Skyline of Mobile
Cost of Living: 90.5 187,041

Mobile, AL, US

Port City with Mardi Gras origin, Gulf Coast beaches, and very affordable living.

Updated August 11, 2026
Cost of Living 90.5

Below Average vs US Avg (100)

Housing Index 78.5

Affordable

Median Income $42,000

Household income

Unemployment 4.2%

Job market health

Mobile vs US Average

Cost of Living
Mobile: 90.5
US Avg: 100
Housing Index
Mobile: 78.5
US Avg: 100
State Income Tax
Mobile: 5%
US Avg: ~5%

Taxes

  • State Income Tax: 5.0%
  • Sales Tax: 10.0%

Economy & Jobs

  • Median Income: $42,000
  • Unemployment: 4.2%
  • Population: 187,041

Climate

  • Sunny Days: 214/year
  • Summer High: 91°F
  • Winter Low: 40°F
  • Farming Zone: USDA Zone 6a

Housing

  • Median Home: $155,000
  • 1BR Rent: $1050/mo

Cost of Living

Mobile's cost of living index is 90.5 (US average = 100).

CategoryMobileNational AverageDifference
Overall90.5100-9.5%
Housing78.5100-21.5%

Data source: Council for Community and Economic Research (C2ER), 2026

Housing Market

MetricValue
Median Home Price$155,000
Median Rent (1BR)$1050/mo
Median Rent (2BR)$1,313/mo
Price per Sq Ft$103

Data source: Zillow Research, 2026

True Cost of Home Ownership

True Cost of Home Ownership

See what you'll really pay over 30 years

$
%
$90,000 down
%
%
$

Utilities

Estimated monthly utility costs for a typical household in Mobile:

UtilityEstimated Monthly CostNotes
Electricity$105Based on ~900 kWh/month typical US household usage
Heating & Cooling$38Estimated based on local climate. Gas or electric
Cooling (AC)$15Estimated based on local climate and electricity rates
Water$45Includes sewer
Internet (100+ Mbps)$65Broadband average
Garbage / Trash$25Private service
Total Utilities$293Monthly estimate (including heating & cooling)

Data sources: U.S. Energy Information Administration (EIA) 2024, EPA/AWWA water rate surveys, BroadbandNow

Remote Work Score

Mobile scores —/100 for remote work readiness:

Cost of Living
90.5
Rent
$1050
Sunny Days
214
Tax
5%
Unemployment
4.2%
Climate
91°F / 40°F
Safety
16.5 homicides/100k
Population
187,041
Internet Speed
200 Mbps

Climate

Mobile has a varied climate with distinct seasons.

MonthAvg HighAvg LowRainfall
January60°F40°F2.5"
April76°F55°F2.8"
July91°F66°F1.5"
October71°F58°F2.2"
USDA Zone 6a

Cool to mild — apples, pears, berries, many vegetables

Natural Hazards

Mobile faces the following natural hazards:

Heat Wave Extreme Risk

Extreme summer heat.

Hurricane High Risk

Gulf Coast frequently affected by hurricanes.

Flood High Risk

Coastal and river flooding.

Tornado High Risk

Dixie Alley with frequent tornadoes.

Wildfire Moderate Risk

Wildfire risk in forested areas.

Drought Moderate Risk

Periodic drought conditions.

Based on historical records and geographic risk assessment.

Taxes

  • State Income Tax: 5%
  • Sales Tax: 10%
  • Property Tax: ~0.54% of assessed value

Economy & Jobs

Major industries include technology, healthcare, education, and manufacturing. The unemployment rate is 4.2%.

Crime & Safety

Crime rates in Mobile per 100,000 residents:

752.0
Violent Crime
1,674.5
Property Crime
16.5
Homicide

Data source: FBI Uniform Crime Reporting

Schools & Education

28/100
School Quality Score
Better than 19% of US cities
?
59
Total Schools
12.2:1
Student:Teacher
100.0%
Free/Reduced Lunch

Data source: National Center for Education Statistics (NCES)

Universities & Higher Education

1
Universities
#1938
Top University Rank

Data source: Center for World University Rankings (CWUR) & World Universities Database

Important Disclaimer: All data on this page is for informational purposes only and does not constitute financial, legal, tax, or real estate advice. URCity and Northshore Press are not financial advisors, tax professionals, or real estate agents. Always consult qualified professionals before making relocation or financial decisions.

Frequently Asked Questions

What is the cost of living in Mobile, AL, US?

The cost of living index in Mobile is 90.5, which is Lower the US national average of 100.

How much does it cost to buy a home in Mobile?

The median home price in Mobile is $155,000. The housing index is 78.5.

What is the average rent for a 1-bedroom apartment?

The average rent for a 1-bedroom apartment in Mobile is approximately $1050/mo.

Does Mobile, AL have income tax?

Mobile is in AL, which has an income tax rate of 5%.

What is the climate like in Mobile?

Mobile enjoys approximately 214 sunny days per year. Summer highs reach around 91°F, while winter lows can drop to around 40°F.

Data Sources

  • Cost of Living: Council for Community and Economic Research (C2ER), 2026
  • Housing Data: Zillow Research, 2026
  • Income & Employment: US Census Bureau American Community Survey, 2024
  • Utilities U.S. Energy Information Administration (EIA) 2024, EPA/AWWA water rate surveys, BroadbandNow

Data last updated: August 12, 2026. Data may not reflect current market conditions. Always verify with local sources before making relocation decisions.