Skyline of Monroe
Cost of Living: 85 48,000

Monroe, LA, US

Northeast Louisiana hub with the Biedenharn Museum and the Louisiana Purchase Gardens.

Updated September 12, 2026

Overview

Monroe is a city in LA with a population of 48,000. Northeast Louisiana hub with the Biedenharn Museum and the Louisiana Purchase Gardens. Housing costs are close to the national average. The overall cost of living is below the national average. Gardening thrives here — the 6a growing zone supports Cool to mild — apples, pears, berries, many vegetables. The population skews young, with a median age of 34.7.

Last updated: September 12, 2026

Cost of Living 85

Below Average vs US Avg (100)

Housing Index 88

Affordable

Median Income $45,000

Household income

Unemployment 4.2%

Job market health

Monroe vs US Average

Cost of Living
Monroe: 85
US Avg: 100
Housing Index
Monroe: 88
US Avg: 100
State Income Tax
Monroe: 4%
US Avg: ~5%

Taxes

  • State Income Tax: 4.0%
  • Sales Tax: 9.5%

Economy & Jobs

  • Median Income: $45,000
  • Unemployment: 4.2%
  • Population: 48,000

Climate

  • Sunny Days: 215/year
  • Summer High: 92°F
  • Winter Low: 38°F
  • Farming Zone: USDA Zone 6a

Housing

  • Median Home: $170,000
  • 1BR Rent: $850/mo

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Cost of Living

Monroe's cost of living index is 85 (US average = 100).

CategoryMonroeNational AverageDifference
Overall85100-15.0%
Housing88100-12.0%

Data source: Council for Community and Economic Research (C2ER), 2026

Housing Market

MetricValue
Median Home Price$170,000
Median Rent (1BR)$850/mo
Median Rent (2BR)$1,063/mo
Price per Sq Ft$113

Data source: Zillow Research, 2026

True Cost of Home Ownership

True Cost of Home Ownership

See what you'll really pay over 30 years

$
%
$90,000 down
%
%
$

Utilities

Estimated monthly utility costs for a typical household in Monroe:

UtilityEstimated Monthly CostNotes
Electricity$79Based on ~900 kWh/month typical US household usage
Heating & Cooling$40Estimated based on local climate. Gas or electric
Cooling (AC)$13Estimated based on local climate and electricity rates
Water$45Includes sewer
Internet (100+ Mbps)$65Broadband average
Garbage / Trash$25Private service
Total Utilities$267Monthly estimate (including heating & cooling)

Data sources: U.S. Energy Information Administration (EIA) 2024, EPA/AWWA water rate surveys, BroadbandNow

Remote Work Score

Monroe scores —/100 for remote work readiness:

Cost of Living
85
Rent
$850
Sunny Days
215
Tax
4%
Unemployment
4.2%
Climate
92°F / 38°F
Safety
5.8 homicides/100k
Population
48,000
Internet Speed
200 Mbps

Climate

Monroe has a varied climate with distinct seasons.

MonthAvg HighAvg LowRainfall
January58°F38°F2.5"
April77°F53°F2.8"
July92°F67°F1.5"
October72°F56°F2.2"
USDA Zone 6a

Cool to mild — apples, pears, berries, many vegetables

Natural Hazards

Monroe faces the following natural hazards:

Heat Wave Extreme Risk

Extreme summer heat.

Hurricane Extreme Risk

Frequently hit by hurricanes and tropical storms.

Tornado High Risk

Tornado Alley with frequent tornadoes.

Flood High Risk

Ouachita River flooding.

Wildfire Moderate Risk

Wildfire risk in forested areas.

Drought Moderate Risk

Periodic drought conditions.

Based on historical records and geographic risk assessment.

Taxes

  • State Income Tax: 4%
  • Sales Tax: 9.5%
  • Property Tax: ~0.56% of assessed value

Economy & Jobs

Major industries include technology, healthcare, education, and manufacturing. The unemployment rate is 4.2%.

Schools & Education

Total Schools

Academic Schedule

School Hours 8:00 AM – 3:00 PM
Academic Year August to May
Term System Semester — Fall (Aug-Dec), Spring (Jan-May/June)
Summer Break Mid-May to August (12 weeks)
Winter Break Late December to early January (2 weeks)
Spring Break March or April (1 week)

State mandates 180 school days. Many districts start in early August.

Universities & Higher Education

1
Universities
#1938
Top University Rank

Data source: Center for World University Rankings (CWUR) & World Universities Database

Demographics

The population of Monroe is diverse. The figures below show the ethnic, educational, and religious composition of the local population.

Ethnicity

Asian
1.5%
Black or African American
60.3%
Hispanic or Latino
3.0%
Native American
0.1%
Native Hawaiian or Pacific Islander
0.0%
Other
1.0%
Two or more races
1.4%
White
32.7%

Education

Bachelor's degree or higher
28.8%
High school graduate
30.0%
Less than high school
15.2%
Some college
26.1%

Religion

Christian
80.0%
Other
5.0%
Unaffiliated
15.0%

Data source: US Census Bureau American Community Survey (ACS) (2023)

Important Disclaimer: All data on this page is for informational purposes only and does not constitute financial, legal, tax, or real estate advice. URCity and Northshore Press are not financial advisors, tax professionals, or real estate agents. Always consult qualified professionals before making relocation or financial decisions.

Frequently Asked Questions

What is the cost of living in Monroe, LA, US?

The cost of living index in Monroe is 85, which is Lower the US national average of 100.

How much does it cost to buy a home in Monroe?

The median home price in Monroe is $170,000. The housing index is 88.

What is the average rent for a 1-bedroom apartment?

The average rent for a 1-bedroom apartment in Monroe is approximately $850/mo.

Does Monroe, LA have income tax?

Monroe is in LA, which has an income tax rate of 4%.

What is the climate like in Monroe?

Monroe enjoys approximately 215 sunny days per year. Summer highs reach around 92°F, while winter lows can drop to around 38°F.

Data Sources

  • Cost of Living: Council for Community and Economic Research (C2ER), 2026
  • Housing Data: Zillow Research, 2026
  • Income & Employment: US Census Bureau American Community Survey, 2024
  • Utilities U.S. Energy Information Administration (EIA) 2024, EPA/AWWA water rate surveys, BroadbandNow

Data last updated: September 13, 2026. Data may not reflect current market conditions. Always verify with local sources before making relocation decisions.