Skyline of Serrekunda
Cost of Living: 88 400,000

Serrekunda, Gambia

Serrekunda is a major city in Gambia with a population of 400,000.

Updated August 11, 2026
Cost of Living 88

Below Average vs Gambia Avg (100)

Housing Index 95

Affordable

Median Income D 48,000

Household income

Unemployment 5.0%

Job market health

Serrekunda vs Gambia Average

Cost of Living
Serrekunda: 88
Gambia Avg: 100
Housing Index
Serrekunda: 95
Gambia Avg: 100

Taxes

  • State Income Tax: None
  • Sales Tax: 15.0%

Economy & Jobs

  • Median Income: D 48,000
  • Unemployment: 5.0%
  • Population: 400,000

Climate

  • Sunny Days: 270/year
  • Summer High: 88°F
  • Winter Low: 65°F
  • Farming Zone: USDA Zone 7b

Housing

  • Median Home: D1,500,000
  • 1BR Rent: D4000/mo

Cost of Living

Serrekunda's cost of living index is 88 (Gambia average = 100).

CategorySerrekundaNational AverageDifference
Overall88100-12.0%
Housing95100-5.0%

Data source: Council for Community and Economic Research (C2ER), 2026

Housing Market

MetricValue
Median Home PriceD1,500,000
Median Rent (1BR)D4000/mo
Median Rent (2BR)D5,000/mo
Price per Sq FtD1,000

Data source: Zillow Research, 2026

True Cost of Home Ownership

True Cost of Home Ownership

See what you'll really pay over 30 years

D
%
$90,000 down
%
%
D

Utilities

Estimated monthly utility costs for a typical household in Serrekunda:

UtilityEstimated Monthly CostNotes
ElectricityD500
Heating & CoolingN/AEstimated based on local climate.
Cooling (AC)D19Estimated based on local climate and electricity rates
WaterD200Includes sewer
Internet (100+ Mbps)D500Broadband average
Garbage / TrashIncluded in taxesMunicipal service (covered by property taxes)
Total UtilitiesD1219Monthly estimate (including heating & cooling)

Data sources: U.S. Energy Information Administration (EIA) 2024, EPA/AWWA water rate surveys, BroadbandNow

Remote Work Score

Serrekunda scores —/100 for remote work readiness:

Cost of Living
88
Rent
D4000
Sunny Days
270
Tax
None
Unemployment
5.0%
Climate
88°F / 65°F
Safety
3.0 homicides/100k
Population
400,000
Internet Speed
10 Mbps

Climate

Serrekunda has a varied climate with distinct seasons.

MonthAvg HighAvg LowRainfall
January85°F65°F2.5"
April73°F80°F2.8"
July88°F63°F1.5"
October68°F83°F2.2"
USDA Zone 7b

Mild — wide variety of vegetables, many fruit trees

Natural Hazards

Serrekunda faces the following natural hazards:

Heat Wave High Risk

Extreme summer heat.

Earthquake Moderate Risk

Moderate seismic activity with occasional earthquakes.

Flood Moderate Risk

River Gambia flooding.

Drought Moderate Risk

Sahel region with periodic droughts.

Sandstorm Moderate Risk

Dust storms.

Based on historical records and geographic risk assessment.

Taxes

  • State Income Tax: 0% (None)
  • Sales Tax: 15%
  • Property Tax: ~0.1% of assessed value

Economy & Jobs

Major industries include technology, healthcare, education, and manufacturing. The unemployment rate is 5.0%.

Schools & Education

Total Schools

Academic Schedule

School Hours 8:00 AM – 2:00 PM
Academic Year September to July
Term System Trimester — 1st (Sep-Dec), 2nd (Jan-Apr), 3rd (May-Jul)
Summer Break July to September (8 weeks)
Winter Break December to January (4 weeks)
Spring Break Easter holiday in March/April (2 weeks)

British-influenced education system.

Important Disclaimer: All data on this page is for informational purposes only and does not constitute financial, legal, tax, or real estate advice. URCity and Northshore Press are not financial advisors, tax professionals, or real estate agents. Always consult qualified professionals before making relocation or financial decisions.

Frequently Asked Questions

What is the cost of living in Serrekunda, Gambia?

The cost of living index in Serrekunda is 88, which is Lower the Gambia national average of 100.

How much does it cost to buy a home in Serrekunda?

The median home price in Serrekunda is D1,500,000. The housing index is 95.

What is the average rent for a 1-bedroom apartment?

The average rent for a 1-bedroom apartment in Serrekunda is approximately D4000/mo.

Does Serrekunda, Kanifing have income tax?

Serrekunda is in Kanifing, which has no income tax.

What is the climate like in Serrekunda?

Serrekunda enjoys approximately 270 sunny days per year. Summer highs reach around 88°F, while winter lows can drop to around 65°F.

Data Sources

  • Cost of Living: Council for Community and Economic Research (C2ER), 2026
  • Housing Data: Zillow Research, 2026
  • Income & Employment: US Census Bureau American Community Survey, 2024
  • Utilities U.S. Energy Information Administration (EIA) 2024, EPA/AWWA water rate surveys, BroadbandNow

Data last updated: August 12, 2026. Data may not reflect current market conditions. Always verify with local sources before making relocation decisions.