Skyline of Montana
Cost of Living: 65 42,000

Montana, Bulgaria

A city in northwestern Bulgaria, known for its Roman remains, the Montana Art Gallery, and the nearby Ogosta Reservoir recreation area.

Updated July 19, 2026
Cost of Living 65

Below Average vs Bulgaria Avg (100)

Housing Index 58

Affordable

Median Income лв 14,000

Household income

Unemployment 6.5%

Job market health

Montana vs Bulgaria Average

Cost of Living
Montana: 65
Bulgaria Avg: 100
Housing Index
Montana: 58
Bulgaria Avg: 100
Income Tax
Montana: 10%

Taxes

  • Income Tax: 10.0%
  • VAT: 20.0%

Economy & Jobs

  • Median Income: лв 14,000
  • Unemployment: 6.5%
  • Population: 42,000

Climate

  • Sunny Days: 200/year
  • Summer High: 82°F
  • Winter Low: 26°F

Housing

  • Median Home: лв45,000
  • 1BR Rent: лв250/mo

Cost of Living

Montana's cost of living index is 65 (Bulgaria average = 100).

CategoryMontanaNational AverageDifference
Overall65100-35.0%
Housing58100-42.0%

Data source: NSI / Numbeo, 2026

Housing Market

MetricValue
Median Home Priceлв45,000
Median Rent (1BR)лв250/mo
Median Rent (2BR)лв313/mo
Price per Sq Ftлв30

Data source: Imoti.net / Numbeo, 2026

True Cost of Home Ownership

True Cost of Home Ownership

See what you'll really pay over 30 years

лв
%
$90,000 down
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Utilities

Estimated monthly utility costs for a typical household in Montana:

UtilityEstimated Monthly CostNotes
Electricityлв60Based on ~3,500 kWh/year typical Bulgarian household usage
Heating & Coolingлв59Estimated based on local climate. electric or gas heating
Cooling (AC)N/AEstimated based on local climate and electricity rates
Waterлв25Includes sewer
Internet (100+ Mbps)лв30Broadband average
Garbage / Trashлв15Private service
Total Utilitiesлв189Monthly estimate (including heating & cooling)

Data sources: EWRC, CEZ, Vivacom 2025

Best Neighborhoods

Downtown Montana

The heart of the city with restaurants, shops, and entertainment. Average rent: лв300/mo.

Montana Heights

Trendy area with local businesses and a mix of historic and modern housing. Average rent: лв275/mo.

East Montana

Up-and-coming neighborhood with new developments and young professionals. Average rent: лв225/mo.

West Montana

Family-friendly area with parks and good schools. Average rent: лв238/mo.

Remote Work Score

Montana scores —/100 for remote work readiness:

Cost of Living
65
Rent
лв250
Sunny Days
200
Tax
10%
Unemployment
6.5%
Climate
82°F / 26°F

Climate

Montana has a varied climate with distinct seasons.

MonthAvg HighAvg LowRainfall
January46°F26°F2.5"
April67°F41°F2.8"
July82°F57°F1.5"
October62°F44°F2.2"

Taxes

  • Income Tax: 10%
  • VAT: 20%
  • Property Tax: ~0.5% of assessed value

Economy & Jobs

Major industries include technology, healthcare, education, and manufacturing. The unemployment rate is 6.5%.

Crime & Safety

Crime rates in Montana per 100,000 residents:

97.6
Violent Crime
446.3
Property Crime
1.2
Homicide

City-level crime data is not available for this location. The figure shown is the national average, which may differ significantly from actual conditions in this city.

Data source: Eurostat

Important Disclaimer: All data on this page is for informational purposes only and does not constitute financial, legal, tax, or real estate advice. URCity and Northshore Press are not financial advisors, tax professionals, or real estate agents. Always consult qualified professionals before making relocation or financial decisions.

Frequently Asked Questions

What is the cost of living in Montana, Bulgaria?

The cost of living index in Montana is 65, which is Lower the Bulgaria national average of 100.

How much does it cost to buy a home in Montana?

The median home price in Montana is лв45,000. The housing index is 58.

What is the average rent for a 1-bedroom apartment?

The average rent for a 1-bedroom apartment in Montana is approximately лв250/mo.

Does Montana, M have income tax?

Montana is in M, which has an income tax rate of 10%.

What is the climate like in Montana?

Montana enjoys approximately 200 sunny days per year. Summer highs reach around 82°F, while winter lows can drop to around 26°F.

Data Sources

  • Cost of Living: NSI / Numbeo, 2026
  • Housing Data: Imoti.net / Numbeo, 2026
  • Income & Employment: NSI Labour Force Survey, 2024
  • Utilities EWRC, CEZ, Vivacom 2025

Data last updated: July 19, 2026. Data may not reflect current market conditions. Always verify with local sources before making relocation decisions.