Skyline of Quebec City
Cost of Living: 87.2 549,459

Quebec City, Canada

A charming historic walled city with European flair, the lowest cost of living among major Canadian cities, and world-famous winter carnival.

Updated September 12, 2026

Overview

Quebec City is a city in Quebec with a population of 549,459. A charming historic walled city with European flair, the lowest cost of living among major Canadian cities, and world-famous winter carnival. Housing is more affordable than the national average. The overall cost of living is below the national average. Gardening thrives here — the 4a growing zone supports Cold — cool-season crops, hardy perennials.

Last updated: September 12, 2026

Cost of Living 87.2

Below Average vs Canada Avg (100)

Housing Index 79.6

Affordable

Median Income C$54,000

Household income

Unemployment 4.2%

Job market health

Quebec City vs Canada Average

Cost of Living
Quebec City: 87.2
Canada Avg: 100
Housing Index
Quebec City: 79.6
Canada Avg: 100
State Income Tax
Quebec City: 14%

Taxes

  • State Income Tax: 14.0%
  • Sales Tax: 15.0%

Economy & Jobs

  • Median Income: C$54,000
  • Unemployment: 4.2%
  • Population: 549,459

Climate

  • Sunny Days: 192/year
  • Summer High: 76°F
  • Winter Low: 3°F
  • Farming Zone: USDA Zone 4a

Housing

  • Median Home: C$340,000
  • 1BR Rent: C$1050/mo

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Cost of Living

Quebec City's cost of living index is 87.2 (Canada average = 100).

CategoryQuebec CityNational AverageDifference
Overall87.2100-12.8%
Housing79.6100-20.4%

Data source: Statistics Canada, 2026

Housing Market

MetricValue
Median Home PriceC$340,000
Median Rent (1BR)C$1050/mo
Median Rent (2BR)C$1,313/mo
Price per Sq FtC$226

Data source: Canadian Real Estate Association (CREA), 2026

True Cost of Home Ownership

True Cost of Home Ownership

See what you'll really pay over 30 years

C$
%
$90,000 down
%
%
C$

Utilities

Estimated monthly utility costs for a typical household in Quebec City:

UtilityEstimated Monthly CostNotes
ElectricityC$165
Heating & CoolingC$116Estimated based on local climate.
Cooling (AC)N/AEstimated based on local climate and electricity rates
WaterC$55Includes sewer
Internet (100+ Mbps)C$65Broadband average
Garbage / TrashC$35Private service
Total UtilitiesC$436Monthly estimate (including heating & cooling)

Data sources: Statistics Canada, Canada Energy Regulator, CRTC

Remote Work Score

Quebec City scores —/100 for remote work readiness:

Cost of Living
— 87.2
Rent
— C$1050
Sunny Days
— 192
Tax
— 14%
Unemployment
— 4.2%
Climate
— 76°F / 3°F
Safety
— N/A
Population
— 549,459
Internet Speed
— 180 Mbps

Climate

Quebec City has a varied climate with distinct seasons.

MonthAvg HighAvg LowRainfall
January23°F3°F2.5"
April61°F18°F2.8"
July76°F51°F1.5"
October56°F21°F2.2"
USDA Zone 4a

Cold — cool-season crops, hardy perennials

Natural Hazards

Quebec City faces the following natural hazards:

Blizzard High Risk

Severe winter storms.

Earthquake High Risk

Active seismic zone with significant earthquake risk.

Wildfire High Risk

Western Canada has frequent wildfire seasons.

Avalanche High Risk

Rockies and coastal mountains with frequent avalanches.

Flood Moderate Risk

River flooding.

Tsunami Moderate Risk

Pacific coast with tsunami risk.

Tornado Moderate Risk

Southern Canada experiences tornadoes.

Based on historical records and geographic risk assessment.

Taxes

  • State Income Tax: 14%
  • Sales Tax: 14.975%
  • Property Tax: ~1% of assessed value

Economy & Jobs

Major industries include technology, healthcare, education, and manufacturing. The unemployment rate is 4.2%.

Crime & Safety

Crime rates in Quebec City per 100,000 residents:

79.7
Violent Crime
46.0
Property Crime

Data is the Crime Severity Index (CSI) for the Census Metropolitan Area (CMA). CSI is indexed to 100 (Canada = 100 in 2006). Higher values indicate more severe crime. This is not a direct crime rate per 100,000.

Data source: Statistics Canada

Schools & Education

68/100
School Quality Score
Better than 30% of Canadian cities
?
95
Total Schools
Top-Rated Schools 10

Data source: Fraser Institute — School Performance Rankings

Demographics

The population of Quebec City is diverse. The figures below show the ethnic, educational, and religious composition of the local population.

Ethnicity

Arab
1.3%
Black
2.9%
Chinese
0.4%
European
90.2%
Filipino
0.1%
Indigenous
1.7%
Japanese
0.0%
Korean
0.0%
Latin American
1.2%
Other
1.5%
South Asian
0.2%
Southeast Asian
0.3%
West Asian
0.1%

Education

Bachelor's degree or higher
27.6%
High school graduate
20.1%
Less than high school
12.5%
Some college
39.8%

Religion

Data source: Statistics Canada Census 2021 (2021)

Important Disclaimer: All data on this page is for informational purposes only and does not constitute financial, legal, tax, or real estate advice. URCity and Northshore Press are not financial advisors, tax professionals, or real estate agents. Always consult qualified professionals before making relocation or financial decisions.

Frequently Asked Questions

What is the cost of living in Quebec City, Canada?

The cost of living index in Quebec City is 87.2, which is Lower the Canada national average of 100.

How much does it cost to buy a home in Quebec City?

The median home price in Quebec City is C$340,000. The housing index is 79.6.

What is the average rent for a 1-bedroom apartment?

The average rent for a 1-bedroom apartment in Quebec City is approximately C$1050/mo.

Does Quebec City, QC have income tax?

Quebec City is in QC, which has an income tax rate of 14%.

What is the climate like in Quebec City?

Quebec City enjoys approximately 192 sunny days per year. Summer highs reach around 76°F, while winter lows can drop to around 3°F.

Data Sources

  • Cost of Living: Statistics Canada, 2026
  • Housing Data: Canadian Real Estate Association (CREA), 2026
  • Income & Employment: Statistics Canada Labour Force Survey, 2024
  • Utilities Statistics Canada, Canada Energy Regulator, CRTC

Data last updated: September 13, 2026. Data may not reflect current market conditions. Always verify with local sources before making relocation decisions.