Skyline of St. Moritz
Cost of Living: 140 5,000

St. Moritz, Switzerland

The world-famous Alpine resort in the Engadin valley, host of two Winter Olympics, known for its luxury hotels, frozen lake polo, and the legendary Cresta Run.

Updated August 11, 2026
Cost of Living 140

Very High vs Switzerland Avg (100)

Housing Index 180

Very Expensive

Median Income CHF 85,000

Household income

Unemployment 1.5%

Job market health

St. Moritz vs Switzerland Average

Cost of Living
St. Moritz: 140
Switzerland Avg: 100
Housing Index
St. Moritz: 180
Switzerland Avg: 100
State Income Tax
St. Moritz: 10%

Taxes

  • State Income Tax: 10.0%
  • Sales Tax: 8.1%

Economy & Jobs

  • Median Income: CHF 85,000
  • Unemployment: 1.5%
  • Population: 5,000

Climate

  • Sunny Days: 200/year
  • Summer High: 70°F
  • Winter Low: 15°F
  • Farming Zone: USDA Zone 5a

Housing

  • Median Home: CHF1,500,000
  • 1BR Rent: CHF2500/mo

Cost of Living

St. Moritz's cost of living index is 140 (Switzerland average = 100).

CategorySt. MoritzNational AverageDifference
Overall140100+40.0%
Housing180100+80.0%

Data source: BFS / Numbeo, 2026

Housing Market

MetricValue
Median Home PriceCHF1,500,000
Median Rent (1BR)CHF2500/mo
Median Rent (2BR)CHF3,125/mo
Price per Sq FtCHF1,000

Data source: Homegate / Comparis, 2026

True Cost of Home Ownership

True Cost of Home Ownership

See what you'll really pay over 30 years

CHF
%
$90,000 down
%
%
CHF

Utilities

Estimated monthly utility costs for a typical household in St. Moritz:

UtilityEstimated Monthly CostNotes
ElectricityCHF100
Heating & CoolingCHF206Estimated based on local climate.
Cooling (AC)N/AEstimated based on local climate and electricity rates
WaterCHF40Includes sewer
Internet (100+ Mbps)CHF50Broadband average
Garbage / TrashIncluded in taxesMunicipal service (covered by property taxes)
Total UtilitiesCHF396Monthly estimate (including heating & cooling)

Data sources: ElCom, Swissgrid, BFS 2025

Remote Work Score

St. Moritz scores —/100 for remote work readiness:

Cost of Living
140
Rent
CHF2500
Sunny Days
200
Tax
10%
Unemployment
1.5%
Climate
70°F / 15°F
Safety
0.5 homicides/100k
Population
5,000
Internet Speed
180 Mbps

Climate

St. Moritz has a varied climate with distinct seasons.

MonthAvg HighAvg LowRainfall
January35°F15°F2.5"
April55°F30°F2.8"
July70°F45°F1.5"
October50°F33°F2.2"
USDA Zone 5a

Cool — many vegetables, some fruit trees

Natural Hazards

St. Moritz faces the following natural hazards:

Blizzard High Risk

Switzerland experiences severe winter storms in the Alps.

Avalanche High Risk

Alpine region with frequent avalanches.

Earthquake Moderate Risk

Moderate seismic activity with occasional earthquakes.

Flood Moderate Risk

River flooding and flash floods.

Landslide Moderate Risk

Alpine region with landslides.

Tornado Moderate Risk

Switzerland experiences occasional tornadoes.

Based on historical records and geographic risk assessment.

Taxes

  • State Income Tax: 10%
  • Sales Tax: 8.1%
  • Property Tax: ~0.3% of assessed value

Economy & Jobs

Major industries include technology, healthcare, education, and manufacturing. The unemployment rate is 1.5%.

Crime & Safety

Crime rates in St. Moritz per 100,000 residents:

35.6
Violent Crime
2,837.4
Property Crime
0.5
Homicide

City-level crime data is not available for this location. The figure shown is the national average, which may differ significantly from actual conditions in this city.

Data source: Eurostat

Schools & Education

Total Schools

Academic Schedule

School Hours 8:00 AM – 3:30 PM
Academic Year August to July
Term System Semester — Herbst (Aug-Jan), Frühling (Feb-Jul)
Summer Break July to August (5-6 weeks)
Winter Break December to January (2 weeks)
Spring Break February/March (1-2 weeks)

Schedule varies significantly by canton. Each canton sets its own holidays.

Important Disclaimer: All data on this page is for informational purposes only and does not constitute financial, legal, tax, or real estate advice. URCity and Northshore Press are not financial advisors, tax professionals, or real estate agents. Always consult qualified professionals before making relocation or financial decisions.

Frequently Asked Questions

What is the cost of living in St. Moritz, Switzerland?

The cost of living index in St. Moritz is 140, which is Higher the Switzerland national average of 100.

How much does it cost to buy a home in St. Moritz?

The median home price in St. Moritz is CHF1,500,000. The housing index is 180.

What is the average rent for a 1-bedroom apartment?

The average rent for a 1-bedroom apartment in St. Moritz is approximately CHF2500/mo.

Does St. Moritz, GR have income tax?

St. Moritz is in GR, which has an income tax rate of 10%.

What is the climate like in St. Moritz?

St. Moritz enjoys approximately 200 sunny days per year. Summer highs reach around 70°F, while winter lows can drop to around 15°F.

Data Sources

  • Cost of Living: BFS / Numbeo, 2026
  • Housing Data: Homegate / Comparis, 2026
  • Income & Employment: BFS Labour Force Survey, 2024
  • Utilities ElCom, Swissgrid, BFS 2025

Data last updated: August 12, 2026. Data may not reflect current market conditions. Always verify with local sources before making relocation decisions.