Naperville, IL, US
Top-rated Chicago suburb with excellent schools, Riverwalk, and a thriving downtown.
Above Average vs US Avg (100)
Above Average
Household income
Job market health
Naperville vs US Average
Taxes
- State Income Tax: 5.0%
- Sales Tax: 10.2%
Economy & Jobs
- Median Income: $100,000
- Unemployment: 2.8%
- Population: 150,000
Climate
- Sunny Days: 189/year
- Summer High: 84°F
- Winter Low: 17°F
- Farming Zone: USDA Zone 5a
Housing
- Median Home: $450,000
- 1BR Rent: $1700/mo
Cost of Living
Naperville's cost of living index is 115 (US average = 100).
| Category | Naperville | National Average | Difference |
|---|---|---|---|
| Overall | 115 | 100 | +15.0% |
| Housing | 130 | 100 | +30.0% |
Data source: Council for Community and Economic Research (C2ER), 2026
Housing Market
| Metric | Value |
|---|---|
| Median Home Price | $450,000 |
| Median Rent (1BR) | $1700/mo |
| Median Rent (2BR) | $2,125/mo |
| Price per Sq Ft | $300 |
Data source: Zillow Research, 2026
True Cost of Home Ownership
Utilities
Estimated monthly utility costs for a typical household in Naperville:
| Utility | Estimated Monthly Cost | Notes |
|---|---|---|
| Electricity | $110 | Based on ~900 kWh/month typical US household usage |
| Heating & Cooling | $84 | Estimated based on local climate. Gas or electric |
| Cooling (AC) | N/A | Estimated based on local climate and electricity rates |
| Water | $55 | Includes sewer |
| Internet (100+ Mbps) | $70 | Broadband average |
| Garbage / Trash | Included in taxes | Municipal service (covered by property taxes) |
| Total Utilities | $319 | Monthly estimate (including heating & cooling) |
Data sources: U.S. Energy Information Administration (EIA) 2024, EPA/AWWA water rate surveys, BroadbandNow
Remote Work Score
Naperville scores —/100 for remote work readiness:
Climate
Naperville has a varied climate with distinct seasons.
| Month | Avg High | Avg Low | Rainfall |
|---|---|---|---|
| January | 37°F | 17°F | 2.5" |
| April | 69°F | 32°F | 2.8" |
| July | 84°F | 59°F | 1.5" |
| October | 64°F | 35°F | 2.2" |
Cool — many vegetables, some fruit trees
Natural Hazards
Naperville faces the following natural hazards:
Tornado Alley with frequent tornadoes.
River flooding (Mississippi, Illinois).
Severe winter storms.
New Madrid and Wabash Valley seismic zones.
Based on historical records and geographic risk assessment.
Taxes
- State Income Tax: 4.95%
- Sales Tax: 10.25%
- Property Tax: ~2.27% of assessed value
Economy & Jobs
Major industries include technology, healthcare, education, and manufacturing. The unemployment rate is 2.8%.
Schools & Education
Academic Schedule
State mandates 180 school days. Chicago Public Schools has its own calendar.
Important Disclaimer: All data on this page is for informational purposes only and does not constitute financial, legal, tax, or real estate advice. URCity and Northshore Press are not financial advisors, tax professionals, or real estate agents. Always consult qualified professionals before making relocation or financial decisions.
Frequently Asked Questions
What is the cost of living in Naperville, IL, US?
The cost of living index in Naperville is 115, which is Higher the US national average of 100.
How much does it cost to buy a home in Naperville?
The median home price in Naperville is $450,000. The housing index is 130.
What is the average rent for a 1-bedroom apartment?
The average rent for a 1-bedroom apartment in Naperville is approximately $1700/mo.
Does Naperville, IL have income tax?
Naperville is in IL, which has an income tax rate of 4.95%.
What is the climate like in Naperville?
Naperville enjoys approximately 189 sunny days per year. Summer highs reach around 84°F, while winter lows can drop to around 17°F.
Data Sources
- Cost of Living: Council for Community and Economic Research (C2ER), 2026
- Housing Data: Zillow Research, 2026
- Income & Employment: US Census Bureau American Community Survey, 2024
- Utilities U.S. Energy Information Administration (EIA) 2024, EPA/AWWA water rate surveys, BroadbandNow
Data last updated: August 12, 2026. Data may not reflect current market conditions. Always verify with local sources before making relocation decisions.