Skyline of Spartanburg
Cost of Living: 88 38,000

Spartanburg, SC, US

Hub City with BMW's US manufacturing plant and a revitalized downtown.

Updated September 12, 2026

Overview

Spartanburg is a city in SC with a population of 38,000. Hub City with BMW’s US manufacturing plant and a revitalized downtown. Housing costs are close to the national average. The overall cost of living is below the national average. Gardening thrives here — the 5b growing zone supports Cool — many vegetables, some fruit trees.

Last updated: September 12, 2026

Cost of Living 88

Below Average vs US Avg (100)

Housing Index 90

Affordable

Median Income $50,000

Household income

Unemployment 3.5%

Job market health

Spartanburg vs US Average

Cost of Living
Spartanburg: 88
US Avg: 100
Housing Index
Spartanburg: 90
US Avg: 100
State Income Tax
Spartanburg: 3%
US Avg: ~5%

Taxes

  • State Income Tax: 3.0%
  • Sales Tax: 7.0%

Economy & Jobs

  • Median Income: $50,000
  • Unemployment: 3.5%
  • Population: 38,000

Climate

  • Sunny Days: 215/year
  • Summer High: 88°F
  • Winter Low: 34°F
  • Farming Zone: USDA Zone 5b

Housing

  • Median Home: $220,000
  • 1BR Rent: $950/mo

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Cost of Living

Spartanburg's cost of living index is 88 (US average = 100).

CategorySpartanburgNational AverageDifference
Overall88100-12.0%
Housing90100-10.0%

Data source: Council for Community and Economic Research (C2ER), 2026

Housing Market

MetricValue
Median Home Price$220,000
Median Rent (1BR)$950/mo
Median Rent (2BR)$1,188/mo
Price per Sq Ft$146

Data source: Zillow Research, 2026

True Cost of Home Ownership

True Cost of Home Ownership

See what you'll really pay over 30 years

$
%
$90,000 down
%
%
$

Utilities

Estimated monthly utility costs for a typical household in Spartanburg:

UtilityEstimated Monthly CostNotes
Electricity$98Based on ~900 kWh/month typical US household usage
Heating & Cooling$60Estimated based on local climate. Gas or electric
Cooling (AC)$4Estimated based on local climate and electricity rates
Water$45Includes sewer
Internet (100+ Mbps)$70Broadband average
Garbage / Trash$25Private service
Total Utilities$302Monthly estimate (including heating & cooling)

Data sources: U.S. Energy Information Administration (EIA) 2024, EPA/AWWA water rate surveys, BroadbandNow

Remote Work Score

Spartanburg scores —/100 for remote work readiness:

Cost of Living
88
Rent
$950
Sunny Days
215
Tax
3%
Unemployment
3.5%
Climate
88°F / 34°F
Safety
5.8 homicides/100k
Population
38,000
Internet Speed
200 Mbps

Climate

Spartanburg has a varied climate with distinct seasons.

MonthAvg HighAvg LowRainfall
January54°F34°F2.5"
April73°F49°F2.8"
July88°F63°F1.5"
October68°F52°F2.2"
USDA Zone 5b

Cool — many vegetables, some fruit trees

Natural Hazards

Spartanburg faces the following natural hazards:

Flood High Risk

Flash floods.

Heat Wave High Risk

Summer heat waves.

Hurricane High Risk

Coastal areas affected by hurricanes.

Tornado Moderate Risk

Tornado risk.

Landslide Moderate Risk

Piedmont region with landslide risk.

Earthquake Moderate Risk

Charleston area with historical earthquake risk.

Wildfire Moderate Risk

Wildfire risk in forested areas.

Drought Moderate Risk

Periodic drought conditions.

Based on historical records and geographic risk assessment.

Taxes

  • State Income Tax: 3%
  • Sales Tax: 7%
  • Property Tax: ~0.57% of assessed value

Economy & Jobs

Major industries include technology, healthcare, education, and manufacturing. The unemployment rate is 3.5%.

Schools & Education

Total Schools

Academic Schedule

School Hours 8:00 AM – 3:00 PM
Academic Year August to May/June
Term System Semester — Fall (Aug-Dec), Spring (Jan-May/June)
Summer Break Late May to August (10 weeks)
Winter Break Late December to early January (2 weeks)
Spring Break March or April (1 week)

State mandates 180 school days.

Universities & Higher Education

1
Universities
#1938
Top University Rank

Data source: Center for World University Rankings (CWUR) & World Universities Database

Demographics

The population of Spartanburg is diverse. The figures below show the ethnic, educational, and religious composition of the local population.

Ethnicity

Asian
2.0%
Black or African American
42.1%
Hispanic or Latino
6.6%
Native American
0.1%
Native Hawaiian or Pacific Islander
0.0%
Other
0.3%
Two or more races
2.5%
White
46.4%

Education

Bachelor's degree or higher
33.3%
High school graduate
29.1%
Less than high school
13.1%
Some college
24.5%

Religion

Christian
78.0%
Other
6.0%
Unaffiliated
16.0%

Data source: US Census Bureau American Community Survey (ACS) (2023)

Important Disclaimer: All data on this page is for informational purposes only and does not constitute financial, legal, tax, or real estate advice. URCity and Northshore Press are not financial advisors, tax professionals, or real estate agents. Always consult qualified professionals before making relocation or financial decisions.

Frequently Asked Questions

What is the cost of living in Spartanburg, SC, US?

The cost of living index in Spartanburg is 88, which is Lower the US national average of 100.

How much does it cost to buy a home in Spartanburg?

The median home price in Spartanburg is $220,000. The housing index is 90.

What is the average rent for a 1-bedroom apartment?

The average rent for a 1-bedroom apartment in Spartanburg is approximately $950/mo.

Does Spartanburg, SC have income tax?

Spartanburg is in SC, which has an income tax rate of 3%.

What is the climate like in Spartanburg?

Spartanburg enjoys approximately 215 sunny days per year. Summer highs reach around 88°F, while winter lows can drop to around 34°F.

Data Sources

  • Cost of Living: Council for Community and Economic Research (C2ER), 2026
  • Housing Data: Zillow Research, 2026
  • Income & Employment: US Census Bureau American Community Survey, 2024
  • Utilities U.S. Energy Information Administration (EIA) 2024, EPA/AWWA water rate surveys, BroadbandNow

Data last updated: September 13, 2026. Data may not reflect current market conditions. Always verify with local sources before making relocation decisions.