Skyline of Southaven
Cost of Living: 90 55,000

Southaven, MS, US

Memphis suburb in northern Mississippi with the Snowden Grove Amphitheater.

Updated September 12, 2026

Overview

Southaven is a city in MS with a population of 55,000. Memphis suburb in northern Mississippi with the Snowden Grove Amphitheater. Housing costs are close to the national average. The overall cost of living is below the national average. Gardening thrives here — the 6a growing zone supports Cool to mild — apples, pears, berries, many vegetables.

Last updated: September 12, 2026

Cost of Living 90

Below Average vs US Avg (100)

Housing Index 92

Affordable

Median Income $55,000

Household income

Unemployment 3.5%

Job market health

Southaven vs US Average

Cost of Living
Southaven: 90
US Avg: 100
Housing Index
Southaven: 92
US Avg: 100
State Income Tax
Southaven: 5%
US Avg: ~5%

Taxes

  • State Income Tax: 5.0%
  • Sales Tax: 7.0%

Economy & Jobs

  • Median Income: $55,000
  • Unemployment: 3.5%
  • Population: 55,000

Climate

  • Sunny Days: 215/year
  • Summer High: 90°F
  • Winter Low: 35°F
  • Farming Zone: USDA Zone 6a

Housing

  • Median Home: $240,000
  • 1BR Rent: $1000/mo

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Cost of Living

Southaven's cost of living index is 90 (US average = 100).

CategorySouthavenNational AverageDifference
Overall90100-10.0%
Housing92100-8.0%

Data source: Council for Community and Economic Research (C2ER), 2026

Housing Market

MetricValue
Median Home Price$240,000
Median Rent (1BR)$1000/mo
Median Rent (2BR)$1,250/mo
Price per Sq Ft$160

Data source: Zillow Research, 2026

True Cost of Home Ownership

True Cost of Home Ownership

See what you'll really pay over 30 years

$
%
$90,000 down
%
%
$

Utilities

Estimated monthly utility costs for a typical household in Southaven:

UtilityEstimated Monthly CostNotes
Electricity$98Based on ~900 kWh/month typical US household usage
Heating & Cooling$50Estimated based on local climate. Gas or electric
Cooling (AC)$10Estimated based on local climate and electricity rates
Water$40Includes sewer
Internet (100+ Mbps)$65Broadband average
Garbage / Trash$25Private service
Total Utilities$288Monthly estimate (including heating & cooling)

Data sources: U.S. Energy Information Administration (EIA) 2024, EPA/AWWA water rate surveys, BroadbandNow

Remote Work Score

Southaven scores —/100 for remote work readiness:

Cost of Living
90
Rent
$1000
Sunny Days
215
Tax
5%
Unemployment
3.5%
Climate
90°F / 35°F
Safety
5.8 homicides/100k
Population
55,000
Internet Speed
200 Mbps

Climate

Southaven has a varied climate with distinct seasons.

MonthAvg HighAvg LowRainfall
January55°F35°F2.5"
April75°F50°F2.8"
July90°F65°F1.5"
October70°F53°F2.2"
USDA Zone 6a

Cool to mild — apples, pears, berries, many vegetables

Natural Hazards

Southaven faces the following natural hazards:

Heat Wave Extreme Risk

Extreme summer heat with high humidity.

Hurricane High Risk

Gulf Coast frequently affected by hurricanes.

Tornado High Risk

Tornado Alley with frequent tornadoes.

Flood High Risk

Mississippi River and coastal flooding.

Earthquake Moderate Risk

New Madrid Seismic Zone.

Wildfire Moderate Risk

Wildfire risk in forested areas.

Drought Moderate Risk

Periodic drought conditions.

Based on historical records and geographic risk assessment.

Taxes

  • State Income Tax: 5%
  • Sales Tax: 7%
  • Property Tax: ~0.79% of assessed value

Economy & Jobs

Major industries include technology, healthcare, education, and manufacturing. The unemployment rate is 3.5%.

Schools & Education

Total Schools

Academic Schedule

School Hours 8:00 AM – 3:00 PM
Academic Year August to May
Term System Semester — Fall (Aug-Dec), Spring (Jan-May/June)
Summer Break Late May to August (10 weeks)
Winter Break Late December to early January (2 weeks)
Spring Break March or April (1 week)

State mandates 180 school days.

Demographics

The population of Southaven is diverse. The figures below show the ethnic, educational, and religious composition of the local population.

Ethnicity

Asian
1.1%
Black or African American
38.3%
Hispanic or Latino
5.8%
Native American
0.0%
Native Hawaiian or Pacific Islander
0.0%
Other
0.2%
Two or more races
2.3%
White
52.3%

Education

Bachelor's degree or higher
27.0%
High school graduate
30.1%
Less than high school
7.3%
Some college
35.6%

Religion

Christian
82.0%
Other
5.0%
Unaffiliated
13.0%

Data source: US Census Bureau American Community Survey (ACS) (2023)

Important Disclaimer: All data on this page is for informational purposes only and does not constitute financial, legal, tax, or real estate advice. URCity and Northshore Press are not financial advisors, tax professionals, or real estate agents. Always consult qualified professionals before making relocation or financial decisions.

Frequently Asked Questions

What is the cost of living in Southaven, MS, US?

The cost of living index in Southaven is 90, which is Lower the US national average of 100.

How much does it cost to buy a home in Southaven?

The median home price in Southaven is $240,000. The housing index is 92.

What is the average rent for a 1-bedroom apartment?

The average rent for a 1-bedroom apartment in Southaven is approximately $1000/mo.

Does Southaven, MS have income tax?

Southaven is in MS, which has an income tax rate of 5%.

What is the climate like in Southaven?

Southaven enjoys approximately 215 sunny days per year. Summer highs reach around 90°F, while winter lows can drop to around 35°F.

Data Sources

  • Cost of Living: Council for Community and Economic Research (C2ER), 2026
  • Housing Data: Zillow Research, 2026
  • Income & Employment: US Census Bureau American Community Survey, 2024
  • Utilities U.S. Energy Information Administration (EIA) 2024, EPA/AWWA water rate surveys, BroadbandNow

Data last updated: September 13, 2026. Data may not reflect current market conditions. Always verify with local sources before making relocation decisions.