Skyline of Masaya
Cost of Living: 90 150,000

Masaya, MS, Nicaragua

The cradle of Nicaraguan folklore, known for its artisan markets, active volcano, and indigenous traditions.

Updated July 19, 2026
Cost of Living 90

Below Average vs Nicaragua Avg (100)

Housing Index 100

Affordable

Median Income C$120,000

Household income

Unemployment 8.0%

Job market health

Masaya vs Nicaragua Average

Cost of Living
Masaya: 90
Nicaragua Avg: 100
Housing Index
Masaya: 100
Nicaragua Avg: 100
Income Tax
Masaya: 30%

Taxes

  • Income Tax: 30.0%
  • VAT: 15.0%

Economy & Jobs

  • Median Income: C$120,000
  • Unemployment: 8.0%
  • Population: 150,000

Climate

  • Sunny Days: 240/year
  • Summer High: 90°F
  • Winter Low: 68°F

Housing

  • Median Home: C$1,500,000
  • 1BR Rent: C$8000/mo

Cost of Living

Masaya's cost of living index is 90 (Nicaragua average = 100).

CategoryMasayaNational AverageDifference
Overall90100-10.0%
Housing1001000.0%

Data source: INIDE / Numbeo, 2026

Housing Market

MetricValue
Median Home PriceC$1,500,000
Median Rent (1BR)C$8000/mo
Median Rent (2BR)C$10,000/mo
Price per Sq FtC$1,000

Data source: Encuentra24 / Numbeo, 2026

True Cost of Home Ownership

True Cost of Home Ownership

See what you'll really pay over 30 years

C$
%
$90,000 down
%
%
C$

Utilities

Estimated monthly utility costs for a typical household in Masaya:

UtilityEstimated Monthly CostNotes
ElectricityC$800Based on ~200 kWh/month typical Nicaraguan household usage
Heating & CoolingN/AEstimated based on local climate. electric or gas heating
Cooling (AC)C$767Estimated based on local climate and electricity rates
WaterC$300Includes sewer
Internet (100+ Mbps)C$600Broadband average
Garbage / TrashC$200Private service
Total UtilitiesC$2667Monthly estimate (including heating & cooling)

Data sources: INE, ENEL, Tigo 2025

Best Neighborhoods

Downtown Masaya

The heart of the city with restaurants, shops, and entertainment. Average rent: C$9,600/mo.

Masaya Heights

Trendy area with local businesses and a mix of historic and modern housing. Average rent: C$8,800/mo.

East Masaya

Up-and-coming neighborhood with new developments and young professionals. Average rent: C$7,200/mo.

West Masaya

Family-friendly area with parks and good schools. Average rent: C$7,600/mo.

Remote Work Score

Masaya scores —/100 for remote work readiness:

Cost of Living
90
Rent
C$8000
Sunny Days
240
Tax
30%
Unemployment
8.0%
Climate
90°F / 68°F

Climate

Masaya has a varied climate with distinct seasons.

MonthAvg HighAvg LowRainfall
January88°F68°F2.5"
April75°F83°F2.8"
July90°F65°F1.5"
October70°F86°F2.2"

Taxes

  • Income Tax: 30%
  • VAT: 15%
  • Property Tax: ~1.2% of assessed value

Economy & Jobs

Major industries include technology, healthcare, education, and manufacturing. The unemployment rate is 8.0%.

Crime & Safety

Crime rates in Masaya per 100,000 residents:

60.0
Violent Crime
180.0
Property Crime
7.2
Homicide

City-level crime data is not available for this location. The figure shown is the national average, which may differ significantly from actual conditions in this city.

Data source: UN Office on Drugs and Crime

Important Disclaimer: All data on this page is for informational purposes only and does not constitute financial, legal, tax, or real estate advice. URCity and Northshore Press are not financial advisors, tax professionals, or real estate agents. Always consult qualified professionals before making relocation or financial decisions.

Frequently Asked Questions

What is the cost of living in Masaya, MS, Nicaragua?

The cost of living index in Masaya is 90, which is Lower the Nicaragua national average of 100.

How much does it cost to buy a home in Masaya?

The median home price in Masaya is C$1,500,000. The housing index is 100.

What is the average rent for a 1-bedroom apartment?

The average rent for a 1-bedroom apartment in Masaya is approximately C$8000/mo.

Does Masaya, MS have income tax?

Masaya is in MS, which has an income tax rate of 30%.

What is the climate like in Masaya?

Masaya enjoys approximately 240 sunny days per year. Summer highs reach around 90°F, while winter lows can drop to around 68°F.

Data Sources

  • Cost of Living: INIDE / Numbeo, 2026
  • Housing Data: Encuentra24 / Numbeo, 2026
  • Income & Employment: INIDE Labour Force Survey, 2024
  • Utilities INE, ENEL, Tigo 2025

Data last updated: July 19, 2026. Data may not reflect current market conditions. Always verify with local sources before making relocation decisions.