Skyline of Reading
Cost of Living: 90 88,000

Reading, PA, US

Pretzel City with the Reading Pagoda and a strong Pennsylvania Dutch heritage.

Updated September 12, 2026

Overview

Reading is a city in PA with a population of 88,000. Pretzel City with the Reading Pagoda and a strong Pennsylvania Dutch heritage. Housing costs are close to the national average. The overall cost of living is below the national average. Gardening thrives here — the 5a growing zone supports Cool — many vegetables, some fruit trees. A relatively small share of residents hold a bachelor’s degree. The population skews young, with a median age of 31.7.

Last updated: September 12, 2026

Cost of Living 90

Below Average vs US Avg (100)

Housing Index 92

Affordable

Median Income $45,000

Household income

Unemployment 5.0%

Job market health

Reading vs US Average

Cost of Living
Reading: 90
US Avg: 100
Housing Index
Reading: 92
US Avg: 100
State Income Tax
Reading: 3.07%
US Avg: ~5%

Taxes

  • State Income Tax: 3.1%
  • Sales Tax: 7.0%

Economy & Jobs

  • Median Income: $45,000
  • Unemployment: 5.0%
  • Population: 88,000

Climate

  • Sunny Days: 200/year
  • Summer High: 85°F
  • Winter Low: 24°F
  • Farming Zone: USDA Zone 5a

Housing

  • Median Home: $180,000
  • 1BR Rent: $1000/mo

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Cost of Living

Reading's cost of living index is 90 (US average = 100).

CategoryReadingNational AverageDifference
Overall90100-10.0%
Housing92100-8.0%

Data source: Council for Community and Economic Research (C2ER), 2026

Housing Market

MetricValue
Median Home Price$180,000
Median Rent (1BR)$1000/mo
Median Rent (2BR)$1,250/mo
Price per Sq Ft$120

Data source: Zillow Research, 2026

True Cost of Home Ownership

True Cost of Home Ownership

See what you'll really pay over 30 years

$
%
$90,000 down
%
%
$

Utilities

Estimated monthly utility costs for a typical household in Reading:

UtilityEstimated Monthly CostNotes
Electricity$113Based on ~900 kWh/month typical US household usage
Heating & Cooling$83Estimated based on local climate. Gas or electric
Cooling (AC)N/AEstimated based on local climate and electricity rates
Water$55Includes sewer
Internet (100+ Mbps)$70Broadband average
Garbage / TrashIncluded in taxesMunicipal service (covered by property taxes)
Total Utilities$321Monthly estimate (including heating & cooling)

Data sources: U.S. Energy Information Administration (EIA) 2024, EPA/AWWA water rate surveys, BroadbandNow

Remote Work Score

Reading scores —/100 for remote work readiness:

Cost of Living
90
Rent
$1000
Sunny Days
200
Tax
3.07%
Unemployment
5.0%
Climate
85°F / 24°F
Safety
5.8 homicides/100k
Population
88,000
Internet Speed
200 Mbps

Climate

Reading has a varied climate with distinct seasons.

MonthAvg HighAvg LowRainfall
January44°F24°F2.5"
April70°F39°F2.8"
July85°F60°F1.5"
October65°F42°F2.2"
USDA Zone 5a

Cool — many vegetables, some fruit trees

Natural Hazards

Reading faces the following natural hazards:

Blizzard High Risk

Severe winter storms.

Flood Moderate Risk

River flooding.

Tornado Moderate Risk

Tornado risk.

Based on historical records and geographic risk assessment.

Taxes

  • State Income Tax: 3.07%
  • Sales Tax: 7%
  • Property Tax: ~1.49% of assessed value

Economy & Jobs

Major industries include technology, healthcare, education, and manufacturing. The unemployment rate is 5.0%.

Schools & Education

100/100
School Quality Score
?
32
Total Schools

Data source: National Center for Education Statistics (NCES)

Demographics

The population of Reading is diverse. The figures below show the ethnic, educational, and religious composition of the local population.

Ethnicity

Asian
0.7%
Black or African American
7.8%
Hispanic or Latino
68.6%
Native American
0.0%
Native Hawaiian or Pacific Islander
0.0%
Other
0.5%
Two or more races
2.1%
White
20.3%

Education

Bachelor's degree or higher
11.7%
High school graduate
38.7%
Less than high school
27.3%
Some college
22.3%

Religion

Christian
68.0%
Jewish
3.0%
Other
5.0%
Unaffiliated
24.0%

Data source: US Census Bureau American Community Survey (ACS) (2023)

Important Disclaimer: All data on this page is for informational purposes only and does not constitute financial, legal, tax, or real estate advice. URCity and Northshore Press are not financial advisors, tax professionals, or real estate agents. Always consult qualified professionals before making relocation or financial decisions.

Frequently Asked Questions

What is the cost of living in Reading, PA, US?

The cost of living index in Reading is 90, which is Lower the US national average of 100.

How much does it cost to buy a home in Reading?

The median home price in Reading is $180,000. The housing index is 92.

What is the average rent for a 1-bedroom apartment?

The average rent for a 1-bedroom apartment in Reading is approximately $1000/mo.

Does Reading, PA have income tax?

Reading is in PA, which has an income tax rate of 3.07%.

What is the climate like in Reading?

Reading enjoys approximately 200 sunny days per year. Summer highs reach around 85°F, while winter lows can drop to around 24°F.

Data Sources

  • Cost of Living: Council for Community and Economic Research (C2ER), 2026
  • Housing Data: Zillow Research, 2026
  • Income & Employment: US Census Bureau American Community Survey, 2024
  • Utilities U.S. Energy Information Administration (EIA) 2024, EPA/AWWA water rate surveys, BroadbandNow

Data last updated: September 13, 2026. Data may not reflect current market conditions. Always verify with local sources before making relocation decisions.