San Jose, CA, US
Heart of Silicon Valley with the highest salaries — and housing costs — in America.
Overview
San Jose is a city in CA with a population of 1,013,240. Heart of Silicon Valley with the highest salaries — and housing costs — in America. Housing is notably more expensive than the national average. The overall cost of living is above the national average. Gardening thrives here — the 6a growing zone supports Cool to mild — apples, pears, berries, many vegetables. A large share of residents hold a bachelor’s degree or higher. The city enjoys abundant sunshine, with about 257 sunny days a year.
Last updated: September 12, 2026
Very High vs US Avg (100)
Very Expensive
Household income
Job market health
San Jose vs US Average
Taxes
- State Income Tax: 9.3%
- Sales Tax: 9.2%
Economy & Jobs
- Median Income: $125,000
- Unemployment: 3.2%
- Population: 1,013,240
Climate
- Sunny Days: 257/year
- Summer High: 82°F
- Winter Low: 42°F
- Farming Zone: USDA Zone 6a
Housing
- Median Home: $1,200,000
- 1BR Rent: $3200/mo
Cost of Living
San Jose's cost of living index is 214.5 (US average = 100).
| Category | San Jose | National Average | Difference |
|---|---|---|---|
| Overall | 214.5 | 100 | +114.5% |
| Housing | 342.1 | 100 | +242.1% |
Data source: Council for Community and Economic Research (C2ER), 2026
Housing Market
| Metric | Value |
|---|---|
| Median Home Price | $1,200,000 |
| Median Rent (1BR) | $3200/mo |
| Median Rent (2BR) | $4,000/mo |
| Price per Sq Ft | $800 |
Data source: Zillow Research, 2026
True Cost of Home Ownership
Utilities
Estimated monthly utility costs for a typical household in San Jose:
| Utility | Estimated Monthly Cost | Notes |
|---|---|---|
| Electricity | $280 | Based on ~900 kWh/month typical US household usage |
| Heating & Cooling | $44 | Estimated based on local climate. Gas or electric |
| Cooling (AC) | N/A | Estimated based on local climate and electricity rates |
| Water | $130 | Includes sewer |
| Internet (100+ Mbps) | $55 | Broadband average |
| Garbage / Trash | $35 | Private service |
| Total Utilities | $544 | Monthly estimate (including heating & cooling) |
Data sources: U.S. Energy Information Administration (EIA) 2024, EPA/AWWA water rate surveys, BroadbandNow
Remote Work Score
San Jose scores —/100 for remote work readiness:
Climate
San Jose has a varied climate with distinct seasons.
| Month | Avg High | Avg Low | Rainfall |
|---|---|---|---|
| January | 62°F | 42°F | 2.5" |
| April | 67°F | 57°F | 2.8" |
| July | 82°F | 57°F | 1.5" |
| October | 62°F | 60°F | 2.2" |
Cool to mild — apples, pears, berries, many vegetables
Natural Hazards
San Jose faces the following natural hazards:
Fault systems with earthquake risk.
Wildfire risk in surrounding hills.
Frequent drought conditions.
Extreme summer heat in inland and desert regions.
Coastal and mountainous regions with frequent landslides.
Sierra Nevada with frequent avalanches.
Flood risk in low-lying areas.
Dust storms in desert regions.
Based on historical records and geographic risk assessment.
Taxes
- State Income Tax: 9.3%
- Sales Tax: 9.25%
- Property Tax: ~0.74% of assessed value
Economy & Jobs
Major industries include technology, healthcare, education, and manufacturing. The unemployment rate is 3.2%.
Crime & Safety
Crime rates in San Jose per 100,000 residents:
Data source: FBI Uniform Crime Reporting
Schools & Education
Data source: National Center for Education Statistics (NCES)
Universities & Higher Education
Data source: Center for World University Rankings (CWUR) & World Universities Database
Demographics
The population of San Jose is diverse. The figures below show the ethnic, educational, and religious composition of the local population.
Ethnicity
Education
Religion
Data source: US Census Bureau American Community Survey (ACS) (2023)
Important Disclaimer: All data on this page is for informational purposes only and does not constitute financial, legal, tax, or real estate advice. URCity and Northshore Press are not financial advisors, tax professionals, or real estate agents. Always consult qualified professionals before making relocation or financial decisions.
Frequently Asked Questions
What is the cost of living in San Jose, CA, US?
The cost of living index in San Jose is 214.5, which is Higher the US national average of 100.
How much does it cost to buy a home in San Jose?
The median home price in San Jose is $1,200,000. The housing index is 342.1.
What is the average rent for a 1-bedroom apartment?
The average rent for a 1-bedroom apartment in San Jose is approximately $3200/mo.
Does San Jose, CA have income tax?
San Jose is in CA, which has an income tax rate of 9.3%.
What is the climate like in San Jose?
San Jose enjoys approximately 257 sunny days per year. Summer highs reach around 82°F, while winter lows can drop to around 42°F.
Data Sources
- Cost of Living: Council for Community and Economic Research (C2ER), 2026
- Housing Data: Zillow Research, 2026
- Income & Employment: US Census Bureau American Community Survey, 2024
- Utilities U.S. Energy Information Administration (EIA) 2024, EPA/AWWA water rate surveys, BroadbandNow
Data last updated: September 13, 2026. Data may not reflect current market conditions. Always verify with local sources before making relocation decisions.