Skyline of Semarang
Cost of Living: 38 1,653,000

Semarang, Indonesia

Central Java's capital and a historic port city with a rich Chinese-Indonesian heritage and culinary scene.

Updated August 30, 2026

Overview

Semarang is a city in Central Java with a population of 1,653,000. Central Java’s capital and a historic port city with a rich Chinese-Indonesian heritage and culinary scene. Housing is more affordable than the national average. The overall cost of living is below the national average. Gardening thrives here — the 7b growing zone supports Mild — wide variety of vegetables, many fruit trees. A relatively small share of residents hold a bachelor’s degree. Reported crime rates are relatively low. The population skews young, with a median age of 30.0.

Last updated: August 30, 2026

Cost of Living 38

Below Average vs Indonesia Avg (100)

Housing Index 25

Affordable

Median Income Rp 40,000,000

Household income

Unemployment 5.0%

Job market health

Semarang vs Indonesia Average

Cost of Living
Semarang: 38
Indonesia Avg: 100
Housing Index
Semarang: 25
Indonesia Avg: 100
State Income Tax
Semarang: 5%

Taxes

  • State Income Tax: 5.0%
  • Sales Tax: 11.0%

Economy & Jobs

  • Median Income: Rp 40,000,000
  • Unemployment: 5.0%
  • Population: 1,653,000

Climate

  • Sunny Days: 175/year
  • Summer High: 89°F
  • Winter Low: 74°F
  • Farming Zone: USDA Zone 7b

Housing

  • Median Home: Rp400,000,000
  • 1BR Rent: Rp1800000/mo

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Cost of Living

Semarang's cost of living index is 38 (Indonesia average = 100).

CategorySemarangNational AverageDifference
Overall38100-62.0%
Housing25100-75.0%

Data source: Council for Community and Economic Research (C2ER), 2026

Housing Market

MetricValue
Median Home PriceRp400,000,000
Median Rent (1BR)Rp1800000/mo
Median Rent (2BR)Rp2,250,000/mo
Price per Sq FtRp266,666

Data source: Zillow Research, 2026

True Cost of Home Ownership

True Cost of Home Ownership

See what you'll really pay over 30 years

Rp
%
$90,000 down
%
%
Rp

Utilities

Estimated monthly utility costs for a typical household in Semarang:

UtilityEstimated Monthly CostNotes
ElectricityRp300000
Heating & CoolingN/AEstimated based on local climate.
Cooling (AC)Rp83Estimated based on local climate and electricity rates
WaterRp100000Includes sewer
Internet (100+ Mbps)Rp250000Broadband average
Garbage / TrashIncluded in taxesMunicipal service (covered by property taxes)
Total UtilitiesRp650083Monthly estimate (including heating & cooling)

Data sources: U.S. Energy Information Administration (EIA) 2024, EPA/AWWA water rate surveys, BroadbandNow

Remote Work Score

Semarang scores —/100 for remote work readiness:

Cost of Living
— 38
Rent
— Rp1800000
Sunny Days
— 175
Tax
— 5%
Unemployment
— 5.0%
Climate
— 89°F / 74°F
Safety
— 0.5 homicides/100k
Population
— 1,653,000
Internet Speed
— 40 Mbps

Climate

Semarang has a varied climate with distinct seasons.

MonthAvg HighAvg LowRainfall
January94°F74°F2.5"
April74°F89°F2.8"
July89°F64°F1.5"
October69°F92°F2.2"
USDA Zone 7b

Mild — wide variety of vegetables, many fruit trees

Natural Hazards

Semarang faces the following natural hazards:

Earthquake Extreme Risk

Located in a highly active seismic zone with frequent major earthquakes.

Volcano Extreme Risk

Part of the Pacific Ring of Fire with numerous active volcanoes.

Tsunami Extreme Risk

Archipelago frequently affected by tsunamis.

Flood High Risk

Monsoon floods and Jakarta sinking.

Wildfire High Risk

Forest and peat fires during dry season.

Landslide High Risk

Mountainous terrain with rain-induced landslides.

Heat Wave High Risk

Extreme summer heat.

Drought Moderate Risk

Periodic drought conditions during El Niño.

Tornado Moderate Risk

Indonesia experiences tornadoes.

Based on historical records and geographic risk assessment.

Taxes

  • State Income Tax: 5%
  • Sales Tax: 11%
  • Property Tax: ~0.1% of assessed value

Economy & Jobs

Major industries include technology, healthcare, education, and manufacturing. The unemployment rate is 5.0%.

Schools & Education

Total Schools

Academic Schedule

School Hours 7:00 AM – 1:00 PM
Academic Year July to June
Term System Semester — Odd (Jul-Dec), Even (Jan-Jun)
Summer Break June to July (4 weeks)
Winter Break December to January (2 weeks)
Spring Break Ramadan break (2-3 weeks)

School year starts in July. Break during Ramadan and Eid al-Fitr.

Universities & Higher Education

4
Universities
#1938
Top University Rank

Data source: Center for World University Rankings (CWUR) & World Universities Database

Demographics

The population of Semarang is diverse. The figures below show the ethnic, educational, and religious composition of the local population.

Ethnicity

Javanese
40.0%
Malay
4.0%
Other
41.0%
Sundanese
15.0%

Education

Bachelor's degree or higher
15.0%
High school graduate
25.0%
Less than high school
45.0%
Some college
15.0%

Religion

Buddhist
1.0%
Christian (Catholic)
3.0%
Christian (Protestant)
7.0%
Hindu
2.0%
Muslim
87.0%

City-level demographic data is not available for this location. The figures shown are national averages, which may differ from actual conditions in this city.

Data source: Statistics Indonesia (BPS) (2020)

Important Disclaimer: All data on this page is for informational purposes only and does not constitute financial, legal, tax, or real estate advice. URCity and Northshore Press are not financial advisors, tax professionals, or real estate agents. Always consult qualified professionals before making relocation or financial decisions.

Frequently Asked Questions

What is the cost of living in Semarang, Indonesia?

The cost of living index in Semarang is 38, which is Lower the Indonesia national average of 100.

How much does it cost to buy a home in Semarang?

The median home price in Semarang is Rp400,000,000. The housing index is 25.

What is the average rent for a 1-bedroom apartment?

The average rent for a 1-bedroom apartment in Semarang is approximately Rp1800000/mo.

Does Semarang, JT have income tax?

Semarang is in JT, which has an income tax rate of 5%.

What is the climate like in Semarang?

Semarang enjoys approximately 175 sunny days per year. Summer highs reach around 89°F, while winter lows can drop to around 74°F.

Data Sources

  • Cost of Living: Council for Community and Economic Research (C2ER), 2026
  • Housing Data: Zillow Research, 2026
  • Income & Employment: US Census Bureau American Community Survey, 2024
  • Utilities U.S. Energy Information Administration (EIA) 2024, EPA/AWWA water rate surveys, BroadbandNow

Data last updated: September 13, 2026. Data may not reflect current market conditions. Always verify with local sources before making relocation decisions.