Skyline of Ponce
Cost of Living: 88 150,000

Ponce, Puerto Rico

Ponce is a city in Puerto Rico with a population of 150,000.

Updated August 11, 2026
Cost of Living 88

Below Average vs Puerto Rico Avg (100)

Housing Index 90

Affordable

Median Income $20,000

Household income

Unemployment 12.0%

Job market health

Ponce vs Puerto Rico Average

Cost of Living
Ponce: 88
Puerto Rico Avg: 100
Housing Index
Ponce: 90
Puerto Rico Avg: 100
State Income Tax
Ponce: 33%

Taxes

  • State Income Tax: 33.0%
  • Sales Tax: 10.5%

Economy & Jobs

  • Median Income: $20,000
  • Unemployment: 12.0%
  • Population: 150,000

Climate

  • Sunny Days: 275/year
  • Summer High: 89°F
  • Winter Low: 71°F
  • Farming Zone: USDA Zone 7b

Housing

  • Median Home: $150,000
  • 1BR Rent: $600/mo

Cost of Living

Ponce's cost of living index is 88 (Puerto Rico average = 100).

CategoryPonceNational AverageDifference
Overall88100-12.0%
Housing90100-10.0%

Data source: Numbeo, 2026

Housing Market

MetricValue
Median Home Price$150,000
Median Rent (1BR)$600/mo
Median Rent (2BR)$750/mo
Price per Sq Ft$100

Data source: Numbeo, 2026

True Cost of Home Ownership

True Cost of Home Ownership

See what you'll really pay over 30 years

$
%
$90,000 down
%
%
$

Utilities

Estimated monthly utility costs for a typical household in Ponce:

UtilityEstimated Monthly CostNotes
Electricity$0
Heating & CoolingN/AEstimated based on local climate.
Cooling (AC)$64Estimated based on local climate and electricity rates
Water$0Includes sewer
Internet (100+ Mbps)$0Broadband average
Garbage / TrashIncluded in taxesMunicipal service (covered by property taxes)
Total Utilities$64Monthly estimate (including heating & cooling)

Data sources: National Utility Regulator, 2025

Remote Work Score

Ponce scores —/100 for remote work readiness:

Cost of Living
88
Rent
$600
Sunny Days
275
Tax
33%
Unemployment
12.0%
Climate
89°F / 71°F
Safety
19.0 homicides/100k
Population
150,000
Internet Speed
80 Mbps

Climate

Ponce has a varied climate with distinct seasons.

MonthAvg HighAvg LowRainfall
January91°F71°F2.5"
April74°F86°F2.8"
July89°F64°F1.5"
October69°F89°F2.2"
USDA Zone 7b

Mild — wide variety of vegetables, many fruit trees

Natural Hazards

Ponce faces the following natural hazards:

Earthquake High Risk

Active seismic zone with significant earthquake risk.

Hurricane High Risk

Significant hurricane risk.

Tsunami Moderate Risk

Caribbean island with tsunami risk.

Based on historical records and geographic risk assessment.

Taxes

  • State Income Tax: 33%
  • Sales Tax: 10.5%
  • Property Tax: ~0% of assessed value

Economy & Jobs

Major industries include technology, healthcare, education, and manufacturing. The unemployment rate is 12.0%.

Crime & Safety

Crime rates in Ponce per 100,000 residents:

300.0
Violent Crime
300.0
Property Crime
19.0
Homicide

City-level crime data is not available for this location. The figure shown is the national average, which may differ significantly from actual conditions in this city.

Data source: UN Office on Drugs and Crime

Schools & Education

Total Schools

Academic Schedule

School Hours 8:00 AM – 2:00 PM
Academic Year September to June
Term System Semester — Fall (Sep-Jan), Spring (Feb-Jun)
Summer Break June to September (12 weeks)
Winter Break December to January (2 weeks)
Spring Break March/April (1-2 weeks)

Standard academic calendar.

Universities & Higher Education

1
Universities
#1938
Top University Rank

Data source: Center for World University Rankings (CWUR) & World Universities Database

Important Disclaimer: All data on this page is for informational purposes only and does not constitute financial, legal, tax, or real estate advice. URCity and Northshore Press are not financial advisors, tax professionals, or real estate agents. Always consult qualified professionals before making relocation or financial decisions.

Frequently Asked Questions

What is the cost of living in Ponce, Puerto Rico?

The cost of living index in Ponce is 88, which is Lower the Puerto Rico national average of 100.

How much does it cost to buy a home in Ponce?

The median home price in Ponce is $150,000. The housing index is 90.

What is the average rent for a 1-bedroom apartment?

The average rent for a 1-bedroom apartment in Ponce is approximately $600/mo.

Does Ponce, Ponce have income tax?

Ponce is in Ponce, which has an income tax rate of 33%.

What is the climate like in Ponce?

Ponce enjoys approximately 275 sunny days per year. Summer highs reach around 89°F, while winter lows can drop to around 71°F.

Data Sources

  • Cost of Living: Numbeo, 2026
  • Housing Data: Numbeo, 2026
  • Income & Employment: National Statistics, 2024
  • Utilities National Utility Regulator, 2025

Data last updated: August 12, 2026. Data may not reflect current market conditions. Always verify with local sources before making relocation decisions.