Skyline of Portsmouth
Cost of Living: 105 248,000

Portsmouth, UK

A historic island port city on the south coast, home to the Royal Navy, the historic dockyard with HMS Victory, and the Spinnaker Tower.

Updated August 11, 2026
Cost of Living 105

Above Average vs UK Avg (100)

Housing Index 90

Affordable

Median Income £33,000

Household income

Unemployment 3.8%

Job market health

Portsmouth vs UK Average

Cost of Living
Portsmouth: 105
UK Avg: 100
Housing Index
Portsmouth: 90
UK Avg: 100
State Income Tax
Portsmouth: 20%

Taxes

  • State Income Tax: 20.0%
  • Sales Tax: 20.0%

Economy & Jobs

  • Median Income: £33,000
  • Unemployment: 3.8%
  • Population: 248,000

Climate

  • Sunny Days: 160/year
  • Summer High: 70°F
  • Winter Low: 38°F
  • Farming Zone: USDA Zone 6a

Housing

  • Median Home: £240,000
  • 1BR Rent: £800/mo

Cost of Living

Portsmouth's cost of living index is 105 (UK average = 100).

CategoryPortsmouthNational AverageDifference
Overall105100+5.0%
Housing90100-10.0%

Data source: Office for National Statistics (ONS), 2026

Housing Market

MetricValue
Median Home Price£240,000
Median Rent (1BR)£800/mo
Median Rent (2BR)£1,000/mo
Price per Sq Ft£160

Data source: Rightmove, 2026

True Cost of Home Ownership

True Cost of Home Ownership

See what you'll really pay over 30 years

£
%
$90,000 down
%
%
£

Utilities

Estimated monthly utility costs for a typical household in Portsmouth:

UtilityEstimated Monthly CostNotes
Electricity£180Based on ~2,900 kWh/year typical UK household usage
Heating & Cooling£71Estimated based on local climate.
Cooling (AC)N/AEstimated based on local climate and electricity rates
Water£45Includes sewer
Internet (100+ Mbps)£35Broadband average
Garbage / TrashIncluded in taxesMunicipal service (covered by property taxes)
Total Utilities£331Monthly estimate (including heating & cooling)

Data sources: Ofgem, UK Energy Statistics 2024, Water UK, Ofcom

Remote Work Score

Portsmouth scores —/100 for remote work readiness:

Cost of Living
105
Rent
£800
Sunny Days
160
Tax
20%
Unemployment
3.8%
Climate
70°F / 38°F
Safety
1.1 homicides/100k
Population
248,000
Internet Speed
100 Mbps

Climate

Portsmouth has a varied climate with distinct seasons.

MonthAvg HighAvg LowRainfall
January58°F38°F2.5"
April55°F53°F2.8"
July70°F45°F1.5"
October50°F56°F2.2"
USDA Zone 6a

Cool to mild — apples, pears, berries, many vegetables

Natural Hazards

Portsmouth faces the following natural hazards:

Flood Moderate Risk

River and coastal flooding.

Tornado Moderate Risk

The UK experiences occasional tornadoes.

Blizzard Moderate Risk

UK experiences winter storms.

Based on historical records and geographic risk assessment.

Taxes

  • State Income Tax: 20%
  • Sales Tax: 20%
  • Property Tax: ~0.2% of assessed value

Economy & Jobs

Major industries include technology, healthcare, education, and manufacturing. The unemployment rate is 3.8%.

Schools & Education

Total Schools

Academic Schedule

School Hours 8:30 AM – 3:30 PM
Academic Year September to July
Term System Trimester — Autumn (Sep-Dec), Spring (Jan-Apr), Summer (Apr-Jul)
Summer Break Late July to early September (6 weeks)
Winter Break Late December to early January (2 weeks)
Spring Break Easter holiday in March/April (2 weeks)

Half-term breaks of 1 week in October, February, and May. Scotland has a different calendar.

Universities & Higher Education

1
Universities
#865
Top University Rank
Top-Ranked University University of Portsmouth

Data source: Center for World University Rankings (CWUR) & World Universities Database

Important Disclaimer: All data on this page is for informational purposes only and does not constitute financial, legal, tax, or real estate advice. URCity and Northshore Press are not financial advisors, tax professionals, or real estate agents. Always consult qualified professionals before making relocation or financial decisions.

Frequently Asked Questions

What is the cost of living in Portsmouth, UK?

The cost of living index in Portsmouth is 105, which is Higher the UK national average of 100.

How much does it cost to buy a home in Portsmouth?

The median home price in Portsmouth is £240,000. The housing index is 90.

What is the average rent for a 1-bedroom apartment?

The average rent for a 1-bedroom apartment in Portsmouth is approximately £800/mo.

Does Portsmouth, ENG have income tax?

Portsmouth is in ENG, which has an income tax rate of 20%.

What is the climate like in Portsmouth?

Portsmouth enjoys approximately 160 sunny days per year. Summer highs reach around 70°F, while winter lows can drop to around 38°F.

Data Sources

  • Cost of Living: Office for National Statistics (ONS), 2026
  • Housing Data: Rightmove, 2026
  • Income & Employment: ONS Annual Survey of Hours and Earnings, 2024
  • Utilities Ofgem, UK Energy Statistics 2024, Water UK, Ofcom

Data last updated: August 12, 2026. Data may not reflect current market conditions. Always verify with local sources before making relocation decisions.