Skyline of New Bedford
Cost of Living: 100 100,000

New Bedford, MA, US

Whaling City with a historic waterfront, the Seamen's Bethel, and a working fishing port.

Updated September 12, 2026

Overview

New Bedford is a city in MA with a population of 100,000. Whaling City with a historic waterfront, the Seamen’s Bethel, and a working fishing port. Housing costs are close to the national average. Gardening thrives here — the 5a growing zone supports Cool — many vegetables, some fruit trees. A relatively small share of residents hold a bachelor’s degree.

Last updated: September 12, 2026

Cost of Living 100

Below Average vs US Avg (100)

Housing Index 105

Above Average

Median Income $52,000

Household income

Unemployment 4.5%

Job market health

New Bedford vs US Average

Cost of Living
New Bedford: 100
US Avg: 100
Housing Index
New Bedford: 105
US Avg: 100
State Income Tax
New Bedford: 5%
US Avg: ~5%

Taxes

  • State Income Tax: 5.0%
  • Sales Tax: 6.2%

Economy & Jobs

  • Median Income: $52,000
  • Unemployment: 4.5%
  • Population: 100,000

Climate

  • Sunny Days: 200/year
  • Summer High: 80°F
  • Winter Low: 24°F
  • Farming Zone: USDA Zone 5a

Housing

  • Median Home: $280,000
  • 1BR Rent: $1200/mo

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Cost of Living

New Bedford's cost of living index is 100 (US average = 100).

CategoryNew BedfordNational AverageDifference
Overall1001000.0%
Housing105100+5.0%

Data source: Council for Community and Economic Research (C2ER), 2026

Housing Market

MetricValue
Median Home Price$280,000
Median Rent (1BR)$1200/mo
Median Rent (2BR)$1,500/mo
Price per Sq Ft$186

Data source: Zillow Research, 2026

True Cost of Home Ownership

True Cost of Home Ownership

See what you'll really pay over 30 years

$
%
$90,000 down
%
%
$

Utilities

Estimated monthly utility costs for a typical household in New Bedford:

UtilityEstimated Monthly CostNotes
Electricity$215Based on ~900 kWh/month typical US household usage
Heating & Cooling$141Estimated based on local climate. Gas or electric
Cooling (AC)N/AEstimated based on local climate and electricity rates
Water$75Includes sewer
Internet (100+ Mbps)$80Broadband average
Garbage / TrashIncluded in taxesMunicipal service (covered by property taxes)
Total Utilities$511Monthly estimate (including heating & cooling)

Data sources: U.S. Energy Information Administration (EIA) 2024, EPA/AWWA water rate surveys, BroadbandNow

Remote Work Score

New Bedford scores —/100 for remote work readiness:

Cost of Living
100
Rent
$1200
Sunny Days
200
Tax
5%
Unemployment
4.5%
Climate
80°F / 24°F
Safety
5.8 homicides/100k
Population
100,000
Internet Speed
200 Mbps

Climate

New Bedford has a varied climate with distinct seasons.

MonthAvg HighAvg LowRainfall
January44°F24°F2.5"
April65°F39°F2.8"
July80°F55°F1.5"
October60°F42°F2.2"
USDA Zone 5a

Cool — many vegetables, some fruit trees

Natural Hazards

New Bedford faces the following natural hazards:

Flood High Risk

Coastal flooding.

Blizzard High Risk

Severe winter storms.

Hurricane Moderate Risk

Coastal areas affected by hurricanes.

Based on historical records and geographic risk assessment.

Taxes

  • State Income Tax: 5%
  • Sales Tax: 6.25%
  • Property Tax: ~1.23% of assessed value

Economy & Jobs

Major industries include technology, healthcare, education, and manufacturing. The unemployment rate is 4.5%.

Schools & Education

Total Schools

Academic Schedule

School Hours 8:00 AM – 2:30 PM
Academic Year September to June
Term System Semester — Fall (Aug-Dec), Spring (Jan-May/June)
Summer Break Late June to September (10 weeks)
Winter Break Late December to early January (2 weeks)
Spring Break March or April (1 week)

State mandates 180 school days. Many districts have early release Wednesdays.

Demographics

The population of New Bedford is diverse. The figures below show the ethnic, educational, and religious composition of the local population.

Ethnicity

Asian
1.5%
Black or African American
5.3%
Hispanic or Latino
24.5%
Native American
0.2%
Native Hawaiian or Pacific Islander
0.0%
Other
4.2%
Two or more races
8.7%
White
55.6%

Education

Bachelor's degree or higher
16.8%
High school graduate
34.4%
Less than high school
23.9%
Some college
24.9%

Religion

Christian
55.0%
Jewish
4.0%
Other
8.0%
Unaffiliated
33.0%

Data source: US Census Bureau American Community Survey (ACS) (2023)

Important Disclaimer: All data on this page is for informational purposes only and does not constitute financial, legal, tax, or real estate advice. URCity and Northshore Press are not financial advisors, tax professionals, or real estate agents. Always consult qualified professionals before making relocation or financial decisions.

Frequently Asked Questions

What is the cost of living in New Bedford, MA, US?

The cost of living index in New Bedford is 100, which is Lower the US national average of 100.

How much does it cost to buy a home in New Bedford?

The median home price in New Bedford is $280,000. The housing index is 105.

What is the average rent for a 1-bedroom apartment?

The average rent for a 1-bedroom apartment in New Bedford is approximately $1200/mo.

Does New Bedford, MA have income tax?

New Bedford is in MA, which has an income tax rate of 5%.

What is the climate like in New Bedford?

New Bedford enjoys approximately 200 sunny days per year. Summer highs reach around 80°F, while winter lows can drop to around 24°F.

Data Sources

  • Cost of Living: Council for Community and Economic Research (C2ER), 2026
  • Housing Data: Zillow Research, 2026
  • Income & Employment: US Census Bureau American Community Survey, 2024
  • Utilities U.S. Energy Information Administration (EIA) 2024, EPA/AWWA water rate surveys, BroadbandNow

Data last updated: September 13, 2026. Data may not reflect current market conditions. Always verify with local sources before making relocation decisions.