Skyline of New Bedford
Cost of Living: 100 100,000

New Bedford, MA, US

Whaling City with a historic waterfront, the Seamen's Bethel, and a working fishing port.

Updated July 19, 2026
Cost of Living 100

Below Average vs US Avg (100)

Housing Index 105

Above Average

Median Income $52,000

Household income

Unemployment 4.5%

Job market health

New Bedford vs US Average

Cost of Living
New Bedford: 100
US Avg: 100
Housing Index
New Bedford: 105
US Avg: 100
State Income Tax
New Bedford: 5%
US Avg: ~5%

Taxes

  • State Income Tax: 5.0%
  • Sales Tax: 6.2%

Economy & Jobs

  • Median Income: $52,000
  • Unemployment: 4.5%
  • Population: 100,000

Climate

  • Sunny Days: 200/year
  • Summer High: 80°F
  • Winter Low: 24°F

Housing

  • Median Home: $280,000
  • 1BR Rent: $1200/mo

Cost of Living

New Bedford's cost of living index is 100 (US average = 100).

CategoryNew BedfordNational AverageDifference
Overall1001000.0%
Housing105100+5.0%

Data source: Council for Community and Economic Research (C2ER), 2026

Housing Market

MetricValue
Median Home Price$280,000
Median Rent (1BR)$1200/mo
Median Rent (2BR)$1,500/mo
Price per Sq Ft$186

Data source: Zillow Research, 2026

True Cost of Home Ownership

True Cost of Home Ownership

See what you'll really pay over 30 years

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$90,000 down
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Utilities

Estimated monthly utility costs for a typical household in New Bedford:

UtilityEstimated Monthly CostNotes
Electricity$110Based on ~900 kWh/month typical US household usage
Heating & Cooling$6Estimated based on local climate. Gas or electric
Cooling (AC)$4Estimated based on local climate and electricity rates
Water$55Includes sewer
Internet (100+ Mbps)$60Broadband average
Garbage / Trash$25Private service
Total Utilities$260Monthly estimate (including heating & cooling)

Data sources: U.S. Energy Information Administration (EIA) 2024, EPA/AWWA water rate surveys, BroadbandNow

Best Neighborhoods

Downtown New Bedford

The heart of the city with restaurants, shops, and entertainment. Average rent: $1,440/mo.

New Bedford Heights

Trendy area with local businesses and a mix of historic and modern housing. Average rent: $1,320/mo.

East New Bedford

Up-and-coming neighborhood with new developments and young professionals. Average rent: $1,080/mo.

West New Bedford

Family-friendly area with parks and good schools. Average rent: $1,140/mo.

Remote Work Score

New Bedford scores —/100 for remote work readiness:

Cost of Living
100
Rent
$1200
Sunny Days
200
Tax
5%
Unemployment
4.5%
Climate
80°F / 24°F

Climate

New Bedford has a varied climate with distinct seasons.

MonthAvg HighAvg LowRainfall
January44°F24°F2.5"
April65°F39°F2.8"
July80°F55°F1.5"
October60°F42°F2.2"

Taxes

  • State Income Tax: 5%
  • Sales Tax: 6.25%
  • Property Tax: ~1.1% of assessed value

Economy & Jobs

Major industries include technology, healthcare, education, and manufacturing. The unemployment rate is 4.5%.

Important Disclaimer: All data on this page is for informational purposes only and does not constitute financial, legal, tax, or real estate advice. URCity and Northshore Press are not financial advisors, tax professionals, or real estate agents. Always consult qualified professionals before making relocation or financial decisions.

Frequently Asked Questions

What is the cost of living in New Bedford, MA, US?

The cost of living index in New Bedford is 100, which is Lower the US national average of 100.

How much does it cost to buy a home in New Bedford?

The median home price in New Bedford is $280,000. The housing index is 105.

What is the average rent for a 1-bedroom apartment?

The average rent for a 1-bedroom apartment in New Bedford is approximately $1200/mo.

Does New Bedford, MA have income tax?

New Bedford is in MA, which has an income tax rate of 5%.

What is the climate like in New Bedford?

New Bedford enjoys approximately 200 sunny days per year. Summer highs reach around 80°F, while winter lows can drop to around 24°F.

Data Sources

  • Cost of Living: Council for Community and Economic Research (C2ER), 2026
  • Housing Data: Zillow Research, 2026
  • Income & Employment: US Census Bureau American Community Survey, 2024
  • Utilities U.S. Energy Information Administration (EIA) 2024, EPA/AWWA water rate surveys, BroadbandNow

Data last updated: July 19, 2026. Data may not reflect current market conditions. Always verify with local sources before making relocation decisions.