Skyline of Matsuyama
Cost of Living: 88 515,000

Matsuyama, Japan

The largest city on Shikoku, with one of Japan's oldest hot spring resorts and a magnificent original castle.

Updated August 11, 2026
Cost of Living 88

Below Average vs Japan Avg (100)

Housing Index 90

Affordable

Median Income ¥4,300,000

Household income

Unemployment 3.6%

Job market health

Matsuyama vs Japan Average

Cost of Living
Matsuyama: 88
Japan Avg: 100
Housing Index
Matsuyama: 90
Japan Avg: 100
State Income Tax
Matsuyama: 10%

Taxes

  • State Income Tax: 10.0%
  • Sales Tax: 10.0%

Economy & Jobs

  • Median Income: ¥4,300,000
  • Unemployment: 3.6%
  • Population: 515,000

Climate

  • Sunny Days: 200/year
  • Summer High: 87°F
  • Winter Low: 36°F
  • Farming Zone: USDA Zone 6a

Housing

  • Median Home: ¥20,000,000
  • 1BR Rent: ¥50000/mo

Cost of Living

Matsuyama's cost of living index is 88 (Japan average = 100).

CategoryMatsuyamaNational AverageDifference
Overall88100-12.0%
Housing90100-10.0%

Data source: Statistics Bureau of Japan / Numbeo, 2026

Housing Market

MetricValue
Median Home Price¥20,000,000
Median Rent (1BR)¥50000/mo
Median Rent (2BR)¥62,500/mo
Price per Sq Ft¥13,333

Data source: Suumo / MLIT, 2026

True Cost of Home Ownership

True Cost of Home Ownership

See what you'll really pay over 30 years

¥
%
$90,000 down
%
%
¥

Utilities

Estimated monthly utility costs for a typical household in Matsuyama:

UtilityEstimated Monthly CostNotes
Electricity¥8000
Heating & Cooling¥4991Estimated based on local climate.
Cooling (AC)¥380Estimated based on local climate and electricity rates
Water¥3000Includes sewer
Internet (100+ Mbps)¥4500Broadband average
Garbage / TrashIncluded in taxesMunicipal service (covered by property taxes)
Total Utilities¥20871Monthly estimate (including heating & cooling)

Data sources: METI, Tokyo Electric Power, Osaka Gas 2025

Remote Work Score

Matsuyama scores —/100 for remote work readiness:

Cost of Living
88
Rent
¥50000
Sunny Days
200
Tax
10%
Unemployment
3.6%
Climate
87°F / 36°F
Safety
0.2 homicides/100k
Population
515,000
Internet Speed
250 Mbps

Climate

Matsuyama has a varied climate with distinct seasons.

MonthAvg HighAvg LowRainfall
January56°F36°F2.5"
April72°F51°F2.8"
July87°F62°F1.5"
October67°F54°F2.2"
USDA Zone 6a

Cool to mild — apples, pears, berries, many vegetables

Natural Hazards

Matsuyama faces the following natural hazards:

Earthquake Extreme Risk

Located in a highly active seismic zone with frequent major earthquakes.

Tsunami Extreme Risk

Pacific coast frequently affected by tsunamis.

Typhoon Extreme Risk

Frequently affected by typhoons.

Volcano High Risk

Active volcanic region with frequent eruptions.

Flood High Risk

Typhoon-induced floods and storm surges.

Landslide High Risk

Mountainous terrain with heavy rain-induced landslides.

Avalanche High Risk

Hokkaido and Honshu mountains with heavy snow and avalanches.

Tornado Moderate Risk

Japan experiences occasional tornadoes.

Blizzard Moderate Risk

Northern Japan (Hokkaido) experiences heavy snow.

Based on historical records and geographic risk assessment.

Taxes

  • State Income Tax: 10%
  • Sales Tax: 10%
  • Property Tax: ~0.3% of assessed value

Economy & Jobs

Major industries include technology, healthcare, education, and manufacturing. The unemployment rate is 3.6%.

Crime & Safety

Crime rates in Matsuyama per 100,000 residents:

10.0
Violent Crime
200.0
Property Crime
0.2
Homicide

City-level crime data is not available for this location. The figure shown is the national average, which may differ significantly from actual conditions in this city.

Data source: UN Office on Drugs and Crime

Schools & Education

Total Schools

Academic Schedule

School Hours 8:30 AM – 3:30 PM
Academic Year April to March
Term System Trimester — 1st (Apr-Jul), 2nd (Sep-Dec), 3rd (Jan-Mar)
Summer Break Late July to August (6 weeks)
Winter Break Late December to early January (2 weeks)
Spring Break Late March to early April (2 weeks)

School year starts in April. Saturday classes have been phased out in most schools.

Universities & Higher Education

1
Universities
#1938
Top University Rank

Data source: Center for World University Rankings (CWUR) & World Universities Database

Important Disclaimer: All data on this page is for informational purposes only and does not constitute financial, legal, tax, or real estate advice. URCity and Northshore Press are not financial advisors, tax professionals, or real estate agents. Always consult qualified professionals before making relocation or financial decisions.

Frequently Asked Questions

What is the cost of living in Matsuyama, Japan?

The cost of living index in Matsuyama is 88, which is Lower the Japan national average of 100.

How much does it cost to buy a home in Matsuyama?

The median home price in Matsuyama is ¥20,000,000. The housing index is 90.

What is the average rent for a 1-bedroom apartment?

The average rent for a 1-bedroom apartment in Matsuyama is approximately ¥50000/mo.

Does Matsuyama, EHM have income tax?

Matsuyama is in EHM, which has an income tax rate of 10%.

What is the climate like in Matsuyama?

Matsuyama enjoys approximately 200 sunny days per year. Summer highs reach around 87°F, while winter lows can drop to around 36°F.

Data Sources

  • Cost of Living: Statistics Bureau of Japan / Numbeo, 2026
  • Housing Data: Suumo / MLIT, 2026
  • Income & Employment: Statistics Bureau of Japan Labour Force Survey, 2024
  • Utilities METI, Tokyo Electric Power, Osaka Gas 2025

Data last updated: August 12, 2026. Data may not reflect current market conditions. Always verify with local sources before making relocation decisions.