Skyline of Nagano
Cost of Living: 90 380,000

Nagano, Japan

Host of the 1998 Winter Olympics, surrounded by the Japanese Alps with world-class skiing, temples, and hot springs.

Updated July 12, 2026
Cost of Living 90

Below Average vs Japan avg (100)

Housing Index 92

Affordable

Median Income ¥4,400,000

Household income

Unemployment 3.5%

Job market health

Nagano vs Japan Average

Cost of Living
Nagano: 90
Japan Avg: 100
Housing Index
Nagano: 92
Japan Avg: 100
Income Tax
Nagano: 10%

Taxes

  • Income Tax: 10.0%
  • Consumption Tax: 10.0%

Economy & Jobs

  • Median Income: ¥4,400,000
  • Unemployment: 3.5%
  • Population: 380,000

Climate

  • Sunny Days: 195/year
  • Summer High: 85°F
  • Winter Low: 26°F

Housing

  • Median Home: ¥21,000,000
  • 1BR Rent: ¥52000/mo

Cost of Living

Nagano's cost of living index is 90 (Japan average = 100).

CategoryNaganoNational AverageDifference
Overall90100-10.0%
Housing92100-8.0%

Data source: Statistics Bureau of Japan / Numbeo, 2026

Housing Market

MetricValue
Median Home Price¥21,000,000
Median Rent (1BR)¥52000/mo
Median Rent (2BR)¥65,000/mo
Price per Sq Ft¥14,000

Data source: Suumo / MLIT, 2026

True Cost of Home Ownership

True Cost of Home Ownership

See what you'll really pay over 30 years

¥
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$90,000 down
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Utilities

Estimated monthly utility costs for a typical household in Nagano:

UtilityEstimated Monthly CostNotes
Electricity¥8000Based on ~300 kWh/month typical Japanese household usage
Heating & Cooling¥50Estimated based on local climate. gas or kerosene heating
Cooling (AC)N/AEstimated based on local climate and electricity rates
Water¥3000Includes sewer
Internet (100+ Mbps)¥4500Broadband average
Garbage / TrashIncluded in taxesMunicipal service (covered by property taxes)
Total Utilities¥15550Monthly estimate (including heating & cooling)

Data sources: METI, Tokyo Electric Power, Osaka Gas 2025

Best Neighborhoods

Downtown Nagano

The heart of the city with restaurants, shops, and entertainment. Average rent: ¥62,400/mo.

Nagano Heights

Trendy area with local businesses and a mix of historic and modern housing. Average rent: ¥57,200/mo.

East Nagano

Up-and-coming neighborhood with new developments and young professionals. Average rent: ¥46,800/mo.

West Nagano

Family-friendly area with parks and good schools. Average rent: ¥49,400/mo.

Remote Work Score

Nagano scores —/100 for remote work readiness:

Cost of Living
90
Rent
¥52000
Sunny Days
195
Tax
10%
Unemployment
3.5%
Climate
85°F / 26°F

Climate

Nagano has a varied climate with distinct seasons.

MonthAvg HighAvg LowRainfall
January46°F26°F2.5"
April70°F41°F2.8"
July85°F60°F1.5"
October65°F44°F2.2"

Taxes

  • Income Tax: 10%
  • Consumption Tax: 10%
  • Property Tax: ~0.18% of assessed value

Economy & Jobs

Major industries include technology, healthcare, education, and manufacturing. The unemployment rate is 3.5%.

Important Disclaimer: All data on this page is for informational purposes only and does not constitute financial, legal, tax, or real estate advice. URCity and Northshore Press are not financial advisors, tax professionals, or real estate agents. Always consult qualified professionals before making relocation or financial decisions.

Frequently Asked Questions

What is the cost of living in Nagano, Japan?

The cost of living index in Nagano is 90, which is Lower the Japan national average of 100.

How much does it cost to buy a home in Nagano?

The median home price in Nagano is ¥21,000,000. The housing index is 92.

What is the average rent for a 1-bedroom apartment?

The average rent for a 1-bedroom apartment in Nagano is approximately ¥52000/mo.

Does Nagano, NGN have income tax?

Nagano is in NGN, which has an income tax rate of 10%.

What is the climate like in Nagano?

Nagano enjoys approximately 195 sunny days per year. Summer highs reach around 85°F, while winter lows can drop to around 26°F.

Data Sources

  • Cost of Living: Statistics Bureau of Japan / Numbeo, 2026
  • Housing Data: Suumo / MLIT, 2026
  • Income & Employment: Statistics Bureau of Japan Labour Force Survey, 2024
  • Utilities METI, Tokyo Electric Power, Osaka Gas 2025

Data last updated: July 12, 2026. Data may not reflect current market conditions. Always verify with local sources before making relocation decisions.