Skyline of Napa
Cost of Living: 160 78,000

Napa, CA, US

Heart of Napa Valley wine country with world-class wineries and farm-to-table dining.

Updated July 19, 2026
Cost of Living 160

Very High vs US Avg (100)

Housing Index 195

Very Expensive

Median Income $75,000

Household income

Unemployment 3.5%

Job market health

Napa vs US Average

Cost of Living
Napa: 160
US Avg: 100
Housing Index
Napa: 195
US Avg: 100
State Income Tax
Napa: 8%
US Avg: ~5%

Taxes

  • State Income Tax: 8.0%
  • Sales Tax: 10.0%

Economy & Jobs

  • Median Income: $75,000
  • Unemployment: 3.5%
  • Population: 78,000

Climate

  • Sunny Days: 260/year
  • Summer High: 85°F
  • Winter Low: 40°F

Housing

  • Median Home: $850,000
  • 1BR Rent: $2000/mo

Cost of Living

Napa's cost of living index is 160 (US average = 100).

CategoryNapaNational AverageDifference
Overall160100+60.0%
Housing195100+95.0%

Data source: Council for Community and Economic Research (C2ER), 2026

Housing Market

MetricValue
Median Home Price$850,000
Median Rent (1BR)$2000/mo
Median Rent (2BR)$2,500/mo
Price per Sq Ft$566

Data source: Zillow Research, 2026

True Cost of Home Ownership

True Cost of Home Ownership

See what you'll really pay over 30 years

$
%
$90,000 down
%
%
$

Utilities

Estimated monthly utility costs for a typical household in Napa:

UtilityEstimated Monthly CostNotes
Electricity$110Based on ~900 kWh/month typical US household usage
Heating & Cooling$4Estimated based on local climate. Gas or electric
Cooling (AC)$5Estimated based on local climate and electricity rates
Water$55Includes sewer
Internet (100+ Mbps)$60Broadband average
Garbage / Trash$25Private service
Total Utilities$259Monthly estimate (including heating & cooling)

Data sources: U.S. Energy Information Administration (EIA) 2024, EPA/AWWA water rate surveys, BroadbandNow

Best Neighborhoods

Downtown Napa

The heart of the city with restaurants, shops, and entertainment. Average rent: $2,400/mo.

Napa Heights

Trendy area with local businesses and a mix of historic and modern housing. Average rent: $2,200/mo.

East Napa

Up-and-coming neighborhood with new developments and young professionals. Average rent: $1,800/mo.

West Napa

Family-friendly area with parks and good schools. Average rent: $1,900/mo.

Remote Work Score

Napa scores —/100 for remote work readiness:

Cost of Living
160
Rent
$2000
Sunny Days
260
Tax
8%
Unemployment
3.5%
Climate
85°F / 40°F

Climate

Napa has a varied climate with distinct seasons.

MonthAvg HighAvg LowRainfall
January60°F40°F2.5"
April70°F55°F2.8"
July85°F60°F1.5"
October65°F58°F2.2"

Taxes

  • State Income Tax: 8%
  • Sales Tax: 10%
  • Property Tax: ~0.7% of assessed value

Economy & Jobs

Major industries include technology, healthcare, education, and manufacturing. The unemployment rate is 3.5%.

Important Disclaimer: All data on this page is for informational purposes only and does not constitute financial, legal, tax, or real estate advice. URCity and Northshore Press are not financial advisors, tax professionals, or real estate agents. Always consult qualified professionals before making relocation or financial decisions.

Frequently Asked Questions

What is the cost of living in Napa, CA, US?

The cost of living index in Napa is 160, which is Higher the US national average of 100.

How much does it cost to buy a home in Napa?

The median home price in Napa is $850,000. The housing index is 195.

What is the average rent for a 1-bedroom apartment?

The average rent for a 1-bedroom apartment in Napa is approximately $2000/mo.

Does Napa, CA have income tax?

Napa is in CA, which has an income tax rate of 8%.

What is the climate like in Napa?

Napa enjoys approximately 260 sunny days per year. Summer highs reach around 85°F, while winter lows can drop to around 40°F.

Data Sources

  • Cost of Living: Council for Community and Economic Research (C2ER), 2026
  • Housing Data: Zillow Research, 2026
  • Income & Employment: US Census Bureau American Community Survey, 2024
  • Utilities U.S. Energy Information Administration (EIA) 2024, EPA/AWWA water rate surveys, BroadbandNow

Data last updated: July 19, 2026. Data may not reflect current market conditions. Always verify with local sources before making relocation decisions.