Skyline of Matsumoto
Cost of Living: 88 240,000

Matsumoto, Japan

Home to Japan's most beautiful original castle, set against the stunning Northern Alps backdrop.

Updated July 12, 2026
Cost of Living 88

Below Average vs Japan avg (100)

Housing Index 90

Affordable

Median Income ¥4,300,000

Household income

Unemployment 3.6%

Job market health

Matsumoto vs Japan Average

Cost of Living
Matsumoto: 88
Japan Avg: 100
Housing Index
Matsumoto: 90
Japan Avg: 100
Income Tax
Matsumoto: 10%

Taxes

  • Income Tax: 10.0%
  • Consumption Tax: 10.0%

Economy & Jobs

  • Median Income: ¥4,300,000
  • Unemployment: 3.6%
  • Population: 240,000

Climate

  • Sunny Days: 198/year
  • Summer High: 86°F
  • Winter Low: 24°F

Housing

  • Median Home: ¥20,000,000
  • 1BR Rent: ¥50000/mo

Cost of Living

Matsumoto's cost of living index is 88 (Japan average = 100).

CategoryMatsumotoNational AverageDifference
Overall88100-12.0%
Housing90100-10.0%

Data source: Statistics Bureau of Japan / Numbeo, 2026

Housing Market

MetricValue
Median Home Price¥20,000,000
Median Rent (1BR)¥50000/mo
Median Rent (2BR)¥62,500/mo
Price per Sq Ft¥13,333

Data source: Suumo / MLIT, 2026

True Cost of Home Ownership

True Cost of Home Ownership

See what you'll really pay over 30 years

¥
%
$90,000 down
%
%
¥

Utilities

Estimated monthly utility costs for a typical household in Matsumoto:

UtilityEstimated Monthly CostNotes
Electricity¥8000Based on ~300 kWh/month typical Japanese household usage
Heating & Cooling¥54Estimated based on local climate. gas or kerosene heating
Cooling (AC)¥190Estimated based on local climate and electricity rates
Water¥3000Includes sewer
Internet (100+ Mbps)¥4500Broadband average
Garbage / TrashIncluded in taxesMunicipal service (covered by property taxes)
Total Utilities¥15744Monthly estimate (including heating & cooling)

Data sources: METI, Tokyo Electric Power, Osaka Gas 2025

Best Neighborhoods

Downtown Matsumoto

The heart of the city with restaurants, shops, and entertainment. Average rent: ¥60,000/mo.

Matsumoto Heights

Trendy area with local businesses and a mix of historic and modern housing. Average rent: ¥55,000/mo.

East Matsumoto

Up-and-coming neighborhood with new developments and young professionals. Average rent: ¥45,000/mo.

West Matsumoto

Family-friendly area with parks and good schools. Average rent: ¥47,500/mo.

Remote Work Score

Matsumoto scores —/100 for remote work readiness:

Cost of Living
88
Rent
¥50000
Sunny Days
198
Tax
10%
Unemployment
3.6%
Climate
86°F / 24°F

Climate

Matsumoto has a varied climate with distinct seasons.

MonthAvg HighAvg LowRainfall
January44°F24°F2.5"
April71°F39°F2.8"
July86°F61°F1.5"
October66°F42°F2.2"

Taxes

  • Income Tax: 10%
  • Consumption Tax: 10%
  • Property Tax: ~0.18% of assessed value

Economy & Jobs

Major industries include technology, healthcare, education, and manufacturing. The unemployment rate is 3.6%.

Important Disclaimer: All data on this page is for informational purposes only and does not constitute financial, legal, tax, or real estate advice. URCity and Northshore Press are not financial advisors, tax professionals, or real estate agents. Always consult qualified professionals before making relocation or financial decisions.

Frequently Asked Questions

What is the cost of living in Matsumoto, Japan?

The cost of living index in Matsumoto is 88, which is Lower the Japan national average of 100.

How much does it cost to buy a home in Matsumoto?

The median home price in Matsumoto is ¥20,000,000. The housing index is 90.

What is the average rent for a 1-bedroom apartment?

The average rent for a 1-bedroom apartment in Matsumoto is approximately ¥50000/mo.

Does Matsumoto, NGN have income tax?

Matsumoto is in NGN, which has an income tax rate of 10%.

What is the climate like in Matsumoto?

Matsumoto enjoys approximately 198 sunny days per year. Summer highs reach around 86°F, while winter lows can drop to around 24°F.

Data Sources

  • Cost of Living: Statistics Bureau of Japan / Numbeo, 2026
  • Housing Data: Suumo / MLIT, 2026
  • Income & Employment: Statistics Bureau of Japan Labour Force Survey, 2024
  • Utilities METI, Tokyo Electric Power, Osaka Gas 2025

Data last updated: July 12, 2026. Data may not reflect current market conditions. Always verify with local sources before making relocation decisions.