Skyline of Racine
Cost of Living: 90 77,000

Racine, WI, US

Lake Michigan city with the Racine Art Museum and Danish heritage.

Updated September 12, 2026

Overview

Racine is a city in WI with a population of 77,000. Lake Michigan city with the Racine Art Museum and Danish heritage. Housing costs are close to the national average. The overall cost of living is below the national average. Gardening thrives here — the 5a growing zone supports Cool — many vegetables, some fruit trees.

Last updated: September 12, 2026

Cost of Living 90

Below Average vs US Avg (100)

Housing Index 92

Affordable

Median Income $52,000

Household income

Unemployment 3.8%

Job market health

Racine vs US Average

Cost of Living
Racine: 90
US Avg: 100
Housing Index
Racine: 92
US Avg: 100
State Income Tax
Racine: 6.27%
US Avg: ~5%

Taxes

  • State Income Tax: 6.3%
  • Sales Tax: 5.0%

Economy & Jobs

  • Median Income: $52,000
  • Unemployment: 3.8%
  • Population: 77,000

Climate

  • Sunny Days: 190/year
  • Summer High: 82°F
  • Winter Low: 18°F
  • Farming Zone: USDA Zone 5a

Housing

  • Median Home: $200,000
  • 1BR Rent: $950/mo

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Cost of Living

Racine's cost of living index is 90 (US average = 100).

CategoryRacineNational AverageDifference
Overall90100-10.0%
Housing92100-8.0%

Data source: Council for Community and Economic Research (C2ER), 2026

Housing Market

MetricValue
Median Home Price$200,000
Median Rent (1BR)$950/mo
Median Rent (2BR)$1,188/mo
Price per Sq Ft$133

Data source: Zillow Research, 2026

True Cost of Home Ownership

True Cost of Home Ownership

See what you'll really pay over 30 years

$
%
$90,000 down
%
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$

Utilities

Estimated monthly utility costs for a typical household in Racine:

UtilityEstimated Monthly CostNotes
Electricity$114Based on ~900 kWh/month typical US household usage
Heating & Cooling$75Estimated based on local climate. Gas or electric
Cooling (AC)N/AEstimated based on local climate and electricity rates
Water$45Includes sewer
Internet (100+ Mbps)$70Broadband average
Garbage / TrashIncluded in taxesMunicipal service (covered by property taxes)
Total Utilities$304Monthly estimate (including heating & cooling)

Data sources: U.S. Energy Information Administration (EIA) 2024, EPA/AWWA water rate surveys, BroadbandNow

Remote Work Score

Racine scores —/100 for remote work readiness:

Cost of Living
90
Rent
$950
Sunny Days
190
Tax
6.27%
Unemployment
3.8%
Climate
82°F / 18°F
Safety
5.8 homicides/100k
Population
77,000
Internet Speed
200 Mbps

Climate

Racine has a varied climate with distinct seasons.

MonthAvg HighAvg LowRainfall
January38°F18°F2.5"
April67°F33°F2.8"
July82°F57°F1.5"
October62°F36°F2.2"
USDA Zone 5a

Cool — many vegetables, some fruit trees

Natural Hazards

Racine faces the following natural hazards:

Blizzard High Risk

Severe winter storms and blizzards.

Wildfire Moderate Risk

Wildfire risk in forested areas.

Tornado Moderate Risk

Tornado risk.

Flood Moderate Risk

River and lake flooding.

Based on historical records and geographic risk assessment.

Taxes

  • State Income Tax: 6.27%
  • Sales Tax: 5%
  • Property Tax: ~1.85% of assessed value

Economy & Jobs

Major industries include technology, healthcare, education, and manufacturing. The unemployment rate is 3.8%.

Schools & Education

Total Schools

Academic Schedule

School Hours 8:00 AM – 3:00 PM
Academic Year September to June
Term System Semester — Fall (Aug-Dec), Spring (Jan-May/June)
Summer Break Early June to September (12 weeks)
Winter Break Late December to early January (2 weeks)
Spring Break March or April (1 week)

State mandates 180 school days.

Demographics

The population of Racine is diverse. The figures below show the ethnic, educational, and religious composition of the local population.

Ethnicity

Asian
0.7%
Black or African American
20.1%
Hispanic or Latino
23.3%
Native American
0.2%
Native Hawaiian or Pacific Islander
0.0%
Other
0.3%
Two or more races
4.7%
White
50.7%

Education

Bachelor's degree or higher
21.5%
High school graduate
32.6%
Less than high school
11.8%
Some college
34.2%

Religion

Christian
70.0%
Other
5.0%
Unaffiliated
25.0%

Data source: US Census Bureau American Community Survey (ACS) (2023)

Important Disclaimer: All data on this page is for informational purposes only and does not constitute financial, legal, tax, or real estate advice. URCity and Northshore Press are not financial advisors, tax professionals, or real estate agents. Always consult qualified professionals before making relocation or financial decisions.

Frequently Asked Questions

What is the cost of living in Racine, WI, US?

The cost of living index in Racine is 90, which is Lower the US national average of 100.

How much does it cost to buy a home in Racine?

The median home price in Racine is $200,000. The housing index is 92.

What is the average rent for a 1-bedroom apartment?

The average rent for a 1-bedroom apartment in Racine is approximately $950/mo.

Does Racine, WI have income tax?

Racine is in WI, which has an income tax rate of 6.27%.

What is the climate like in Racine?

Racine enjoys approximately 190 sunny days per year. Summer highs reach around 82°F, while winter lows can drop to around 18°F.

Data Sources

  • Cost of Living: Council for Community and Economic Research (C2ER), 2026
  • Housing Data: Zillow Research, 2026
  • Income & Employment: US Census Bureau American Community Survey, 2024
  • Utilities U.S. Energy Information Administration (EIA) 2024, EPA/AWWA water rate surveys, BroadbandNow

Data last updated: September 13, 2026. Data may not reflect current market conditions. Always verify with local sources before making relocation decisions.