enjoys approximately 280 sunny days per year. Summer highs reach around 96°F, while winter lows can drop to around 32°F.

Data Sources

  • Cost of Living: Council for Community and Economic Research (C2ER), 2026
  • Housing Data: Zillow Research, 2026
  • Income & Employment: US Census Bureau American Community Survey, 2024
  • Utilities U.S. Energy Information Administration (EIA) 2024, EPA/AWWA water rate surveys, BroadbandNow

Data last updated: September 13, 2026. Data may not reflect current market conditions. Always verify with local sources before making relocation decisions.