Skyline of Portsmouth
Cost of Living: 125 22,000

Portsmouth, NH, US

Historic seaport with Prescott Park, Strawbery Banke, and a vibrant restaurant scene.

Updated September 12, 2026

Overview

Portsmouth is a city in NH with a population of 22,000. Historic seaport with Prescott Park, Strawbery Banke, and a vibrant restaurant scene. Housing is notably more expensive than the national average. The overall cost of living is above the national average. Gardening thrives here — the 5a growing zone supports Cool — many vegetables, some fruit trees. A large share of residents hold a bachelor’s degree or higher.

Last updated: September 12, 2026

Cost of Living 125

Very High vs US Avg (100)

Housing Index 140

Above Average

Median Income $75,000

Household income

Unemployment 2.5%

Job market health

Portsmouth vs US Average

Cost of Living
Portsmouth: 125
US Avg: 100
Housing Index
Portsmouth: 140
US Avg: 100
State Income Tax
Portsmouth: 5%
US Avg: ~5%

Taxes

  • State Income Tax: 5.0%
  • Sales Tax: 0.0%

Economy & Jobs

  • Median Income: $75,000
  • Unemployment: 2.5%
  • Population: 22,000

Climate

  • Sunny Days: 195/year
  • Summer High: 80°F
  • Winter Low: 20°F
  • Farming Zone: USDA Zone 5a

Housing

  • Median Home: $500,000
  • 1BR Rent: $1800/mo

Not sure this is the right city?

Take our 2-minute quiz to discover the best cities for your lifestyle and budget.

Take the Quiz

Cost of Living

Portsmouth's cost of living index is 125 (US average = 100).

CategoryPortsmouthNational AverageDifference
Overall125100+25.0%
Housing140100+40.0%

Data source: Council for Community and Economic Research (C2ER), 2026

Housing Market

MetricValue
Median Home Price$500,000
Median Rent (1BR)$1800/mo
Median Rent (2BR)$2,250/mo
Price per Sq Ft$333

Data source: Zillow Research, 2026

True Cost of Home Ownership

True Cost of Home Ownership

See what you'll really pay over 30 years

$
%
$90,000 down
%
%
$

Utilities

Estimated monthly utility costs for a typical household in Portsmouth:

UtilityEstimated Monthly CostNotes
Electricity$185Based on ~900 kWh/month typical US household usage
Heating & Cooling$138Estimated based on local climate. Gas or electric
Cooling (AC)N/AEstimated based on local climate and electricity rates
Water$65Includes sewer
Internet (100+ Mbps)$80Broadband average
Garbage / TrashIncluded in taxesMunicipal service (covered by property taxes)
Total Utilities$468Monthly estimate (including heating & cooling)

Data sources: U.S. Energy Information Administration (EIA) 2024, EPA/AWWA water rate surveys, BroadbandNow

Remote Work Score

Portsmouth scores —/100 for remote work readiness:

Cost of Living
— 125
Rent
— $1800
Sunny Days
— 195
Tax
— 5%
Unemployment
— 2.5%
Climate
— 80°F / 20°F
Safety
— 5.8 homicides/100k
Population
— 22,000
Internet Speed
— 200 Mbps

Climate

Portsmouth has a varied climate with distinct seasons.

MonthAvg HighAvg LowRainfall
January40°F20°F2.5"
April65°F35°F2.8"
July80°F55°F1.5"
October60°F38°F2.2"
USDA Zone 5a

Cool — many vegetables, some fruit trees

Natural Hazards

Portsmouth faces the following natural hazards:

Blizzard High Risk

Severe winter storms.

Flood High Risk

Coastal flooding.

Avalanche Moderate Risk

White Mountains with avalanches.

Hurricane Low Risk

Rarely affected by hurricanes.

Based on historical records and geographic risk assessment.

Taxes

  • State Income Tax: 5%
  • Sales Tax: 0%
  • Property Tax: ~2.18% of assessed value

Economy & Jobs

Major industries include technology, healthcare, education, and manufacturing. The unemployment rate is 2.5%.

Schools & Education

85/100
School Quality Score
Better than 98% of US cities
?
6
Total Schools
1.4:1
Student:Teacher
87.9%
Free/Reduced Lunch

Data source: National Center for Education Statistics (NCES)

Demographics

The population of Portsmouth is diverse. The figures below show the ethnic, educational, and religious composition of the local population.

Ethnicity

Asian
3.9%
Black or African American
0.7%
Hispanic or Latino
3.5%
Native American
0.0%
Native Hawaiian or Pacific Islander
0.0%
Other
1.6%
Two or more races
3.4%
White
86.7%

Education

Bachelor's degree or higher
63.4%
High school graduate
16.8%
Less than high school
2.4%
Some college
17.4%

Religion

Christian
55.0%
Other
9.0%
Unaffiliated
36.0%

Data source: US Census Bureau American Community Survey (ACS) (2023)

Important Disclaimer: All data on this page is for informational purposes only and does not constitute financial, legal, tax, or real estate advice. URCity and Northshore Press are not financial advisors, tax professionals, or real estate agents. Always consult qualified professionals before making relocation or financial decisions.

Frequently Asked Questions

What is the cost of living in Portsmouth, NH, US?

The cost of living index in Portsmouth is 125, which is Higher the US national average of 100.

How much does it cost to buy a home in Portsmouth?

The median home price in Portsmouth is $500,000. The housing index is 140.

What is the average rent for a 1-bedroom apartment?

The average rent for a 1-bedroom apartment in Portsmouth is approximately $1800/mo.

Does Portsmouth, NH have income tax?

Portsmouth is in NH, which has an income tax rate of 5%.

What is the climate like in Portsmouth?

Portsmouth enjoys approximately 195 sunny days per year. Summer highs reach around 80°F, while winter lows can drop to around 20°F.

Data Sources

  • Cost of Living: Council for Community and Economic Research (C2ER), 2026
  • Housing Data: Zillow Research, 2026
  • Income & Employment: US Census Bureau American Community Survey, 2024
  • Utilities U.S. Energy Information Administration (EIA) 2024, EPA/AWWA water rate surveys, BroadbandNow

Data last updated: September 13, 2026. Data may not reflect current market conditions. Always verify with local sources before making relocation decisions.