Skyline of Sacramento
Cost of Living: 118.5 524,943

Sacramento, CA, US

California's capital with farm-to-fork dining, cheaper than Bay Area, and hot summers.

Updated August 11, 2026
Cost of Living 118.5

Above Average vs US Avg (100)

Housing Index 138.5

Above Average

Median Income $65,000

Household income

Unemployment 4.0%

Job market health

Sacramento vs US Average

Cost of Living
Sacramento: 118.5
US Avg: 100
Housing Index
Sacramento: 138.5
US Avg: 100
State Income Tax
Sacramento: 9.3%
US Avg: ~5%

Taxes

  • State Income Tax: 9.3%
  • Sales Tax: 7.8%

Economy & Jobs

  • Median Income: $65,000
  • Unemployment: 4.0%
  • Population: 524,943

Climate

  • Sunny Days: 269/year
  • Summer High: 93°F
  • Winter Low: 39°F
  • Farming Zone: USDA Zone 6a

Housing

  • Median Home: $480,000
  • 1BR Rent: $1700/mo

Cost of Living

Sacramento's cost of living index is 118.5 (US average = 100).

CategorySacramentoNational AverageDifference
Overall118.5100+18.5%
Housing138.5100+38.5%

Data source: Council for Community and Economic Research (C2ER), 2026

Housing Market

MetricValue
Median Home Price$480,000
Median Rent (1BR)$1700/mo
Median Rent (2BR)$2,125/mo
Price per Sq Ft$320

Data source: Zillow Research, 2026

True Cost of Home Ownership

True Cost of Home Ownership

See what you'll really pay over 30 years

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%
$90,000 down
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Utilities

Estimated monthly utility costs for a typical household in Sacramento:

UtilityEstimated Monthly CostNotes
Electricity$245Based on ~900 kWh/month typical US household usage
Heating & Cooling$44Estimated based on local climate. Gas or electric
Cooling (AC)$47Estimated based on local climate and electricity rates
Water$90Includes sewer
Internet (100+ Mbps)$60Broadband average
Garbage / Trash$35Private service
Total Utilities$521Monthly estimate (including heating & cooling)

Data sources: U.S. Energy Information Administration (EIA) 2024, EPA/AWWA water rate surveys, BroadbandNow

Remote Work Score

Sacramento scores —/100 for remote work readiness:

Cost of Living
118.5
Rent
$1700
Sunny Days
269
Tax
9.3%
Unemployment
4.0%
Climate
93°F / 39°F
Safety
8.5 homicides/100k
Population
524,943
Internet Speed
200 Mbps

Climate

Sacramento has a varied climate with distinct seasons.

MonthAvg HighAvg LowRainfall
January59°F39°F2.5"
April78°F54°F2.8"
July93°F68°F1.5"
October73°F57°F2.2"
USDA Zone 6a

Cool to mild — apples, pears, berries, many vegetables

Natural Hazards

Sacramento faces the following natural hazards:

Earthquake High Risk

Nearby fault systems with earthquake risk.

Wildfire High Risk

Wildfire risk in surrounding areas.

Flood High Risk

River flooding from Sierra Nevada snowmelt.

Drought High Risk

Frequent drought conditions.

Heat Wave High Risk

Extreme summer heat in inland and desert regions.

Landslide High Risk

Coastal and mountainous regions with frequent landslides.

Avalanche High Risk

Sierra Nevada with frequent avalanches.

Sandstorm Moderate Risk

Dust storms in desert regions.

Based on historical records and geographic risk assessment.

Taxes

  • State Income Tax: 9.3%
  • Sales Tax: 7.75%
  • Property Tax: ~0.88% of assessed value

Economy & Jobs

Major industries include technology, healthcare, education, and manufacturing. The unemployment rate is 4.0%.

Crime & Safety

Crime rates in Sacramento per 100,000 residents:

754.9
Violent Crime
2,547.3
Property Crime
8.5
Homicide

Data source: FBI Uniform Crime Reporting

Schools & Education

42/100
School Quality Score
Better than 4% of US cities
?
204
Total Schools
16.8:1
Student:Teacher
90.2%
Free/Reduced Lunch

Data source: National Center for Education Statistics (NCES)

Universities & Higher Education

1
Universities
#1676
Top University Rank
Top-Ranked University California State University, Sacramento

Data source: Center for World University Rankings (CWUR) & World Universities Database

Important Disclaimer: All data on this page is for informational purposes only and does not constitute financial, legal, tax, or real estate advice. URCity and Northshore Press are not financial advisors, tax professionals, or real estate agents. Always consult qualified professionals before making relocation or financial decisions.

Frequently Asked Questions

What is the cost of living in Sacramento, CA, US?

The cost of living index in Sacramento is 118.5, which is Higher the US national average of 100.

How much does it cost to buy a home in Sacramento?

The median home price in Sacramento is $480,000. The housing index is 138.5.

What is the average rent for a 1-bedroom apartment?

The average rent for a 1-bedroom apartment in Sacramento is approximately $1700/mo.

Does Sacramento, CA have income tax?

Sacramento is in CA, which has an income tax rate of 9.3%.

What is the climate like in Sacramento?

Sacramento enjoys approximately 269 sunny days per year. Summer highs reach around 93°F, while winter lows can drop to around 39°F.

Relocation Guides

Data Sources

  • Cost of Living: Council for Community and Economic Research (C2ER), 2026
  • Housing Data: Zillow Research, 2026
  • Income & Employment: US Census Bureau American Community Survey, 2024
  • Utilities U.S. Energy Information Administration (EIA) 2024, EPA/AWWA water rate surveys, BroadbandNow

Data last updated: August 12, 2026. Data may not reflect current market conditions. Always verify with local sources before making relocation decisions.