Lusaka, Zambia
Lusaka is a major city in Zambia with a population of 2,500,000.
Below Average vs Zambia Avg (100)
Above Average
Household income
Job market health
Lusaka vs Zambia Average
Taxes
- State Income Tax: None
- Sales Tax: 16.0%
Economy & Jobs
- Median Income: ZK 60,000
- Unemployment: 5.0%
- Population: 2,500,000
Climate
- Sunny Days: 270/year
- Summer High: 82°F
- Winter Low: 55°F
- Farming Zone: USDA Zone 7a
Housing
- Median Home: ZK2,000,000
- 1BR Rent: ZK5000/mo
Cost of Living
Lusaka's cost of living index is 100 (Zambia average = 100).
| Category | Lusaka | National Average | Difference |
|---|---|---|---|
| Overall | 100 | 100 | 0.0% |
| Housing | 115 | 100 | +15.0% |
Data source: Council for Community and Economic Research (C2ER), 2026
Housing Market
| Metric | Value |
|---|---|
| Median Home Price | ZK2,000,000 |
| Median Rent (1BR) | ZK5000/mo |
| Median Rent (2BR) | ZK6,250/mo |
| Price per Sq Ft | ZK1,333 |
Data source: Zillow Research, 2026
True Cost of Home Ownership
Utilities
Estimated monthly utility costs for a typical household in Lusaka:
| Utility | Estimated Monthly Cost | Notes |
|---|---|---|
| Electricity | ZK300 | |
| Heating & Cooling | N/A | Estimated based on local climate. |
| Cooling (AC) | N/A | Estimated based on local climate and electricity rates |
| Water | ZK100 | Includes sewer |
| Internet (100+ Mbps) | ZK300 | Broadband average |
| Garbage / Trash | Included in taxes | Municipal service (covered by property taxes) |
| Total Utilities | ZK700 | Monthly estimate (including heating & cooling) |
Data sources: U.S. Energy Information Administration (EIA) 2024, EPA/AWWA water rate surveys, BroadbandNow
Remote Work Score
Lusaka scores —/100 for remote work readiness:
Climate
Lusaka has a varied climate with distinct seasons.
| Month | Avg High | Avg Low | Rainfall |
|---|---|---|---|
| January | 75°F | 55°F | 2.5" |
| April | 67°F | 70°F | 2.8" |
| July | 82°F | 57°F | 1.5" |
| October | 62°F | 73°F | 2.2" |
Mild — wide variety of vegetables, many fruit trees
Natural Hazards
Lusaka faces the following natural hazards:
Moderate seismic activity with occasional earthquakes.
River flooding.
Savanna wildfires.
Periodic drought conditions.
Based on historical records and geographic risk assessment.
Taxes
- State Income Tax: 0% (None)
- Sales Tax: 16%
- Property Tax: ~0.1% of assessed value
Economy & Jobs
Major industries include technology, healthcare, education, and manufacturing. The unemployment rate is 5.0%.
Schools & Education
Academic Schedule
School year aligns with the calendar year.
Universities & Higher Education
Data source: Center for World University Rankings (CWUR) & World Universities Database
Important Disclaimer: All data on this page is for informational purposes only and does not constitute financial, legal, tax, or real estate advice. URCity and Northshore Press are not financial advisors, tax professionals, or real estate agents. Always consult qualified professionals before making relocation or financial decisions.
Frequently Asked Questions
What is the cost of living in Lusaka, Zambia?
The cost of living index in Lusaka is 100, which is Lower the Zambia national average of 100.
How much does it cost to buy a home in Lusaka?
The median home price in Lusaka is ZK2,000,000. The housing index is 115.
What is the average rent for a 1-bedroom apartment?
The average rent for a 1-bedroom apartment in Lusaka is approximately ZK5000/mo.
Does Lusaka, Lusaka have income tax?
Lusaka is in Lusaka, which has no income tax.
What is the climate like in Lusaka?
Lusaka enjoys approximately 270 sunny days per year. Summer highs reach around 82°F, while winter lows can drop to around 55°F.
Data Sources
- Cost of Living: Council for Community and Economic Research (C2ER), 2026
- Housing Data: Zillow Research, 2026
- Income & Employment: US Census Bureau American Community Survey, 2024
- Utilities U.S. Energy Information Administration (EIA) 2024, EPA/AWWA water rate surveys, BroadbandNow
Data last updated: August 12, 2026. Data may not reflect current market conditions. Always verify with local sources before making relocation decisions.