Skyline of Saitama
Cost of Living: 95 1,339,000

Saitama, Japan

A rapidly growing commuter city north of Tokyo with excellent rail connections, parks, and affordable housing.

Updated July 12, 2026
Cost of Living 95

Below Average vs Japan avg (100)

Housing Index 105

Above Average

Median Income ¥5,100,000

Household income

Unemployment 3.2%

Job market health

Saitama vs Japan Average

Cost of Living
Saitama: 95
Japan Avg: 100
Housing Index
Saitama: 105
Japan Avg: 100
Income Tax
Saitama: 10%

Taxes

  • Income Tax: 10.0%
  • Consumption Tax: 10.0%

Economy & Jobs

  • Median Income: ¥5,100,000
  • Unemployment: 3.2%
  • Population: 1,339,000

Climate

  • Sunny Days: 198/year
  • Summer High: 87°F
  • Winter Low: 33°F

Housing

  • Median Home: ¥28,000,000
  • 1BR Rent: ¥65000/mo

Cost of Living

Saitama's cost of living index is 95 (Japan average = 100).

CategorySaitamaNational AverageDifference
Overall95100-5.0%
Housing105100+5.0%

Data source: Statistics Bureau of Japan / Numbeo, 2026

Housing Market

MetricValue
Median Home Price¥28,000,000
Median Rent (1BR)¥65000/mo
Median Rent (2BR)¥81,250/mo
Price per Sq Ft¥18,666

Data source: Suumo / MLIT, 2026

True Cost of Home Ownership

True Cost of Home Ownership

See what you'll really pay over 30 years

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$90,000 down
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Utilities

Estimated monthly utility costs for a typical household in Saitama:

UtilityEstimated Monthly CostNotes
Electricity¥8000Based on ~300 kWh/month typical Japanese household usage
Heating & Cooling¥36Estimated based on local climate. gas or kerosene heating
Cooling (AC)¥380Estimated based on local climate and electricity rates
Water¥3000Includes sewer
Internet (100+ Mbps)¥4500Broadband average
Garbage / TrashIncluded in taxesMunicipal service (covered by property taxes)
Total Utilities¥15916Monthly estimate (including heating & cooling)

Data sources: METI, Tokyo Electric Power, Osaka Gas 2025

Best Neighborhoods

Downtown Saitama

The heart of the city with restaurants, shops, and entertainment. Average rent: ¥78,000/mo.

Saitama Heights

Trendy area with local businesses and a mix of historic and modern housing. Average rent: ¥71,500/mo.

East Saitama

Up-and-coming neighborhood with new developments and young professionals. Average rent: ¥58,500/mo.

West Saitama

Family-friendly area with parks and good schools. Average rent: ¥61,750/mo.

Remote Work Score

Saitama scores —/100 for remote work readiness:

Cost of Living
95
Rent
¥65000
Sunny Days
198
Tax
10%
Unemployment
3.2%
Climate
87°F / 33°F

Climate

Saitama has a varied climate with distinct seasons.

MonthAvg HighAvg LowRainfall
January53°F33°F2.5"
April72°F48°F2.8"
July87°F62°F1.5"
October67°F51°F2.2"

Taxes

  • Income Tax: 10%
  • Consumption Tax: 10%
  • Property Tax: ~0.2% of assessed value

Economy & Jobs

Major industries include technology, healthcare, education, and manufacturing. The unemployment rate is 3.2%.

Important Disclaimer: All data on this page is for informational purposes only and does not constitute financial, legal, tax, or real estate advice. URCity and Northshore Press are not financial advisors, tax professionals, or real estate agents. Always consult qualified professionals before making relocation or financial decisions.

Frequently Asked Questions

What is the cost of living in Saitama, Japan?

The cost of living index in Saitama is 95, which is Lower the Japan national average of 100.

How much does it cost to buy a home in Saitama?

The median home price in Saitama is ¥28,000,000. The housing index is 105.

What is the average rent for a 1-bedroom apartment?

The average rent for a 1-bedroom apartment in Saitama is approximately ¥65000/mo.

Does Saitama, SAI have income tax?

Saitama is in SAI, which has an income tax rate of 10%.

What is the climate like in Saitama?

Saitama enjoys approximately 198 sunny days per year. Summer highs reach around 87°F, while winter lows can drop to around 33°F.

Data Sources

  • Cost of Living: Statistics Bureau of Japan / Numbeo, 2026
  • Housing Data: Suumo / MLIT, 2026
  • Income & Employment: Statistics Bureau of Japan Labour Force Survey, 2024
  • Utilities METI, Tokyo Electric Power, Osaka Gas 2025

Data last updated: July 12, 2026. Data may not reflect current market conditions. Always verify with local sources before making relocation decisions.