Skyline of Oklahoma City
Cost of Living: 88.2 694,800

Oklahoma City, OK, US

One of America's most affordable big cities with a revitalized downtown and Thunder basketball.

Updated August 11, 2026
Cost of Living 88.2

Below Average vs US Avg (100)

Housing Index 78.5

Affordable

Median Income $54,000

Household income

Unemployment 3.0%

Job market health

Oklahoma City vs US Average

Cost of Living
Oklahoma City: 88.2
US Avg: 100
Housing Index
Oklahoma City: 78.5
US Avg: 100
State Income Tax
Oklahoma City: 4.75%
US Avg: ~5%

Taxes

  • State Income Tax: 4.8%
  • Sales Tax: 8.6%

Economy & Jobs

  • Median Income: $54,000
  • Unemployment: 3.0%
  • Population: 694,800

Climate

  • Sunny Days: 234/year
  • Summer High: 93°F
  • Winter Low: 28°F
  • Farming Zone: USDA Zone 5b

Housing

  • Median Home: $195,000
  • 1BR Rent: $950/mo

Cost of Living

Oklahoma City's cost of living index is 88.2 (US average = 100).

CategoryOklahoma CityNational AverageDifference
Overall88.2100-11.8%
Housing78.5100-21.5%

Data source: Council for Community and Economic Research (C2ER), 2026

Housing Market

MetricValue
Median Home Price$195,000
Median Rent (1BR)$950/mo
Median Rent (2BR)$1,188/mo
Price per Sq Ft$130

Data source: Zillow Research, 2026

True Cost of Home Ownership

True Cost of Home Ownership

See what you'll really pay over 30 years

$
%
$90,000 down
%
%
$

Utilities

Estimated monthly utility costs for a typical household in Oklahoma City:

UtilityEstimated Monthly CostNotes
Electricity$90Based on ~900 kWh/month typical US household usage
Heating & Cooling$63Estimated based on local climate. Gas or electric
Cooling (AC)$15Estimated based on local climate and electricity rates
Water$45Includes sewer
Internet (100+ Mbps)$55Broadband average
Garbage / Trash$25Private service
Total Utilities$293Monthly estimate (including heating & cooling)

Data sources: U.S. Energy Information Administration (EIA) 2024, EPA/AWWA water rate surveys, BroadbandNow

Remote Work Score

Oklahoma City scores —/100 for remote work readiness:

Cost of Living
88.2
Rent
$950
Sunny Days
234
Tax
4.75%
Unemployment
3.0%
Climate
93°F / 28°F
Safety
10.3 homicides/100k
Population
694,800
Internet Speed
200 Mbps

Climate

Oklahoma City has a varied climate with distinct seasons.

MonthAvg HighAvg LowRainfall
January48°F28°F2.5"
April78°F43°F2.8"
July93°F68°F1.5"
October73°F46°F2.2"
USDA Zone 5b

Cool — many vegetables, some fruit trees

Natural Hazards

Oklahoma City faces the following natural hazards:

Tornado Extreme Risk

Core of Tornado Alley with frequent and severe tornadoes.

Heat Wave High Risk

Summer heat waves.

Drought High Risk

Frequent drought conditions.

Flood High Risk

Flash floods and river flooding.

Earthquake Moderate Risk

Induced seismicity from oil and gas operations.

Wildfire Moderate Risk

Wildfire risk in grassland areas.

Sandstorm Moderate Risk

Dust storms.

Based on historical records and geographic risk assessment.

Taxes

  • State Income Tax: 4.75%
  • Sales Tax: 8.625%
  • Property Tax: ~1.16% of assessed value

Economy & Jobs

Major industries include technology, healthcare, education, and manufacturing. The unemployment rate is 3.0%.

Crime & Safety

Crime rates in Oklahoma City per 100,000 residents:

676.0
Violent Crime
2,893.5
Property Crime
10.3
Homicide

Data source: FBI Uniform Crime Reporting

Schools & Education

42/100
School Quality Score
Better than 13% of US cities
?
140
Total Schools
13.2:1
Student:Teacher

Data source: National Center for Education Statistics (NCES)

Universities & Higher Education

2
Universities
#1938
Top University Rank

Data source: Center for World University Rankings (CWUR) & World Universities Database

Important Disclaimer: All data on this page is for informational purposes only and does not constitute financial, legal, tax, or real estate advice. URCity and Northshore Press are not financial advisors, tax professionals, or real estate agents. Always consult qualified professionals before making relocation or financial decisions.

Frequently Asked Questions

What is the cost of living in Oklahoma City, OK, US?

The cost of living index in Oklahoma City is 88.2, which is Lower the US national average of 100.

How much does it cost to buy a home in Oklahoma City?

The median home price in Oklahoma City is $195,000. The housing index is 78.5.

What is the average rent for a 1-bedroom apartment?

The average rent for a 1-bedroom apartment in Oklahoma City is approximately $950/mo.

Does Oklahoma City, OK have income tax?

Oklahoma City is in OK, which has an income tax rate of 4.75%.

What is the climate like in Oklahoma City?

Oklahoma City enjoys approximately 234 sunny days per year. Summer highs reach around 93°F, while winter lows can drop to around 28°F.

Relocation Guides

Data Sources

  • Cost of Living: Council for Community and Economic Research (C2ER), 2026
  • Housing Data: Zillow Research, 2026
  • Income & Employment: US Census Bureau American Community Survey, 2024
  • Utilities U.S. Energy Information Administration (EIA) 2024, EPA/AWWA water rate surveys, BroadbandNow

Data last updated: August 12, 2026. Data may not reflect current market conditions. Always verify with local sources before making relocation decisions.