Skyline of Quincy
Cost of Living: 130 95,000

Quincy, MA, US

Birthplace of two US presidents with a strong Asian community and Boston Harbor access.

Updated September 12, 2026

Overview

Quincy is a city in MA with a population of 95,000. Birthplace of two US presidents with a strong Asian community and Boston Harbor access. Housing is notably more expensive than the national average. The overall cost of living is above the national average. Gardening thrives here — the 5a growing zone supports Cool — many vegetables, some fruit trees. A large share of residents hold a bachelor’s degree or higher.

Last updated: September 12, 2026

Cost of Living 130

Very High vs US Avg (100)

Housing Index 145

Above Average

Median Income $72,000

Household income

Unemployment 3.5%

Job market health

Quincy vs US Average

Cost of Living
Quincy: 130
US Avg: 100
Housing Index
Quincy: 145
US Avg: 100
State Income Tax
Quincy: 5%
US Avg: ~5%

Taxes

  • State Income Tax: 5.0%
  • Sales Tax: 6.2%

Economy & Jobs

  • Median Income: $72,000
  • Unemployment: 3.5%
  • Population: 95,000

Climate

  • Sunny Days: 200/year
  • Summer High: 82°F
  • Winter Low: 24°F
  • Farming Zone: USDA Zone 5a

Housing

  • Median Home: $500,000
  • 1BR Rent: $1800/mo

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Cost of Living

Quincy's cost of living index is 130 (US average = 100).

CategoryQuincyNational AverageDifference
Overall130100+30.0%
Housing145100+45.0%

Data source: Council for Community and Economic Research (C2ER), 2026

Housing Market

MetricValue
Median Home Price$500,000
Median Rent (1BR)$1800/mo
Median Rent (2BR)$2,250/mo
Price per Sq Ft$333

Data source: Zillow Research, 2026

True Cost of Home Ownership

True Cost of Home Ownership

See what you'll really pay over 30 years

$
%
$90,000 down
%
%
$

Utilities

Estimated monthly utility costs for a typical household in Quincy:

UtilityEstimated Monthly CostNotes
Electricity$215Based on ~900 kWh/month typical US household usage
Heating & Cooling$136Estimated based on local climate. Gas or electric
Cooling (AC)N/AEstimated based on local climate and electricity rates
Water$75Includes sewer
Internet (100+ Mbps)$80Broadband average
Garbage / TrashIncluded in taxesMunicipal service (covered by property taxes)
Total Utilities$506Monthly estimate (including heating & cooling)

Data sources: U.S. Energy Information Administration (EIA) 2024, EPA/AWWA water rate surveys, BroadbandNow

Remote Work Score

Quincy scores —/100 for remote work readiness:

Cost of Living
130
Rent
$1800
Sunny Days
200
Tax
5%
Unemployment
3.5%
Climate
82°F / 24°F
Safety
5.8 homicides/100k
Population
95,000
Internet Speed
200 Mbps

Climate

Quincy has a varied climate with distinct seasons.

MonthAvg HighAvg LowRainfall
January44°F24°F2.5"
April67°F39°F2.8"
July82°F57°F1.5"
October62°F42°F2.2"
USDA Zone 5a

Cool — many vegetables, some fruit trees

Natural Hazards

Quincy faces the following natural hazards:

Flood High Risk

Coastal flooding.

Blizzard High Risk

Severe winter storms.

Hurricane Moderate Risk

Coastal areas affected by hurricanes.

Based on historical records and geographic risk assessment.

Taxes

  • State Income Tax: 5%
  • Sales Tax: 6.25%
  • Property Tax: ~1.23% of assessed value

Economy & Jobs

Major industries include technology, healthcare, education, and manufacturing. The unemployment rate is 3.5%.

Schools & Education

Total Schools

Academic Schedule

School Hours 8:00 AM – 2:30 PM
Academic Year September to June
Term System Semester — Fall (Aug-Dec), Spring (Jan-May/June)
Summer Break Late June to September (10 weeks)
Winter Break Late December to early January (2 weeks)
Spring Break March or April (1 week)

State mandates 180 school days. Many districts have early release Wednesdays.

Universities & Higher Education

1
Universities
#1938
Top University Rank

Data source: Center for World University Rankings (CWUR) & World Universities Database

Demographics

The population of Quincy is diverse. The figures below show the ethnic, educational, and religious composition of the local population.

Ethnicity

Asian
29.2%
Black or African American
6.1%
Hispanic or Latino
5.8%
Native American
0.1%
Native Hawaiian or Pacific Islander
0.1%
Other
0.9%
Two or more races
3.5%
White
54.4%

Education

Bachelor's degree or higher
48.6%
High school graduate
20.6%
Less than high school
10.0%
Some college
20.8%

Religion

Christian
55.0%
Jewish
4.0%
Other
8.0%
Unaffiliated
33.0%

Data source: US Census Bureau American Community Survey (ACS) (2023)

Important Disclaimer: All data on this page is for informational purposes only and does not constitute financial, legal, tax, or real estate advice. URCity and Northshore Press are not financial advisors, tax professionals, or real estate agents. Always consult qualified professionals before making relocation or financial decisions.

Frequently Asked Questions

What is the cost of living in Quincy, MA, US?

The cost of living index in Quincy is 130, which is Higher the US national average of 100.

How much does it cost to buy a home in Quincy?

The median home price in Quincy is $500,000. The housing index is 145.

What is the average rent for a 1-bedroom apartment?

The average rent for a 1-bedroom apartment in Quincy is approximately $1800/mo.

Does Quincy, MA have income tax?

Quincy is in MA, which has an income tax rate of 5%.

What is the climate like in Quincy?

Quincy enjoys approximately 200 sunny days per year. Summer highs reach around 82°F, while winter lows can drop to around 24°F.

Data Sources

  • Cost of Living: Council for Community and Economic Research (C2ER), 2026
  • Housing Data: Zillow Research, 2026
  • Income & Employment: US Census Bureau American Community Survey, 2024
  • Utilities U.S. Energy Information Administration (EIA) 2024, EPA/AWWA water rate surveys, BroadbandNow

Data last updated: September 13, 2026. Data may not reflect current market conditions. Always verify with local sources before making relocation decisions.