Missoula, MT, US
Garden City with the University of Montana, five valleys, and world-class fly fishing.
Overview
Missoula is a city in MT with a population of 75,000. Garden City with the University of Montana, five valleys, and world-class fly fishing. Housing costs are close to the national average. Gardening thrives here — the 5a growing zone supports Cool — many vegetables, some fruit trees. A large share of residents hold a bachelor’s degree or higher. The population skews young, with a median age of 34.3.
Last updated: September 12, 2026
Above Average vs US Avg (100)
Above Average
Household income
Job market health
Missoula vs US Average
Taxes
- State Income Tax: 6.8%
- Sales Tax: 0.0%
Economy & Jobs
- Median Income: $55,000
- Unemployment: 3.0%
- Population: 75,000
Climate
- Sunny Days: 160/year
- Summer High: 85°F
- Winter Low: 20°F
- Farming Zone: USDA Zone 5a
Housing
- Median Home: $420,000
- 1BR Rent: $1300/mo
Cost of Living
Missoula's cost of living index is 105 (US average = 100).
| Category | Missoula | National Average | Difference |
|---|---|---|---|
| Overall | 105 | 100 | +5.0% |
| Housing | 115 | 100 | +15.0% |
Data source: Council for Community and Economic Research (C2ER), 2026
Housing Market
| Metric | Value |
|---|---|
| Median Home Price | $420,000 |
| Median Rent (1BR) | $1300/mo |
| Median Rent (2BR) | $1,625/mo |
| Price per Sq Ft | $280 |
Data source: Zillow Research, 2026
True Cost of Home Ownership
Utilities
Estimated monthly utility costs for a typical household in Missoula:
| Utility | Estimated Monthly Cost | Notes |
|---|---|---|
| Electricity | $97 | Based on ~900 kWh/month typical US household usage |
| Heating & Cooling | $55 | Estimated based on local climate. Gas or electric |
| Cooling (AC) | N/A | Estimated based on local climate and electricity rates |
| Water | $45 | Includes sewer |
| Internet (100+ Mbps) | $75 | Broadband average |
| Garbage / Trash | $30 | Private service |
| Total Utilities | $302 | Monthly estimate (including heating & cooling) |
Data sources: U.S. Energy Information Administration (EIA) 2024, EPA/AWWA water rate surveys, BroadbandNow
Remote Work Score
Missoula scores —/100 for remote work readiness:
Climate
Missoula has a varied climate with distinct seasons.
| Month | Avg High | Avg Low | Rainfall |
|---|---|---|---|
| January | 40°F | 20°F | 2.5" |
| April | 70°F | 35°F | 2.8" |
| July | 85°F | 60°F | 1.5" |
| October | 65°F | 38°F | 2.2" |
Cool — many vegetables, some fruit trees
Natural Hazards
Missoula faces the following natural hazards:
Frequent wildfire seasons.
Severe winter storms and blizzards.
Frequent drought conditions.
Rocky Mountain region with landslides.
Rocky Mountains with frequent avalanches.
Seismic activity in the Intermountain Seismic Belt.
Tornado risk.
River and flash floods.
Based on historical records and geographic risk assessment.
Taxes
- State Income Tax: 6.75%
- Sales Tax: 0%
- Property Tax: ~0.83% of assessed value
Economy & Jobs
Major industries include technology, healthcare, education, and manufacturing. The unemployment rate is 3.0%.
Schools & Education
Data source: National Center for Education Statistics (NCES)
Demographics
The population of Missoula is diverse. The figures below show the ethnic, educational, and religious composition of the local population.
Ethnicity
Education
Religion
Data source: US Census Bureau American Community Survey (ACS) (2023)
Important Disclaimer: All data on this page is for informational purposes only and does not constitute financial, legal, tax, or real estate advice. URCity and Northshore Press are not financial advisors, tax professionals, or real estate agents. Always consult qualified professionals before making relocation or financial decisions.
Frequently Asked Questions
What is the cost of living in Missoula, MT, US?
The cost of living index in Missoula is 105, which is Higher the US national average of 100.
How much does it cost to buy a home in Missoula?
The median home price in Missoula is $420,000. The housing index is 115.
What is the average rent for a 1-bedroom apartment?
The average rent for a 1-bedroom apartment in Missoula is approximately $1300/mo.
Does Missoula, MT have income tax?
Missoula is in MT, which has an income tax rate of 6.75%.
What is the climate like in Missoula?
Missoula enjoys approximately 160 sunny days per year. Summer highs reach around 85°F, while winter lows can drop to around 20°F.
Data Sources
- Cost of Living: Council for Community and Economic Research (C2ER), 2026
- Housing Data: Zillow Research, 2026
- Income & Employment: US Census Bureau American Community Survey, 2024
- Utilities U.S. Energy Information Administration (EIA) 2024, EPA/AWWA water rate surveys, BroadbandNow
Data last updated: September 13, 2026. Data may not reflect current market conditions. Always verify with local sources before making relocation decisions.