Skyline of Rocky Mount
Cost of Living: 85 55,000

Rocky Mount, NC, US

Twin Counties city with the Rocky Mount Mills and the Imperial Centre.

Updated September 12, 2026

Overview

Rocky Mount is a city in NC with a population of 55,000. Twin Counties city with the Rocky Mount Mills and the Imperial Centre. Housing costs are close to the national average. The overall cost of living is below the national average. Gardening thrives here — the 5b growing zone supports Cool — many vegetables, some fruit trees.

Last updated: September 12, 2026

Cost of Living 85

Below Average vs US Avg (100)

Housing Index 88

Affordable

Median Income $45,000

Household income

Unemployment 4.2%

Job market health

Rocky Mount vs US Average

Cost of Living
Rocky Mount: 85
US Avg: 100
Housing Index
Rocky Mount: 88
US Avg: 100
State Income Tax
Rocky Mount: 4.75%
US Avg: ~5%

Taxes

  • State Income Tax: 4.8%
  • Sales Tax: 7.2%

Economy & Jobs

  • Median Income: $45,000
  • Unemployment: 4.2%
  • Population: 55,000

Climate

  • Sunny Days: 215/year
  • Summer High: 89°F
  • Winter Low: 34°F
  • Farming Zone: USDA Zone 5b

Housing

  • Median Home: $180,000
  • 1BR Rent: $900/mo

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Cost of Living

Rocky Mount's cost of living index is 85 (US average = 100).

CategoryRocky MountNational AverageDifference
Overall85100-15.0%
Housing88100-12.0%

Data source: Council for Community and Economic Research (C2ER), 2026

Housing Market

MetricValue
Median Home Price$180,000
Median Rent (1BR)$900/mo
Median Rent (2BR)$1,125/mo
Price per Sq Ft$120

Data source: Zillow Research, 2026

True Cost of Home Ownership

True Cost of Home Ownership

See what you'll really pay over 30 years

$
%
$90,000 down
%
%
$

Utilities

Estimated monthly utility costs for a typical household in Rocky Mount:

UtilityEstimated Monthly CostNotes
Electricity$105Based on ~900 kWh/month typical US household usage
Heating & Cooling$56Estimated based on local climate. Gas or electric
Cooling (AC)$8Estimated based on local climate and electricity rates
Water$50Includes sewer
Internet (100+ Mbps)$70Broadband average
Garbage / Trash$25Private service
Total Utilities$314Monthly estimate (including heating & cooling)

Data sources: U.S. Energy Information Administration (EIA) 2024, EPA/AWWA water rate surveys, BroadbandNow

Remote Work Score

Rocky Mount scores —/100 for remote work readiness:

Cost of Living
— 85
Rent
— $900
Sunny Days
— 215
Tax
— 4.75%
Unemployment
— 4.2%
Climate
— 89°F / 34°F
Safety
— 5.8 homicides/100k
Population
— 55,000
Internet Speed
— 200 Mbps

Climate

Rocky Mount has a varied climate with distinct seasons.

MonthAvg HighAvg LowRainfall
January54°F34°F2.5"
April74°F49°F2.8"
July89°F64°F1.5"
October69°F52°F2.2"
USDA Zone 5b

Cool — many vegetables, some fruit trees

Natural Hazards

Rocky Mount faces the following natural hazards:

Flood High Risk

Tar River flooding.

Heat Wave High Risk

Summer heat waves.

Landslide High Risk

Appalachian region with landslides.

Tornado Moderate Risk

Tornado risk.

Hurricane Moderate Risk

Inland effects from hurricanes.

Wildfire Moderate Risk

Wildfire risk in forested areas.

Blizzard Moderate Risk

Winter storms.

Drought Moderate Risk

Periodic drought conditions.

Based on historical records and geographic risk assessment.

Taxes

  • State Income Tax: 4.75%
  • Sales Tax: 7.25%
  • Property Tax: ~0.82% of assessed value

Economy & Jobs

Major industries include technology, healthcare, education, and manufacturing. The unemployment rate is 4.2%.

Schools & Education

20/100
School Quality Score
?
16
Total Schools
20.4:1
Student:Teacher
100.0%
Free/Reduced Lunch

Data source: National Center for Education Statistics (NCES)

Demographics

The population of Rocky Mount is diverse. The figures below show the ethnic, educational, and religious composition of the local population.

Ethnicity

Asian
1.1%
Black or African American
62.7%
Hispanic or Latino
3.8%
Native American
0.5%
Native Hawaiian or Pacific Islander
0.1%
Other
0.7%
Two or more races
3.1%
White
27.8%

Education

Bachelor's degree or higher
21.5%
High school graduate
33.7%
Less than high school
13.9%
Some college
30.8%

Religion

Christian
75.0%
Other
6.0%
Unaffiliated
19.0%

Data source: US Census Bureau American Community Survey (ACS) (2023)

Important Disclaimer: All data on this page is for informational purposes only and does not constitute financial, legal, tax, or real estate advice. URCity and Northshore Press are not financial advisors, tax professionals, or real estate agents. Always consult qualified professionals before making relocation or financial decisions.

Frequently Asked Questions

What is the cost of living in Rocky Mount, NC, US?

The cost of living index in Rocky Mount is 85, which is Lower the US national average of 100.

How much does it cost to buy a home in Rocky Mount?

The median home price in Rocky Mount is $180,000. The housing index is 88.

What is the average rent for a 1-bedroom apartment?

The average rent for a 1-bedroom apartment in Rocky Mount is approximately $900/mo.

Does Rocky Mount, NC have income tax?

Rocky Mount is in NC, which has an income tax rate of 4.75%.

What is the climate like in Rocky Mount?

Rocky Mount enjoys approximately 215 sunny days per year. Summer highs reach around 89°F, while winter lows can drop to around 34°F.

Data Sources

  • Cost of Living: Council for Community and Economic Research (C2ER), 2026
  • Housing Data: Zillow Research, 2026
  • Income & Employment: US Census Bureau American Community Survey, 2024
  • Utilities U.S. Energy Information Administration (EIA) 2024, EPA/AWWA water rate surveys, BroadbandNow

Data last updated: September 13, 2026. Data may not reflect current market conditions. Always verify with local sources before making relocation decisions.