Skyline of Lowell
Cost of Living: 105 115,000

Lowell, MA, US

Historic mill city with the Lowell National Historical Park and a growing tech sector.

Updated July 19, 2026
Cost of Living 105

Above Average vs US Avg (100)

Housing Index 110

Above Average

Median Income $58,000

Household income

Unemployment 4.0%

Job market health

Lowell vs US Average

Cost of Living
Lowell: 105
US Avg: 100
Housing Index
Lowell: 110
US Avg: 100
State Income Tax
Lowell: 5%
US Avg: ~5%

Taxes

  • State Income Tax: 5.0%
  • Sales Tax: 6.2%

Economy & Jobs

  • Median Income: $58,000
  • Unemployment: 4.0%
  • Population: 115,000

Climate

  • Sunny Days: 195/year
  • Summer High: 82°F
  • Winter Low: 20°F

Housing

  • Median Home: $320,000
  • 1BR Rent: $1300/mo

Cost of Living

Lowell's cost of living index is 105 (US average = 100).

CategoryLowellNational AverageDifference
Overall105100+5.0%
Housing110100+10.0%

Data source: Council for Community and Economic Research (C2ER), 2026

Housing Market

MetricValue
Median Home Price$320,000
Median Rent (1BR)$1300/mo
Median Rent (2BR)$1,625/mo
Price per Sq Ft$213

Data source: Zillow Research, 2026

True Cost of Home Ownership

True Cost of Home Ownership

See what you'll really pay over 30 years

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$90,000 down
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Utilities

Estimated monthly utility costs for a typical household in Lowell:

UtilityEstimated Monthly CostNotes
Electricity$110Based on ~900 kWh/month typical US household usage
Heating & Cooling$7Estimated based on local climate. Gas or electric
Cooling (AC)$5Estimated based on local climate and electricity rates
Water$55Includes sewer
Internet (100+ Mbps)$60Broadband average
Garbage / Trash$25Private service
Total Utilities$262Monthly estimate (including heating & cooling)

Data sources: U.S. Energy Information Administration (EIA) 2024, EPA/AWWA water rate surveys, BroadbandNow

Best Neighborhoods

Downtown Lowell

The heart of the city with restaurants, shops, and entertainment. Average rent: $1,560/mo.

Lowell Heights

Trendy area with local businesses and a mix of historic and modern housing. Average rent: $1,430/mo.

East Lowell

Up-and-coming neighborhood with new developments and young professionals. Average rent: $1,170/mo.

West Lowell

Family-friendly area with parks and good schools. Average rent: $1,235/mo.

Remote Work Score

Lowell scores —/100 for remote work readiness:

Cost of Living
105
Rent
$1300
Sunny Days
195
Tax
5%
Unemployment
4.0%
Climate
82°F / 20°F

Climate

Lowell has a varied climate with distinct seasons.

MonthAvg HighAvg LowRainfall
January40°F20°F2.5"
April67°F35°F2.8"
July82°F57°F1.5"
October62°F38°F2.2"

Taxes

  • State Income Tax: 5%
  • Sales Tax: 6.25%
  • Property Tax: ~1.1% of assessed value

Economy & Jobs

Major industries include technology, healthcare, education, and manufacturing. The unemployment rate is 4.0%.

Important Disclaimer: All data on this page is for informational purposes only and does not constitute financial, legal, tax, or real estate advice. URCity and Northshore Press are not financial advisors, tax professionals, or real estate agents. Always consult qualified professionals before making relocation or financial decisions.

Frequently Asked Questions

What is the cost of living in Lowell, MA, US?

The cost of living index in Lowell is 105, which is Higher the US national average of 100.

How much does it cost to buy a home in Lowell?

The median home price in Lowell is $320,000. The housing index is 110.

What is the average rent for a 1-bedroom apartment?

The average rent for a 1-bedroom apartment in Lowell is approximately $1300/mo.

Does Lowell, MA have income tax?

Lowell is in MA, which has an income tax rate of 5%.

What is the climate like in Lowell?

Lowell enjoys approximately 195 sunny days per year. Summer highs reach around 82°F, while winter lows can drop to around 20°F.

Data Sources

  • Cost of Living: Council for Community and Economic Research (C2ER), 2026
  • Housing Data: Zillow Research, 2026
  • Income & Employment: US Census Bureau American Community Survey, 2024
  • Utilities U.S. Energy Information Administration (EIA) 2024, EPA/AWWA water rate surveys, BroadbandNow

Data last updated: July 19, 2026. Data may not reflect current market conditions. Always verify with local sources before making relocation decisions.