Saipan, Northern Mariana Islands
Saipan is a city in Northern Mariana Islands with a population of 48,000.
Above Average vs Northern Mariana Islands Avg (100)
Above Average
Household income
Job market health
Saipan vs Northern Mariana Islands Average
Taxes
- State Income Tax: None
- Sales Tax: 0.0%
Economy & Jobs
- Median Income: $ 30,000
- Unemployment: 8.0%
- Population: 48,000
Climate
- Sunny Days: 270/year
- Summer High: 87°F
- Winter Low: 76°F
- Farming Zone: USDA Zone 8a
Housing
- Median Home: $250,000
- 1BR Rent: $1000/mo
Cost of Living
Saipan's cost of living index is 110 (Northern Mariana Islands average = 100).
| Category | Saipan | National Average | Difference |
|---|---|---|---|
| Overall | 110 | 100 | +10.0% |
| Housing | 130 | 100 | +30.0% |
Data source: Numbeo, 2026
Housing Market
| Metric | Value |
|---|---|
| Median Home Price | $250,000 |
| Median Rent (1BR) | $1000/mo |
| Median Rent (2BR) | $1,250/mo |
| Price per Sq Ft | $166 |
Data source: Numbeo, 2026
True Cost of Home Ownership
Utilities
Estimated monthly utility costs for a typical household in Saipan:
| Utility | Estimated Monthly Cost | Notes |
|---|---|---|
| Electricity | $0 | |
| Heating & Cooling | N/A | Estimated based on local climate. |
| Cooling (AC) | $83 | Estimated based on local climate and electricity rates |
| Water | $0 | Includes sewer |
| Internet (100+ Mbps) | $0 | Broadband average |
| Garbage / Trash | Included in taxes | Municipal service (covered by property taxes) |
| Total Utilities | $83 | Monthly estimate (including heating & cooling) |
Data sources: National Utility Regulator, 2025
Remote Work Score
Saipan scores —/100 for remote work readiness:
Climate
Saipan has a varied climate with distinct seasons.
| Month | Avg High | Avg Low | Rainfall |
|---|---|---|---|
| January | 96°F | 76°F | 2.5" |
| April | 72°F | 91°F | 2.8" |
| July | 87°F | 62°F | 1.5" |
| October | 67°F | 94°F | 2.2" |
Warm — citrus, avocados, tomatoes, peppers
Natural Hazards
Saipan faces the following natural hazards:
Frequently affected by typhoons.
Pacific islands vulnerable to tsunamis.
Extreme summer heat.
Moderate seismic activity with occasional earthquakes.
Active volcanic region in the Northern Mariana Islands.
Based on historical records and geographic risk assessment.
Taxes
- State Income Tax: 0% (None)
- Sales Tax: 0%
- Property Tax: ~0% of assessed value
Economy & Jobs
Major industries include technology, healthcare, education, and manufacturing. The unemployment rate is 8.0%.
Crime & Safety
Crime rates in Saipan per 100,000 residents:
City-level crime data is not available for this location. The figure shown is the national average, which may differ significantly from actual conditions in this city.
Data source: UN Office on Drugs and Crime
Schools & Education
Academic Schedule
Standard academic calendar.
Important Disclaimer: All data on this page is for informational purposes only and does not constitute financial, legal, tax, or real estate advice. URCity and Northshore Press are not financial advisors, tax professionals, or real estate agents. Always consult qualified professionals before making relocation or financial decisions.
Frequently Asked Questions
What is the cost of living in Saipan, Northern Mariana Islands?
The cost of living index in Saipan is 110, which is Higher the Northern Mariana Islands national average of 100.
How much does it cost to buy a home in Saipan?
The median home price in Saipan is $250,000. The housing index is 130.
What is the average rent for a 1-bedroom apartment?
The average rent for a 1-bedroom apartment in Saipan is approximately $1000/mo.
Does Saipan, Saipan have income tax?
Saipan is in Saipan, which has no income tax.
What is the climate like in Saipan?
Saipan enjoys approximately 270 sunny days per year. Summer highs reach around 87°F, while winter lows can drop to around 76°F.
Data Sources
- Cost of Living: Numbeo, 2026
- Housing Data: Numbeo, 2026
- Income & Employment: National Statistics, 2024
- Utilities National Utility Regulator, 2025
Data last updated: August 12, 2026. Data may not reflect current market conditions. Always verify with local sources before making relocation decisions.