Skyline of Oxnard
Cost of Living: 138.5 202,063

Oxnard, CA, US

Strawberry fields and beaches between LA and Santa Barbara with coastal California prices.

Updated July 6, 2026
Cost of Living 138.5

Very High vs US avg (100)

Housing Index 188.4

Very Expensive

Median Income $72,000

Household income

Unemployment 4.5%

Job market health

Oxnard vs US Average

Cost of Living
Oxnard: 138.5
US Avg: 100
Housing Index
Oxnard: 188.4
US Avg: 100
State Income Tax
Oxnard: 9.3%
US Avg: ~5%

Taxes

  • State Income Tax: 9.3%
  • Sales Tax: 7.8%

Economy & Jobs

  • Median Income: $72,000
  • Unemployment: 4.5%
  • Population: 202,063

Climate

  • Sunny Days: 273/year
  • Summer High: 73°F
  • Winter Low: 45°F

Housing

  • Median Home: $650,000
  • 1BR Rent: $2100/mo

Cost of Living

Oxnard's cost of living index is 138.5 (US average = 100).

CategoryOxnardNational AverageDifference
Overall138.5100+38.5%
Housing188.4100+88.4%

Data source: Council for Community and Economic Research (C2ER), 2026

Housing Market

MetricValue
Median Home Price$650,000
Median Rent (1BR)$2100/mo
Median Rent (2BR)$2,625/mo
Price per Sq Ft$433

Data source: Zillow Research, May 2026

True Cost of Home Ownership

True Cost of Home Ownership

See what you'll really pay over 30 years

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$90,000 down
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Utilities

Estimated monthly utility costs for a typical household in Oxnard:

UtilityEstimated Monthly CostNotes
Electricity$250Based on ~900 kWh/month typical US household usage
Heating (Gas/Oil)$235Estimated based on local climate. Gas or electric
Water$90Includes sewer
Internet (100+ Mbps)$60Broadband average
Garbage / Trash$35Private service
Total Utilities$670Monthly estimate (including heating)

Data sources: U.S. Energy Information Administration (EIA) 2024, EPA/AWWA water rate surveys, BroadbandNow

Best Neighborhoods

Downtown Oxnard

The heart of the city with restaurants, shops, and entertainment. Average rent: $2,520/mo.

Oxnard Heights

Trendy area with local businesses and a mix of historic and modern housing. Average rent: $2,310/mo.

East Oxnard

Up-and-coming neighborhood with new developments and young professionals. Average rent: $1,890/mo.

West Oxnard

Family-friendly area with parks and good schools. Average rent: $1,995/mo.

Remote Work Score

Oxnard scores 100/100 for remote work readiness:

  • Internet Speed: Average 200 Mbps (Good)
  • Coworking Spaces: 15+ locations (Good)
  • Cost of Living: Fair
  • Climate: 273 year (Good)
  • Quality of Life: Fair

Climate

Oxnard has a varied climate with distinct seasons.

MonthAvg HighAvg LowRainfall
January65°F45°F2.5"
April58°F60°F2.8"
July73°F48°F1.5"
October53°F63°F2.2"

Taxes

  • State Income Tax: 9.3%
  • Sales Tax: 7.75%
  • Property Tax: ~0.75% of assessed value

Economy & Jobs

Major industries include technology, healthcare, education, and manufacturing. The unemployment rate is 4.5%.

Important Disclaimer: All data on this page is for informational purposes only and does not constitute financial, legal, tax, or real estate advice. URCity and Northshore Press are not financial advisors, tax professionals, or real estate agents. Always consult qualified professionals before making relocation or financial decisions.

Frequently Asked Questions

What is the cost of living in Oxnard, CA, US?

The cost of living index in Oxnard is 138.5, which is Higher the US national average of 100.

How much does it cost to buy a home in Oxnard?

The median home price in Oxnard is $650,000. The housing index is 188.4.

What is the average rent for a 1-bedroom apartment?

The average rent for a 1-bedroom apartment in Oxnard is approximately $2100/mo.

Does Oxnard, CA have income tax?

Oxnard is in CA, which has an income tax rate of 9.3%.

What is the climate like in Oxnard?

Oxnard enjoys approximately 273 sunny days per year. Summer highs reach around <no value>°F,73°F, while winter lows can drop to around <no value>°F.45°F.

Data Sources

  • Cost of Living: Council for Community and Economic Research (C2ER), 2026
  • Housing Data: Zillow Research, 2026
  • Income & Employment: US Census Bureau American Community Survey, 2024

Data last updated: July 6, 2026. Data may not reflect current market conditions. Always verify with local sources before making relocation decisions.