Skyline of Split
Cost of Living: 95 178,102

Split, Croatia

The vibrant heart of Dalmatia, built around the UNESCO-listed Diocletian's Palace, with stunning Adriatic views, a lively waterfront promenade, and island-hopping access.

Updated August 30, 2026

Overview

Split is a city in Split-Dalmatia with a population of 178,102. The vibrant heart of Dalmatia, built around the UNESCO-listed Diocletian’s Palace, with stunning Adriatic views, a lively waterfront promenade, and island-hopping access. Housing costs are close to the national average. Gardening thrives here — the 6a growing zone supports Cool to mild — apples, pears, berries, many vegetables. Reported crime rates are relatively low.

Last updated: August 30, 2026

Cost of Living 95

Below Average vs Croatia Avg (100)

Housing Index 110

Above Average

Median Income €16,000

Household income

Unemployment 6.5%

Job market health

Split vs Croatia Average

Cost of Living
Split: 95
Croatia Avg: 100
Housing Index
Split: 110
Croatia Avg: 100
State Income Tax
Split: 24%

Taxes

  • State Income Tax: 24.0%
  • Sales Tax: 25.0%

Economy & Jobs

  • Median Income: €16,000
  • Unemployment: 6.5%
  • Population: 178,102

Climate

  • Sunny Days: 230/year
  • Summer High: 86°F
  • Winter Low: 38°F
  • Farming Zone: USDA Zone 6a

Housing

  • Median Home: €260,000
  • 1BR Rent: €700/mo

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Cost of Living

Split's cost of living index is 95 (Croatia average = 100).

CategorySplitNational AverageDifference
Overall95100-5.0%
Housing110100+10.0%

Data source: DZS / Numbeo, 2026

Housing Market

MetricValue
Median Home Price€260,000
Median Rent (1BR)€700/mo
Median Rent (2BR)€875/mo
Price per Sq Ft€173

Data source: Njuškalo / Numbeo, 2026

True Cost of Home Ownership

True Cost of Home Ownership

See what you'll really pay over 30 years

%
$90,000 down
%
%

Utilities

Estimated monthly utility costs for a typical household in Split:

UtilityEstimated Monthly CostNotes
Electricity€100
Heating & Cooling€33Estimated based on local climate.
Cooling (AC)€1Estimated based on local climate and electricity rates
Water€35Includes sewer
Internet (100+ Mbps)€35Broadband average
Garbage / Trash€15Private service
Total Utilities€219Monthly estimate (including heating & cooling)

Data sources: HERA, HEP, Hrvatski Telekom 2025

Remote Work Score

Split scores —/100 for remote work readiness:

Cost of Living
95
Rent
€700
Sunny Days
230
Tax
24%
Unemployment
6.5%
Climate
86°F / 38°F
Safety
1.0 homicides/100k
Population
178,102
Internet Speed
80 Mbps

Climate

Split has a varied climate with distinct seasons.

MonthAvg HighAvg LowRainfall
January58°F38°F2.5"
April71°F53°F2.8"
July86°F61°F1.5"
October66°F56°F2.2"
USDA Zone 6a

Cool to mild — apples, pears, berries, many vegetables

Natural Hazards

Split faces the following natural hazards:

Earthquake Moderate Risk

Moderate seismic activity with occasional earthquakes.

Tsunami Moderate Risk

Adriatic coast with tsunami risk.

Flood Moderate Risk

River flooding.

Wildfire Moderate Risk

Adriatic coast with wildfire risk.

Landslide Moderate Risk

Dinaric Alps with landslides.

Blizzard Moderate Risk

Croatia experiences winter storms.

Avalanche Moderate Risk

Dinaric Alps with avalanches.

Based on historical records and geographic risk assessment.

Taxes

  • State Income Tax: 24%
  • Sales Tax: 25%
  • Property Tax: ~0.2% of assessed value

Economy & Jobs

Major industries include technology, healthcare, education, and manufacturing. The unemployment rate is 6.5%.

Crime & Safety

Crime rates in Split per 100,000 residents:

46.8
Violent Crime
528.7
Property Crime
1.0
Homicide

City-level crime data is not available for this location. The figure shown is the national average, which may differ significantly from actual conditions in this city.

Data source: Eurostat

Schools & Education

Total Schools

Academic Schedule

School Hours 8:00 AM – 2:00 PM
Academic Year September to June
Term System Semester — Fall (Sep-Dec), Spring (Jan-Jun)
Summer Break June to September (11 weeks)
Winter Break December to January (2 weeks)
Spring Break Easter week (1 week)

Autumn break in October/November (1 week).

Universities & Higher Education

1
Universities
#898
Top University Rank
Top-Ranked University University of Split

Data source: Center for World University Rankings (CWUR) & World Universities Database

Demographics

The population of Split is diverse. The figures below show the ethnic, educational, and religious composition of the local population.

Ethnicity

Croat
91.0%
Other
6.0%
Serb
3.0%

Education

Bachelor's degree or higher
30.0%
High school graduate
30.0%
Less than high school
20.0%
Some college
20.0%

Religion

Christian (Catholic)
87.0%
Christian (Orthodox)
4.0%
Muslim
1.0%
Other
3.0%
Unaffiliated
5.0%

City-level demographic data is not available for this location. The figures shown are national averages, which may differ from actual conditions in this city.

Data source: Croatian Bureau of Statistics (2021)

Important Disclaimer: All data on this page is for informational purposes only and does not constitute financial, legal, tax, or real estate advice. URCity and Northshore Press are not financial advisors, tax professionals, or real estate agents. Always consult qualified professionals before making relocation or financial decisions.

Frequently Asked Questions

What is the cost of living in Split, Croatia?

The cost of living index in Split is 95, which is Lower the Croatia national average of 100.

How much does it cost to buy a home in Split?

The median home price in Split is €260,000. The housing index is 110.

What is the average rent for a 1-bedroom apartment?

The average rent for a 1-bedroom apartment in Split is approximately €700/mo.

Does Split, SD have income tax?

Split is in SD, which has an income tax rate of 24%.

What is the climate like in Split?

Split enjoys approximately 230 sunny days per year. Summer highs reach around 86°F, while winter lows can drop to around 38°F.

Data Sources

  • Cost of Living: DZS / Numbeo, 2026
  • Housing Data: Njuškalo / Numbeo, 2026
  • Income & Employment: DZS Labour Force Survey, 2024
  • Utilities HERA, HEP, Hrvatski Telekom 2025

Data last updated: September 13, 2026. Data may not reflect current market conditions. Always verify with local sources before making relocation decisions.