Skyline of Malindi
Cost of Living: 95 118,000

Malindi, Kenya

A coastal resort town in southeastern Kenya, known for its beautiful beaches, coral reefs, and historic Portuguese architecture.

Updated August 30, 2026

Overview

Malindi is a city in Kilifi with a population of 118,000. A coastal resort town in southeastern Kenya, known for its beautiful beaches, coral reefs, and historic Portuguese architecture. Housing costs are close to the national average. Gardening thrives here — the 7b growing zone supports Mild — wide variety of vegetables, many fruit trees. The city enjoys abundant sunshine, with about 290 sunny days a year. The population skews young, with a median age of 20.0.

Last updated: August 30, 2026

Cost of Living 95

Below Average vs Kenya Avg (100)

Housing Index 100

Affordable

Median Income KES 480,000

Household income

Unemployment 13.0%

Job market health

Malindi vs Kenya Average

Cost of Living
Malindi: 95
Kenya Avg: 100
Housing Index
Malindi: 100
Kenya Avg: 100

Taxes

  • State Income Tax: None
  • Sales Tax: 16.0%

Economy & Jobs

  • Median Income: KES 480,000
  • Unemployment: 13.0%
  • Population: 118,000

Climate

  • Sunny Days: 290/year
  • Summer High: 88°F
  • Winter Low: 70°F
  • Farming Zone: USDA Zone 7b

Housing

  • Median Home: KSh8,000,000
  • 1BR Rent: KSh35000/mo

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Cost of Living

Malindi's cost of living index is 95 (Kenya average = 100).

CategoryMalindiNational AverageDifference
Overall95100-5.0%
Housing1001000.0%

Data source: Council for Community and Economic Research (C2ER), 2026

Housing Market

MetricValue
Median Home PriceKSh8,000,000
Median Rent (1BR)KSh35000/mo
Median Rent (2BR)KSh43,750/mo
Price per Sq FtKSh5,333

Data source: Zillow Research, 2026

True Cost of Home Ownership

True Cost of Home Ownership

See what you'll really pay over 30 years

KSh
%
$90,000 down
%
%
KSh

Utilities

Estimated monthly utility costs for a typical household in Malindi:

UtilityEstimated Monthly CostNotes
ElectricityKSh2000
Heating & CoolingN/AEstimated based on local climate.
Cooling (AC)KSh23Estimated based on local climate and electricity rates
WaterKSh500Includes sewer
Internet (100+ Mbps)KSh2000Broadband average
Garbage / TrashIncluded in taxesMunicipal service (covered by property taxes)
Total UtilitiesKSh4523Monthly estimate (including heating & cooling)

Data sources: U.S. Energy Information Administration (EIA) 2024, EPA/AWWA water rate surveys, BroadbandNow

Remote Work Score

Malindi scores —/100 for remote work readiness:

Cost of Living
— 95
Rent
— KSh35000
Sunny Days
— 290
Tax
— None
Unemployment
— 13.0%
Climate
— 88°F / 70°F
Safety
— 4.8 homicides/100k
Population
— 118,000
Internet Speed
— 20 Mbps

Climate

Malindi has a varied climate with distinct seasons.

MonthAvg HighAvg LowRainfall
January90°F70°F2.5"
April73°F85°F2.8"
July88°F63°F1.5"
October68°F88°F2.2"
USDA Zone 7b

Mild — wide variety of vegetables, many fruit trees

Natural Hazards

Malindi faces the following natural hazards:

Earthquake High Risk

Active seismic zone with significant earthquake risk.

Cyclone High Risk

Significant cyclone risk.

Drought High Risk

Frequent droughts in arid and semi-arid regions.

Landslide High Risk

Rift Valley highlands with landslides.

Heat Wave High Risk

Extreme summer heat in lowlands.

Volcano Moderate Risk

Volcanic activity in the Great Rift Valley.

Flood Moderate Risk

Flash floods during rainy season.

Based on historical records and geographic risk assessment.

Taxes

  • State Income Tax: 0% (None)
  • Sales Tax: 16%
  • Property Tax: ~0.2% of assessed value

Economy & Jobs

Major industries include technology, healthcare, education, and manufacturing. The unemployment rate is 13.0%.

Schools & Education

Total Schools

Academic Schedule

School Hours 8:00 AM – 3:30 PM
Academic Year January to November/December
Term System Trimester — Term 1 (Jan-Apr), Term 2 (May-Aug), Term 3 (Sep-Nov)
Summer Break November to January (8 weeks)
Winter Break August (3 weeks)
Spring Break April (3 weeks)

Long break between Term 3 and Term 1.

Demographics

The population of Malindi is diverse. The figures below show the ethnic, educational, and religious composition of the local population.

Ethnicity

Kalenjin
13.0%
Kamba
10.0%
Kikuyu
17.0%
Luhya
14.0%
Luo
10.0%
Other
36.0%

Education

Bachelor's degree or higher
20.0%
High school graduate
25.0%
Less than high school
40.0%
Some college
15.0%

Religion

Christian (Catholic)
21.0%
Christian (Protestant)
60.0%
Folk
4.0%
Muslim
11.0%
Other
4.0%

City-level demographic data is not available for this location. The figures shown are national averages, which may differ from actual conditions in this city.

Data source: Kenya National Bureau of Statistics (2019)

Important Disclaimer: All data on this page is for informational purposes only and does not constitute financial, legal, tax, or real estate advice. URCity and Northshore Press are not financial advisors, tax professionals, or real estate agents. Always consult qualified professionals before making relocation or financial decisions.

Frequently Asked Questions

What is the cost of living in Malindi, Kenya?

The cost of living index in Malindi is 95, which is Lower the Kenya national average of 100.

How much does it cost to buy a home in Malindi?

The median home price in Malindi is KSh8,000,000. The housing index is 100.

What is the average rent for a 1-bedroom apartment?

The average rent for a 1-bedroom apartment in Malindi is approximately KSh35000/mo.

Does Malindi, Kilifi have income tax?

Malindi is in Kilifi, which has no income tax.

What is the climate like in Malindi?

Malindi enjoys approximately 290 sunny days per year. Summer highs reach around 88°F, while winter lows can drop to around 70°F.

Data Sources

  • Cost of Living: Council for Community and Economic Research (C2ER), 2026
  • Housing Data: Zillow Research, 2026
  • Income & Employment: US Census Bureau American Community Survey, 2024
  • Utilities U.S. Energy Information Administration (EIA) 2024, EPA/AWWA water rate surveys, BroadbandNow

Data last updated: September 13, 2026. Data may not reflect current market conditions. Always verify with local sources before making relocation decisions.