Skyline of Osijek
Cost of Living: 78 108,048

Osijek, Croatia

The charming capital of Slavonia, a Baroque city on the Drava River with a beautifully restored old town, a vibrant university life, and a rich culinary tradition.

Updated August 30, 2026

Overview

Osijek is a city in Osijek-Baranja with a population of 108,048. The charming capital of Slavonia, a Baroque city on the Drava River with a beautifully restored old town, a vibrant university life, and a rich culinary tradition. Housing is more affordable than the national average. The overall cost of living is below the national average. Gardening thrives here — the 5b growing zone supports Cool — many vegetables, some fruit trees. Reported crime rates are relatively low.

Last updated: August 30, 2026

Cost of Living 78

Below Average vs Croatia Avg (100)

Housing Index 78

Affordable

Median Income €14,000

Household income

Unemployment 7.0%

Job market health

Osijek vs Croatia Average

Cost of Living
Osijek: 78
Croatia Avg: 100
Housing Index
Osijek: 78
Croatia Avg: 100
State Income Tax
Osijek: 24%

Taxes

  • State Income Tax: 24.0%
  • Sales Tax: 25.0%

Economy & Jobs

  • Median Income: €14,000
  • Unemployment: 7.0%
  • Population: 108,048

Climate

  • Sunny Days: 200/year
  • Summer High: 82°F
  • Winter Low: 26°F
  • Farming Zone: USDA Zone 5b

Housing

  • Median Home: €140,000
  • 1BR Rent: €450/mo

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Cost of Living

Osijek's cost of living index is 78 (Croatia average = 100).

CategoryOsijekNational AverageDifference
Overall78100-22.0%
Housing78100-22.0%

Data source: DZS / Numbeo, 2026

Housing Market

MetricValue
Median Home Price€140,000
Median Rent (1BR)€450/mo
Median Rent (2BR)€563/mo
Price per Sq Ft€93

Data source: Njuškalo / Numbeo, 2026

True Cost of Home Ownership

True Cost of Home Ownership

See what you'll really pay over 30 years

%
$90,000 down
%
%

Utilities

Estimated monthly utility costs for a typical household in Osijek:

UtilityEstimated Monthly CostNotes
Electricity€100
Heating & Cooling€66Estimated based on local climate.
Cooling (AC)N/AEstimated based on local climate and electricity rates
Water€35Includes sewer
Internet (100+ Mbps)€35Broadband average
Garbage / Trash€15Private service
Total Utilities€251Monthly estimate (including heating & cooling)

Data sources: HERA, HEP, Hrvatski Telekom 2025

Remote Work Score

Osijek scores —/100 for remote work readiness:

Cost of Living
78
Rent
€450
Sunny Days
200
Tax
24%
Unemployment
7.0%
Climate
82°F / 26°F
Safety
1.0 homicides/100k
Population
108,048
Internet Speed
80 Mbps

Climate

Osijek has a varied climate with distinct seasons.

MonthAvg HighAvg LowRainfall
January46°F26°F2.5"
April67°F41°F2.8"
July82°F57°F1.5"
October62°F44°F2.2"
USDA Zone 5b

Cool — many vegetables, some fruit trees

Natural Hazards

Osijek faces the following natural hazards:

Earthquake Moderate Risk

Moderate seismic activity with occasional earthquakes.

Tsunami Moderate Risk

Adriatic coast with tsunami risk.

Flood Moderate Risk

River flooding.

Wildfire Moderate Risk

Adriatic coast with wildfire risk.

Landslide Moderate Risk

Dinaric Alps with landslides.

Blizzard Moderate Risk

Croatia experiences winter storms.

Avalanche Moderate Risk

Dinaric Alps with avalanches.

Based on historical records and geographic risk assessment.

Taxes

  • State Income Tax: 24%
  • Sales Tax: 25%
  • Property Tax: ~0.2% of assessed value

Economy & Jobs

Major industries include technology, healthcare, education, and manufacturing. The unemployment rate is 7.0%.

Crime & Safety

Crime rates in Osijek per 100,000 residents:

46.8
Violent Crime
528.7
Property Crime
1.0
Homicide

City-level crime data is not available for this location. The figure shown is the national average, which may differ significantly from actual conditions in this city.

Data source: Eurostat

Schools & Education

Total Schools

Academic Schedule

School Hours 8:00 AM – 2:00 PM
Academic Year September to June
Term System Semester — Fall (Sep-Dec), Spring (Jan-Jun)
Summer Break June to September (11 weeks)
Winter Break December to January (2 weeks)
Spring Break Easter week (1 week)

Autumn break in October/November (1 week).

Universities & Higher Education

2
Universities
#1938
Top University Rank

Data source: Center for World University Rankings (CWUR) & World Universities Database

Demographics

The population of Osijek is diverse. The figures below show the ethnic, educational, and religious composition of the local population.

Ethnicity

Croat
91.0%
Other
6.0%
Serb
3.0%

Education

Bachelor's degree or higher
30.0%
High school graduate
30.0%
Less than high school
20.0%
Some college
20.0%

Religion

Christian (Catholic)
87.0%
Christian (Orthodox)
4.0%
Muslim
1.0%
Other
3.0%
Unaffiliated
5.0%

City-level demographic data is not available for this location. The figures shown are national averages, which may differ from actual conditions in this city.

Data source: Croatian Bureau of Statistics (2021)

Important Disclaimer: All data on this page is for informational purposes only and does not constitute financial, legal, tax, or real estate advice. URCity and Northshore Press are not financial advisors, tax professionals, or real estate agents. Always consult qualified professionals before making relocation or financial decisions.

Frequently Asked Questions

What is the cost of living in Osijek, Croatia?

The cost of living index in Osijek is 78, which is Lower the Croatia national average of 100.

How much does it cost to buy a home in Osijek?

The median home price in Osijek is €140,000. The housing index is 78.

What is the average rent for a 1-bedroom apartment?

The average rent for a 1-bedroom apartment in Osijek is approximately €450/mo.

Does Osijek, OB have income tax?

Osijek is in OB, which has an income tax rate of 24%.

What is the climate like in Osijek?

Osijek enjoys approximately 200 sunny days per year. Summer highs reach around 82°F, while winter lows can drop to around 26°F.

Data Sources

  • Cost of Living: DZS / Numbeo, 2026
  • Housing Data: Njuškalo / Numbeo, 2026
  • Income & Employment: DZS Labour Force Survey, 2024
  • Utilities HERA, HEP, Hrvatski Telekom 2025

Data last updated: September 13, 2026. Data may not reflect current market conditions. Always verify with local sources before making relocation decisions.