Silver Spring, MD, US
DC suburb with the AFI Silver Theatre, a vibrant downtown, and Discovery Communications.
Overview
Silver Spring is a city in MD with a population of 81,000. DC suburb with the AFI Silver Theatre, a vibrant downtown, and Discovery Communications. Housing is notably more expensive than the national average. The overall cost of living is above the national average. Gardening thrives here — the 5b growing zone supports Cool — many vegetables, some fruit trees. A large share of residents hold a bachelor’s degree or higher.
Last updated: September 12, 2026
Very High vs US Avg (100)
Very Expensive
Household income
Job market health
Silver Spring vs US Average
Taxes
- State Income Tax: 5.8%
- Sales Tax: 6.0%
Economy & Jobs
- Median Income: $80,000
- Unemployment: 3.5%
- Population: 81,000
Climate
- Sunny Days: 205/year
- Summer High: 86°F
- Winter Low: 30°F
- Farming Zone: USDA Zone 5b
Housing
- Median Home: $500,000
- 1BR Rent: $1800/mo
Cost of Living
Silver Spring's cost of living index is 135 (US average = 100).
| Category | Silver Spring | National Average | Difference |
|---|---|---|---|
| Overall | 135 | 100 | +35.0% |
| Housing | 155 | 100 | +55.0% |
Data source: Council for Community and Economic Research (C2ER), 2026
Housing Market
| Metric | Value |
|---|---|
| Median Home Price | $500,000 |
| Median Rent (1BR) | $1800/mo |
| Median Rent (2BR) | $2,250/mo |
| Price per Sq Ft | $333 |
Data source: Zillow Research, 2026
True Cost of Home Ownership
Utilities
Estimated monthly utility costs for a typical household in Silver Spring:
| Utility | Estimated Monthly Cost | Notes |
|---|---|---|
| Electricity | $135 | Based on ~900 kWh/month typical US household usage |
| Heating & Cooling | $75 | Estimated based on local climate. Gas or electric |
| Cooling (AC) | $1 | Estimated based on local climate and electricity rates |
| Water | $65 | Includes sewer |
| Internet (100+ Mbps) | $75 | Broadband average |
| Garbage / Trash | Included in taxes | Municipal service (covered by property taxes) |
| Total Utilities | $351 | Monthly estimate (including heating & cooling) |
Data sources: U.S. Energy Information Administration (EIA) 2024, EPA/AWWA water rate surveys, BroadbandNow
Remote Work Score
Silver Spring scores —/100 for remote work readiness:
Climate
Silver Spring has a varied climate with distinct seasons.
| Month | Avg High | Avg Low | Rainfall |
|---|---|---|---|
| January | 50°F | 30°F | 2.5" |
| April | 71°F | 45°F | 2.8" |
| July | 86°F | 61°F | 1.5" |
| October | 66°F | 48°F | 2.2" |
Cool — many vegetables, some fruit trees
Natural Hazards
Silver Spring faces the following natural hazards:
Coastal and river flooding.
Coastal areas affected by hurricanes.
Tornado risk.
Based on historical records and geographic risk assessment.
Taxes
- State Income Tax: 5.75%
- Sales Tax: 6%
- Property Tax: ~1.09% of assessed value
Economy & Jobs
Major industries include technology, healthcare, education, and manufacturing. The unemployment rate is 3.5%.
Schools & Education
Academic Schedule
State mandates 180 school days. School year starts after Labor Day in some counties.
Demographics
The population of Silver Spring is diverse. The figures below show the ethnic, educational, and religious composition of the local population.
Ethnicity
Education
Religion
Data source: US Census Bureau American Community Survey (ACS) (2023)
Important Disclaimer: All data on this page is for informational purposes only and does not constitute financial, legal, tax, or real estate advice. URCity and Northshore Press are not financial advisors, tax professionals, or real estate agents. Always consult qualified professionals before making relocation or financial decisions.
Frequently Asked Questions
What is the cost of living in Silver Spring, MD, US?
The cost of living index in Silver Spring is 135, which is Higher the US national average of 100.
How much does it cost to buy a home in Silver Spring?
The median home price in Silver Spring is $500,000. The housing index is 155.
What is the average rent for a 1-bedroom apartment?
The average rent for a 1-bedroom apartment in Silver Spring is approximately $1800/mo.
Does Silver Spring, MD have income tax?
Silver Spring is in MD, which has an income tax rate of 5.75%.
What is the climate like in Silver Spring?
Silver Spring enjoys approximately 205 sunny days per year. Summer highs reach around 86°F, while winter lows can drop to around 30°F.
Data Sources
- Cost of Living: Council for Community and Economic Research (C2ER), 2026
- Housing Data: Zillow Research, 2026
- Income & Employment: US Census Bureau American Community Survey, 2024
- Utilities U.S. Energy Information Administration (EIA) 2024, EPA/AWWA water rate surveys, BroadbandNow
Data last updated: September 13, 2026. Data may not reflect current market conditions. Always verify with local sources before making relocation decisions.