Skyline of Plano
Cost of Living: 108.5 288,253

Plano, TX, US

Dallas suburb with corporate headquarters, excellent schools, and no state income tax.

Updated September 12, 2026

Overview

Plano is a city in TX with a population of 288,253. Dallas suburb with corporate headquarters, excellent schools, and no state income tax. Housing costs are close to the national average. Gardening thrives here — the 6a growing zone supports Cool to mild — apples, pears, berries, many vegetables. A large share of residents hold a bachelor’s degree or higher. Reported crime rates are relatively low.

Last updated: September 12, 2026

Cost of Living 108.5

Above Average vs US Avg (100)

Housing Index 118.2

Above Average

Median Income $96,000

Household income

Unemployment 3.0%

Job market health

Plano vs US Average

Cost of Living
Plano: 108.5
US Avg: 100
Housing Index
Plano: 118.2
US Avg: 100

Taxes

  • State Income Tax: None
  • Sales Tax: 8.2%

Economy & Jobs

  • Median Income: $96,000
  • Unemployment: 3.0%
  • Population: 288,253

Climate

  • Sunny Days: 232/year
  • Summer High: 96°F
  • Winter Low: 35°F
  • Farming Zone: USDA Zone 6a

Housing

  • Median Home: $450,000
  • 1BR Rent: $1600/mo

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Cost of Living

Plano's cost of living index is 108.5 (US average = 100).

CategoryPlanoNational AverageDifference
Overall108.5100+8.5%
Housing118.2100+18.2%

Data source: Council for Community and Economic Research (C2ER), 2026

Housing Market

MetricValue
Median Home Price$450,000
Median Rent (1BR)$1600/mo
Median Rent (2BR)$2,000/mo
Price per Sq Ft$300

Data source: Zillow Research, 2026

True Cost of Home Ownership

True Cost of Home Ownership

See what you'll really pay over 30 years

$
%
$90,000 down
%
%
$

Utilities

Estimated monthly utility costs for a typical household in Plano:

UtilityEstimated Monthly CostNotes
Electricity$135Based on ~900 kWh/month typical US household usage
Heating & Cooling$52Estimated based on local climate. Gas or electric
Cooling (AC)$26Estimated based on local climate and electricity rates
Water$80Includes sewer
Internet (100+ Mbps)$55Broadband average
Garbage / Trash$30Private service
Total Utilities$378Monthly estimate (including heating & cooling)

Data sources: U.S. Energy Information Administration (EIA) 2024, EPA/AWWA water rate surveys, BroadbandNow

Remote Work Score

Plano scores —/100 for remote work readiness:

Cost of Living
— 108.5
Rent
— $1600
Sunny Days
— 232
Tax
— None
Unemployment
— 3.0%
Climate
— 96°F / 35°F
Safety
— 1.0 homicides/100k
Population
— 288,253
Internet Speed
— 200 Mbps

Climate

Plano has a varied climate with distinct seasons.

MonthAvg HighAvg LowRainfall
January55°F35°F2.5"
April81°F50°F2.8"
July96°F71°F1.5"
October76°F53°F2.2"
USDA Zone 6a

Cool to mild — apples, pears, berries, many vegetables

Natural Hazards

Plano faces the following natural hazards:

Heat Wave Extreme Risk

Extreme summer heat.

Wildfire High Risk

Frequent wildfire seasons.

Hurricane High Risk

Gulf Coast frequently affected by hurricanes.

Tornado High Risk

Tornado Alley with frequent tornadoes.

Flood High Risk

Coastal flooding and flash floods.

Drought High Risk

Frequent drought conditions.

Sandstorm Moderate Risk

Dust storms in western regions.

Based on historical records and geographic risk assessment.

Taxes

  • State Income Tax: 0% (None)
  • Sales Tax: 8.25%
  • Property Tax: ~1.93% of assessed value

Economy & Jobs

Major industries include technology, healthcare, education, and manufacturing. The unemployment rate is 3.0%.

Crime & Safety

Crime rates in Plano per 100,000 residents:

151.6
Violent Crime
1,466.4
Property Crime
1.0
Homicide

Data source: FBI Uniform Crime Reporting

Schools & Education

79/100
School Quality Score
Better than 87% of US cities
?
72
Total Schools
4.8:1
Student:Teacher
88.4%
Free/Reduced Lunch

Data source: National Center for Education Statistics (NCES)

Demographics

The population of Plano is diverse. The figures below show the ethnic, educational, and religious composition of the local population.

Ethnicity

Asian
22.6%
Black or African American
8.9%
Hispanic or Latino
16.2%
Native American
0.2%
Native Hawaiian or Pacific Islander
0.0%
Other
0.7%
Two or more races
3.3%
White
48.2%

Education

Bachelor's degree or higher
59.2%
High school graduate
12.7%
Less than high school
6.0%
Some college
22.1%

Religion

Christian
70.0%
Jewish
1.0%
Muslim
1.0%
Other
4.0%
Unaffiliated
24.0%

Data source: US Census Bureau American Community Survey (ACS) (2023)

Important Disclaimer: All data on this page is for informational purposes only and does not constitute financial, legal, tax, or real estate advice. URCity and Northshore Press are not financial advisors, tax professionals, or real estate agents. Always consult qualified professionals before making relocation or financial decisions.

Frequently Asked Questions

What is the cost of living in Plano, TX, US?

The cost of living index in Plano is 108.5, which is Higher the US national average of 100.

How much does it cost to buy a home in Plano?

The median home price in Plano is $450,000. The housing index is 118.2.

What is the average rent for a 1-bedroom apartment?

The average rent for a 1-bedroom apartment in Plano is approximately $1600/mo.

Does Plano, TX have income tax?

Plano is in TX, which has no income tax.

What is the climate like in Plano?

Plano enjoys approximately 232 sunny days per year. Summer highs reach around 96°F, while winter lows can drop to around 35°F.

Data Sources

  • Cost of Living: Council for Community and Economic Research (C2ER), 2026
  • Housing Data: Zillow Research, 2026
  • Income & Employment: US Census Bureau American Community Survey, 2024
  • Utilities U.S. Energy Information Administration (EIA) 2024, EPA/AWWA water rate surveys, BroadbandNow

Data last updated: September 13, 2026. Data may not reflect current market conditions. Always verify with local sources before making relocation decisions.