Skyline of Schaffhausen
Cost of Living: 105 37,000

Schaffhausen, Switzerland

A historic city in northern Switzerland near the Rhine Falls, Europe's largest waterfall, with a beautifully preserved medieval old town and a vibrant industrial heritage.

Updated August 11, 2026
Cost of Living 105

Above Average vs Switzerland Avg (100)

Housing Index 110

Above Average

Median Income CHF 80,000

Household income

Unemployment 2.2%

Job market health

Schaffhausen vs Switzerland Average

Cost of Living
Schaffhausen: 105
Switzerland Avg: 100
Housing Index
Schaffhausen: 110
Switzerland Avg: 100
State Income Tax
Schaffhausen: 10%

Taxes

  • State Income Tax: 10.0%
  • Sales Tax: 8.1%

Economy & Jobs

  • Median Income: CHF 80,000
  • Unemployment: 2.2%
  • Population: 37,000

Climate

  • Sunny Days: 175/year
  • Summer High: 76°F
  • Winter Low: 27°F
  • Farming Zone: USDA Zone 5b

Housing

  • Median Home: CHF550,000
  • 1BR Rent: CHF1200/mo

Cost of Living

Schaffhausen's cost of living index is 105 (Switzerland average = 100).

CategorySchaffhausenNational AverageDifference
Overall105100+5.0%
Housing110100+10.0%

Data source: BFS / Numbeo, 2026

Housing Market

MetricValue
Median Home PriceCHF550,000
Median Rent (1BR)CHF1200/mo
Median Rent (2BR)CHF1,500/mo
Price per Sq FtCHF366

Data source: Homegate / Comparis, 2026

True Cost of Home Ownership

True Cost of Home Ownership

See what you'll really pay over 30 years

CHF
%
$90,000 down
%
%
CHF

Utilities

Estimated monthly utility costs for a typical household in Schaffhausen:

UtilityEstimated Monthly CostNotes
ElectricityCHF100
Heating & CoolingCHF120Estimated based on local climate.
Cooling (AC)N/AEstimated based on local climate and electricity rates
WaterCHF40Includes sewer
Internet (100+ Mbps)CHF50Broadband average
Garbage / TrashIncluded in taxesMunicipal service (covered by property taxes)
Total UtilitiesCHF310Monthly estimate (including heating & cooling)

Data sources: ElCom, Swissgrid, BFS 2025

Remote Work Score

Schaffhausen scores —/100 for remote work readiness:

Cost of Living
105
Rent
CHF1200
Sunny Days
175
Tax
10%
Unemployment
2.2%
Climate
76°F / 27°F
Safety
0.5 homicides/100k
Population
37,000
Internet Speed
180 Mbps

Climate

Schaffhausen has a varied climate with distinct seasons.

MonthAvg HighAvg LowRainfall
January47°F27°F2.5"
April61°F42°F2.8"
July76°F51°F1.5"
October56°F45°F2.2"
USDA Zone 5b

Cool — many vegetables, some fruit trees

Natural Hazards

Schaffhausen faces the following natural hazards:

Blizzard High Risk

Switzerland experiences severe winter storms in the Alps.

Avalanche High Risk

Alpine region with frequent avalanches.

Earthquake Moderate Risk

Moderate seismic activity with occasional earthquakes.

Flood Moderate Risk

River flooding and flash floods.

Landslide Moderate Risk

Alpine region with landslides.

Tornado Moderate Risk

Switzerland experiences occasional tornadoes.

Based on historical records and geographic risk assessment.

Taxes

  • State Income Tax: 10%
  • Sales Tax: 8.1%
  • Property Tax: ~0.3% of assessed value

Economy & Jobs

Major industries include technology, healthcare, education, and manufacturing. The unemployment rate is 2.2%.

Crime & Safety

Crime rates in Schaffhausen per 100,000 residents:

35.6
Violent Crime
2,837.4
Property Crime
0.5
Homicide

City-level crime data is not available for this location. The figure shown is the national average, which may differ significantly from actual conditions in this city.

Data source: Eurostat

Schools & Education

Total Schools

Academic Schedule

School Hours 8:00 AM – 3:30 PM
Academic Year August to July
Term System Semester — Herbst (Aug-Jan), Frühling (Feb-Jul)
Summer Break July to August (5-6 weeks)
Winter Break December to January (2 weeks)
Spring Break February/March (1-2 weeks)

Schedule varies significantly by canton. Each canton sets its own holidays.

Important Disclaimer: All data on this page is for informational purposes only and does not constitute financial, legal, tax, or real estate advice. URCity and Northshore Press are not financial advisors, tax professionals, or real estate agents. Always consult qualified professionals before making relocation or financial decisions.

Frequently Asked Questions

What is the cost of living in Schaffhausen, Switzerland?

The cost of living index in Schaffhausen is 105, which is Higher the Switzerland national average of 100.

How much does it cost to buy a home in Schaffhausen?

The median home price in Schaffhausen is CHF550,000. The housing index is 110.

What is the average rent for a 1-bedroom apartment?

The average rent for a 1-bedroom apartment in Schaffhausen is approximately CHF1200/mo.

Does Schaffhausen, SH have income tax?

Schaffhausen is in SH, which has an income tax rate of 10%.

What is the climate like in Schaffhausen?

Schaffhausen enjoys approximately 175 sunny days per year. Summer highs reach around 76°F, while winter lows can drop to around 27°F.

Data Sources

  • Cost of Living: BFS / Numbeo, 2026
  • Housing Data: Homegate / Comparis, 2026
  • Income & Employment: BFS Labour Force Survey, 2024
  • Utilities ElCom, Swissgrid, BFS 2025

Data last updated: August 12, 2026. Data may not reflect current market conditions. Always verify with local sources before making relocation decisions.