Skyline of Oakland
Cost of Living: 158.4 440,646

Oakland, CA, US

Bay Area alternative with diversity, art, and slightly more affordable housing than SF.

Updated August 11, 2026
Cost of Living 158.4

Very High vs US Avg (100)

Housing Index 218.5

Very Expensive

Median Income $82,000

Household income

Unemployment 4.1%

Job market health

Oakland vs US Average

Cost of Living
Oakland: 158.4
US Avg: 100
Housing Index
Oakland: 218.5
US Avg: 100
State Income Tax
Oakland: 9.3%
US Avg: ~5%

Taxes

  • State Income Tax: 9.3%
  • Sales Tax: 9.2%

Economy & Jobs

  • Median Income: $82,000
  • Unemployment: 4.1%
  • Population: 440,646

Climate

  • Sunny Days: 259/year
  • Summer High: 72°F
  • Winter Low: 45°F
  • Farming Zone: USDA Zone 6b

Housing

  • Median Home: $750,000
  • 1BR Rent: $2200/mo

Cost of Living

Oakland's cost of living index is 158.4 (US average = 100).

CategoryOaklandNational AverageDifference
Overall158.4100+58.4%
Housing218.5100+118.5%

Data source: Council for Community and Economic Research (C2ER), 2026

Housing Market

MetricValue
Median Home Price$750,000
Median Rent (1BR)$2200/mo
Median Rent (2BR)$2,750/mo
Price per Sq Ft$500

Data source: Zillow Research, 2026

True Cost of Home Ownership

True Cost of Home Ownership

See what you'll really pay over 30 years

$
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$90,000 down
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Utilities

Estimated monthly utility costs for a typical household in Oakland:

UtilityEstimated Monthly CostNotes
Electricity$250Based on ~900 kWh/month typical US household usage
Heating & Cooling$58Estimated based on local climate. Gas or electric
Cooling (AC)N/AEstimated based on local climate and electricity rates
Water$110Includes sewer
Internet (100+ Mbps)$55Broadband average
Garbage / Trash$35Private service
Total Utilities$508Monthly estimate (including heating & cooling)

Data sources: U.S. Energy Information Administration (EIA) 2024, EPA/AWWA water rate surveys, BroadbandNow

Remote Work Score

Oakland scores —/100 for remote work readiness:

Cost of Living
158.4
Rent
$2200
Sunny Days
259
Tax
9.3%
Unemployment
4.1%
Climate
72°F / 45°F
Safety
18.6 homicides/100k
Population
440,646
Internet Speed
200 Mbps

Climate

Oakland has a varied climate with distinct seasons.

MonthAvg HighAvg LowRainfall
January65°F45°F2.5"
April57°F60°F2.8"
July72°F47°F1.5"
October52°F63°F2.2"
USDA Zone 6b

Cool to mild — apples, pears, berries, many vegetables

Natural Hazards

Oakland faces the following natural hazards:

Wildfire Extreme Risk

Frequent and severe wildfire seasons.

Earthquake High Risk

Located on the San Andreas Fault system with frequent seismic activity.

Heat Wave High Risk

Extreme summer heat in inland and desert regions.

Drought High Risk

Frequent and severe drought conditions.

Landslide High Risk

Coastal and mountainous regions with frequent landslides.

Avalanche High Risk

Sierra Nevada with frequent avalanches.

Flood Moderate Risk

Flash floods and river flooding.

Sandstorm Moderate Risk

Dust storms in desert regions.

Based on historical records and geographic risk assessment.

Taxes

  • State Income Tax: 9.3%
  • Sales Tax: 9.25%
  • Property Tax: ~0.86% of assessed value

Economy & Jobs

Major industries include technology, healthcare, education, and manufacturing. The unemployment rate is 4.1%.

Crime & Safety

Crime rates in Oakland per 100,000 residents:

1,925.3
Violent Crime
7,230.3
Property Crime
18.6
Homicide

Data source: FBI Uniform Crime Reporting

Schools & Education

42/100
School Quality Score
Better than 6% of US cities
?
147
Total Schools
15.7:1
Student:Teacher
90.7%
Free/Reduced Lunch

Data source: National Center for Education Statistics (NCES)

Universities & Higher Education

3
Universities
#1264
Top University Rank
Top-Ranked University Oakland University

Data source: Center for World University Rankings (CWUR) & World Universities Database

Important Disclaimer: All data on this page is for informational purposes only and does not constitute financial, legal, tax, or real estate advice. URCity and Northshore Press are not financial advisors, tax professionals, or real estate agents. Always consult qualified professionals before making relocation or financial decisions.

Frequently Asked Questions

What is the cost of living in Oakland, CA, US?

The cost of living index in Oakland is 158.4, which is Higher the US national average of 100.

How much does it cost to buy a home in Oakland?

The median home price in Oakland is $750,000. The housing index is 218.5.

What is the average rent for a 1-bedroom apartment?

The average rent for a 1-bedroom apartment in Oakland is approximately $2200/mo.

Does Oakland, CA have income tax?

Oakland is in CA, which has an income tax rate of 9.3%.

What is the climate like in Oakland?

Oakland enjoys approximately 259 sunny days per year. Summer highs reach around 72°F, while winter lows can drop to around 45°F.

Data Sources

  • Cost of Living: Council for Community and Economic Research (C2ER), 2026
  • Housing Data: Zillow Research, 2026
  • Income & Employment: US Census Bureau American Community Survey, 2024
  • Utilities U.S. Energy Information Administration (EIA) 2024, EPA/AWWA water rate surveys, BroadbandNow

Data last updated: August 12, 2026. Data may not reflect current market conditions. Always verify with local sources before making relocation decisions.