Skyline of Mackay
Cost of Living: 72 86,002

Mackay, QLD, Australia

Queensland's sugar capital with beautiful beaches, the Eungella National Park, and a thriving mining industry.

Updated July 11, 2026
Cost of Living 72

Below Average vs Australia avg (100)

Housing Index 68

Affordable

Median Income A$68,000

Household income

Unemployment 5.0%

Job market health

Mackay vs Australia Average

Cost of Living
Mackay: 72
Australia Avg: 100
Housing Index
Mackay: 68
Australia Avg: 100
Income Tax
Mackay: 32.5%

Taxes

  • Income Tax: 32.5%
  • GST: 10.0%

Economy & Jobs

  • Median Income: A$68,000
  • Unemployment: 5.0%
  • Population: 86,002

Climate

  • Sunny Days: 265/year
  • Summer High: 86°F
  • Winter Low: 54°F

Housing

  • Median Home: A$400,000
  • 1BR Rent: A$1200/mo

Cost of Living

Mackay's cost of living index is 72 (Australia average = 100).

CategoryMackayNational AverageDifference
Overall72100-28.0%
Housing68100-32.0%

Data source: ABS, Numbeo, 2026

Housing Market

MetricValue
Median Home PriceA$400,000
Median Rent (1BR)A$1200/mo
Median Rent (2BR)A$1,500/mo
Price per Sq FtA$266

Data source: CoreLogic, Domain, 2026

True Cost of Home Ownership

True Cost of Home Ownership

See what you'll really pay over 30 years

$
%
$90,000 down
%
%
$

Utilities

Estimated monthly utility costs for a typical household in Mackay:

UtilityEstimated Monthly CostNotes
ElectricityA$175Based on ~900 kWh/month typical Australian household usage
Heating & CoolingN/AEstimated based on local climate. electric or gas heating (limited usage in mild climates)
Cooling (AC)A$3Estimated based on local climate and electricity rates
WaterA$55Includes sewer
Internet (100+ Mbps)A$65Broadband average
Garbage / TrashIncluded in taxesMunicipal service (covered by property taxes)
Total UtilitiesA$298Monthly estimate (including heating & cooling)

Data sources: AER, Sydney Water, ACCC 2025

Best Neighborhoods

Downtown Mackay

The heart of the city with restaurants, shops, and entertainment. Average rent: A$1,440/mo.

Mackay Heights

Trendy area with local businesses and a mix of historic and modern housing. Average rent: A$1,320/mo.

East Mackay

Up-and-coming neighborhood with new developments and young professionals. Average rent: A$1,080/mo.

West Mackay

Family-friendly area with parks and good schools. Average rent: A$1,140/mo.

Remote Work Score

Mackay scores —/100 for remote work readiness:

Cost of Living
72
Rent
A$1200
Sunny Days
265
Tax
32.5%
Unemployment
5.0%
Climate
86°F / 54°F

Climate

Mackay has a varied climate with distinct seasons.

MonthAvg HighAvg LowRainfall
January74°F54°F2.5"
April71°F69°F2.8"
July86°F61°F1.5"
October66°F72°F2.2"

Taxes

  • Income Tax: 32.5%
  • GST: 10%
  • Property Tax: ~0.25% of assessed value

Economy & Jobs

Major industries include technology, healthcare, education, and manufacturing. The unemployment rate is 5.0%.

Important Disclaimer: All data on this page is for informational purposes only and does not constitute financial, legal, tax, or real estate advice. URCity and Northshore Press are not financial advisors, tax professionals, or real estate agents. Always consult qualified professionals before making relocation or financial decisions.

Frequently Asked Questions

What is the cost of living in Mackay, QLD, Australia?

The cost of living index in Mackay is 72, which is Lower the Australia national average of 100.

How much does it cost to buy a home in Mackay?

The median home price in Mackay is A$400,000. The housing index is 68.

What is the average rent for a 1-bedroom apartment?

The average rent for a 1-bedroom apartment in Mackay is approximately A$1200/mo.

Does Mackay, QLD have income tax?

Mackay is in QLD, which has an income tax rate of 32.5%.

What is the climate like in Mackay?

Mackay enjoys approximately 265 sunny days per year. Summer highs reach around <no value>°F,86°F, while winter lows can drop to around <no value>°F.54°F.

Data Sources

  • Cost of Living: ABS, Numbeo, 2026
  • Housing Data: CoreLogic, Domain, 2026
  • Income & Employment: ABS Labour Force Survey, 2024

Data last updated: July 11, 2026. Data may not reflect current market conditions. Always verify with local sources before making relocation decisions.