Skyline of Naples
Cost of Living: 135 22,000

Naples, FL, US

Gulf Coast paradise with world-class beaches, golf, and upnown shopping on Fifth Avenue.

Updated July 20, 2026
Cost of Living 135

Very High vs US Avg (100)

Housing Index 160

Very Expensive

Median Income $75,000

Household income

Unemployment 3.0%

Job market health

Naples vs US Average

Cost of Living
Naples: 135
US Avg: 100
Housing Index
Naples: 160
US Avg: 100

Taxes

  • State Income Tax: None
  • Sales Tax: 7.0%

Economy & Jobs

  • Median Income: $75,000
  • Unemployment: 3.0%
  • Population: 22,000

Climate

  • Sunny Days: 260/year
  • Summer High: 92°F
  • Winter Low: 58°F

Housing

  • Median Home: $700,000
  • 1BR Rent: $2000/mo

Cost of Living

Naples's cost of living index is 135 (US average = 100).

CategoryNaplesNational AverageDifference
Overall135100+35.0%
Housing160100+60.0%

Data source: Council for Community and Economic Research (C2ER), 2026

Housing Market

MetricValue
Median Home Price$700,000
Median Rent (1BR)$2000/mo
Median Rent (2BR)$2,500/mo
Price per Sq Ft$466

Data source: Zillow Research, 2026

True Cost of Home Ownership

True Cost of Home Ownership

See what you'll really pay over 30 years

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$90,000 down
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Utilities

Estimated monthly utility costs for a typical household in Naples:

UtilityEstimated Monthly CostNotes
Electricity$110Based on ~900 kWh/month typical US household usage
Heating & CoolingN/AEstimated based on local climate. Gas or electric
Cooling (AC)$29Estimated based on local climate and electricity rates
Water$55Includes sewer
Internet (100+ Mbps)$60Broadband average
Garbage / Trash$25Private service
Total Utilities$279Monthly estimate (including heating & cooling)

Data sources: U.S. Energy Information Administration (EIA) 2024, EPA/AWWA water rate surveys, BroadbandNow

Best Neighborhoods

Downtown Naples

The heart of the city with restaurants, shops, and entertainment. Average rent: $2,400/mo.

Naples Heights

Trendy area with local businesses and a mix of historic and modern housing. Average rent: $2,200/mo.

East Naples

Up-and-coming neighborhood with new developments and young professionals. Average rent: $1,800/mo.

West Naples

Family-friendly area with parks and good schools. Average rent: $1,900/mo.

Remote Work Score

Naples scores —/100 for remote work readiness:

Cost of Living
135
Rent
$2000
Sunny Days
260
Tax
None
Unemployment
3.0%
Climate
92°F / 58°F

Climate

Naples has a varied climate with distinct seasons.

MonthAvg HighAvg LowRainfall
January78°F58°F2.5"
April77°F73°F2.8"
July92°F67°F1.5"
October72°F76°F2.2"

Taxes

  • State Income Tax: 0% (None)
  • Sales Tax: 7%
  • Property Tax: ~0.85% of assessed value

Economy & Jobs

Major industries include technology, healthcare, education, and manufacturing. The unemployment rate is 3.0%.

Important Disclaimer: All data on this page is for informational purposes only and does not constitute financial, legal, tax, or real estate advice. URCity and Northshore Press are not financial advisors, tax professionals, or real estate agents. Always consult qualified professionals before making relocation or financial decisions.

Frequently Asked Questions

What is the cost of living in Naples, FL, US?

The cost of living index in Naples is 135, which is Higher the US national average of 100.

How much does it cost to buy a home in Naples?

The median home price in Naples is $700,000. The housing index is 160.

What is the average rent for a 1-bedroom apartment?

The average rent for a 1-bedroom apartment in Naples is approximately $2000/mo.

Does Naples, FL have income tax?

Naples is in FL, which has no income tax.

What is the climate like in Naples?

Naples enjoys approximately 260 sunny days per year. Summer highs reach around 92°F, while winter lows can drop to around 58°F.

Data Sources

  • Cost of Living: Council for Community and Economic Research (C2ER), 2026
  • Housing Data: Zillow Research, 2026
  • Income & Employment: US Census Bureau American Community Survey, 2024
  • Utilities U.S. Energy Information Administration (EIA) 2024, EPA/AWWA water rate surveys, BroadbandNow

Data last updated: July 20, 2026. Data may not reflect current market conditions. Always verify with local sources before making relocation decisions.