Skyline of Mackay
Cost of Living: 72 86,002

Mackay, Australia

Queensland's sugar capital with beautiful beaches, the Eungella National Park, and a thriving mining industry.

Updated October 4, 2026

Overview

Mackay is a city in Queensland with a population of 86,002. Queensland’s sugar capital with beautiful beaches, the Eungella National Park, and a thriving mining industry. Housing is more affordable than the national average. The overall cost of living is below the national average. Gardening thrives here — the 6b growing zone supports Cool to mild — apples, pears, berries, many vegetables. The city enjoys abundant sunshine, with about 265 sunny days a year. Reported crime rates are relatively low.

Last updated: October 04, 2026

Cost of Living 72

Below Average vs Australia Avg (100)

Housing Index 68

Affordable

Median Income A$68,000

Household income

Unemployment 5.0%

Job market health

Mackay vs Australia Average

Cost of Living
Mackay: 72
Australia Avg: 100
Housing Index
Mackay: 68
Australia Avg: 100
State Income Tax
Mackay: 32.5%

Taxes

  • State Income Tax: 32.5%
  • Sales Tax: 10.0%

Economy & Jobs

  • Median Income: A$68,000
  • Unemployment: 5.0%
  • Population: 86,002

Climate

  • Sunny Days: 265/year
  • Summer High: 86°F
  • Winter Low: 54°F
  • Farming Zone: USDA Zone 6b

Internet Speed

  • Average 200 Mbps: 80 Mbps
  • Coworking Spaces: 15+ locations

Housing

  • Median Home: A$400,000
  • 1BR Rent: A$1200/mo

Not sure this is the right city?

Take our 2-minute quiz to discover the best cities for your lifestyle and budget.

Take the Quiz

Cost of Living

Mackay's cost of living index is 72 (Australia average = 100).

CategoryMackayNational AverageDifference
Overall72100-28.0%
Housing68100-32.0%

Data source: ABS, Numbeo, 2026

Housing Market

MetricValue
Median Home PriceA$400,000
Median Rent (1BR)A$1200/mo
Median Rent (2BR)A$1,500/mo
Price per Sq FtA$266

Data source: CoreLogic, Domain, 2026

True Cost of Home Ownership

True Cost of Home Ownership

See what you'll really pay over 30 years

A$
%
$90,000 down
%
%
A$

Utilities

Estimated monthly utility costs for a typical household in Mackay:

UtilityEstimated Monthly CostNotes
ElectricityA$150
Heating & CoolingN/AEstimated based on local climate.
Cooling (AC)A$3Estimated based on local climate and electricity rates
WaterA$60Includes sewer
Internet (100+ Mbps)A$70Broadband average
Garbage / TrashIncluded in taxesMunicipal service (covered by property taxes)
Total UtilitiesA$283Monthly estimate (including heating & cooling)

Data sources: AER, Sydney Water, ACCC 2025

Remote Work Score

Mackay scores —/100 for remote work readiness:

Cost of Living
— 72
Rent
— A$1200
Sunny Days
— 265
Tax
— 32.5%
Unemployment
— 5.0%
Climate
— 86°F / 54°F
Safety
— 0.8 homicides/100k
Population
— 86,002
Internet Speed
— 80 Mbps

Climate

Mackay has a varied climate with distinct seasons.

MonthAvg HighAvg LowRainfall
January74°F54°F2.5"
April71°F69°F2.8"
July86°F61°F1.5"
October66°F72°F2.2"
USDA Zone 6b

Cool to mild — apples, pears, berries, many vegetables

Natural Hazards

Mackay faces the following natural hazards:

Cyclone Extreme Risk

Frequently affected by cyclones.

Heat Wave Extreme Risk

Extreme tropical heat.

Flood High Risk

Flash floods.

Wildfire High Risk

Bushfire-prone continent with frequent fire seasons.

Drought High Risk

Frequent droughts across much of the continent.

Tornado Moderate Risk

Eastern Australia experiences tornadoes.

Sandstorm Moderate Risk

Dust storms in interior regions.

Based on historical records and geographic risk assessment.

Taxes

  • State Income Tax: 32.5%
  • Sales Tax: 10%
  • Property Tax: ~0.5% of assessed value

Economy & Jobs

Major industries include technology, healthcare, education, and manufacturing. The unemployment rate is 5.0%.

Crime & Safety

Crime rates in Mackay per 100,000 residents:

365.0
Violent Crime
2,605.0
Property Crime
0.8
Homicide

City-level crime data is not available for this location. The figure shown is the national average, which may differ significantly from actual conditions in this city.

Data source: UN Office on Drugs and Crime

Schools & Education

Total Schools

Academic Schedule

School Hours 8:30 AM – 3:00 PM
Academic Year Late January to December
Term System Quarter — Term 1 (Jan-Apr), Term 2 (Apr-Jun), Term 3 (Jul-Sep), Term 4 (Oct-Dec)
Summer Break December to January (6 weeks)
Winter Break July (2 weeks)
Spring Break April (2 weeks, Easter)

Queensland Department of Education sets the calendar.

Demographics

The population of Mackay is diverse. The figures below show the ethnic, educational, and religious composition of the local population.

Ethnicity

Asian
3.7%
Indigenous
3.5%
Other
12.9%
White/European
79.8%

Education

Bachelor's degree or higher
23.7%
High school graduate
18.5%
Less than high school
0.7%
Some college
57.1%

Religion

Data source: Australian Bureau of Statistics (ABS) Census 2021 (2021)

Important Disclaimer: All data on this page is for informational purposes only and does not constitute financial, legal, tax, or real estate advice. URCity and Northshore Press are not financial advisors, tax professionals, or real estate agents. Always consult qualified professionals before making relocation or financial decisions.

Frequently Asked Questions

What is the cost of living in Mackay, Australia?

The cost of living index in Mackay is 72, which is Lower the Australia national average of 100.

How much does it cost to buy a home in Mackay?

The median home price in Mackay is A$400,000. The housing index is 68.

What is the average rent for a 1-bedroom apartment?

The average rent for a 1-bedroom apartment in Mackay is approximately A$1200/mo.

Does Mackay, QLD have income tax?

Mackay is in QLD, which has an income tax rate of 32.5%.

What is the climate like in Mackay?

Mackay enjoys approximately 265 sunny days per year. Summer highs reach around 86°F, while winter lows can drop to around 54°F.

Data Sources

  • Cost of Living: ABS, Numbeo, 2026
  • Housing Data: CoreLogic, Domain, 2026
  • Income & Employment: ABS Labour Force Survey, 2024
  • Utilities AER, Sydney Water, ACCC 2025

Data last updated: October 21, 2026. Data may not reflect current market conditions. Always verify with local sources before making relocation decisions.