Skyline of Luoyang
Cost of Living: 95 7,056,000

Luoyang (洛阳), 河南省, China

An ancient capital with over 1,500 years of history, famous for the Longmen Grottoes, White Horse Temple, and peony festivals.

Updated July 19, 2026
Cost of Living 95

Below Average vs China Avg (100)

Housing Index 115

Above Average

Median Income ¥58,000

Household income

Unemployment 5.0%

Job market health

Luoyang vs China Average

Cost of Living
Luoyang: 95
China Avg: 100
Housing Index
Luoyang: 115
China Avg: 100
Individual Income Tax
Luoyang: 3%

Taxes

  • Individual Income Tax: 3.0%
  • VAT: 13.0%

Economy & Jobs

  • Median Income: ¥58,000
  • Unemployment: 5.0%
  • Population: 7,056,000

Climate

  • Sunny Days: 215/year
  • Summer High: 92°F
  • Winter Low: 26°F

Housing

  • Median Home: ¥850,000
  • 1BR Rent: ¥1400/mo

Cost of Living

Luoyang's cost of living index is 95 (China average = 100).

CategoryLuoyangNational AverageDifference
Overall95100-5.0%
Housing115100+15.0%

Data source: NBS China / Numbeo, 2026

Housing Market

MetricValue
Median Home Price¥850,000
Median Rent (1BR)¥1400/mo
Median Rent (2BR)¥1,750/mo
Price per Sq Ft¥566

Data source: Anjuke / Beike / Lianjia, 2026

True Cost of Home Ownership

True Cost of Home Ownership

See what you'll really pay over 30 years

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$90,000 down
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Utilities

Estimated monthly utility costs for a typical household in Luoyang:

UtilityEstimated Monthly CostNotes
Electricity¥120Based on ~300 kWh/month typical Chinese household usage
Heating & Cooling¥108Estimated based on local climate. electric or gas heating
Cooling (AC)¥10Estimated based on local climate and electricity rates
Water¥40Includes sewer
Internet (100+ Mbps)¥100Broadband average
Garbage / Trash¥15Private service
Total Utilities¥393Monthly estimate (including heating & cooling)

Data sources: NDRC, State Grid, China Telecom 2025

Best Neighborhoods

Downtown Luoyang

The heart of the city with restaurants, shops, and entertainment. Average rent: ¥1,680/mo.

Luoyang Heights

Trendy area with local businesses and a mix of historic and modern housing. Average rent: ¥1,540/mo.

East Luoyang

Up-and-coming neighborhood with new developments and young professionals. Average rent: ¥1,260/mo.

West Luoyang

Family-friendly area with parks and good schools. Average rent: ¥1,330/mo.

Remote Work Score

Luoyang scores —/100 for remote work readiness:

Cost of Living
95
Rent
¥1400
Sunny Days
215
Tax
3%
Unemployment
5.0%
Climate
92°F / 26°F

Climate

Luoyang has a varied climate with distinct seasons.

MonthAvg HighAvg LowRainfall
January46°F26°F2.5"
April77°F41°F2.8"
July92°F67°F1.5"
October72°F44°F2.2"

Taxes

  • Individual Income Tax: 3%
  • VAT: 13%
  • Property Tax: ~1.2% of assessed value

Economy & Jobs

Major industries include technology, healthcare, education, and manufacturing. The unemployment rate is 5.0%.

Important Disclaimer: All data on this page is for informational purposes only and does not constitute financial, legal, tax, or real estate advice. URCity and Northshore Press are not financial advisors, tax professionals, or real estate agents. Always consult qualified professionals before making relocation or financial decisions.

Frequently Asked Questions

What is the cost of living in Luoyang, 河南省, China?

The cost of living index in Luoyang is 95, which is Lower the China national average of 100.

How much does it cost to buy a home in Luoyang?

The median home price in Luoyang is ¥850,000. The housing index is 115.

What is the average rent for a 1-bedroom apartment?

The average rent for a 1-bedroom apartment in Luoyang is approximately ¥1400/mo.

Does Luoyang, HA have income tax?

Luoyang is in HA, which has an income tax rate of 3%.

What is the climate like in Luoyang?

Luoyang enjoys approximately 215 sunny days per year. Summer highs reach around 92°F, while winter lows can drop to around 26°F.

Data Sources

  • Cost of Living: NBS China / Numbeo, 2026
  • Housing Data: Anjuke / Beike / Lianjia, 2026
  • Income & Employment: NBS China Labour Force Survey, 2024
  • Utilities NDRC, State Grid, China Telecom 2025

Data last updated: July 19, 2026. Data may not reflect current market conditions. Always verify with local sources before making relocation decisions.