Skyline of Spokane
Cost of Living: 98.5 228,989

Spokane, WA, US

Inland Northwest gateway with no state income tax, rivers, and four distinct seasons.

Updated August 11, 2026
Cost of Living 98.5

Below Average vs US Avg (100)

Housing Index 92.4

Affordable

Median Income $52,000

Household income

Unemployment 3.6%

Job market health

Spokane vs US Average

Cost of Living
Spokane: 98.5
US Avg: 100
Housing Index
Spokane: 92.4
US Avg: 100

Taxes

  • State Income Tax: None
  • Sales Tax: 8.9%

Economy & Jobs

  • Median Income: $52,000
  • Unemployment: 3.6%
  • Population: 228,989

Climate

  • Sunny Days: 174/year
  • Summer High: 84°F
  • Winter Low: 23°F
  • Farming Zone: USDA Zone 5a

Housing

  • Median Home: $380,000
  • 1BR Rent: $1200/mo

Cost of Living

Spokane's cost of living index is 98.5 (US average = 100).

CategorySpokaneNational AverageDifference
Overall98.5100-1.5%
Housing92.4100-7.6%

Data source: Council for Community and Economic Research (C2ER), 2026

Housing Market

MetricValue
Median Home Price$380,000
Median Rent (1BR)$1200/mo
Median Rent (2BR)$1,500/mo
Price per Sq Ft$253

Data source: Zillow Research, 2026

True Cost of Home Ownership

True Cost of Home Ownership

See what you'll really pay over 30 years

$
%
$90,000 down
%
%
$

Utilities

Estimated monthly utility costs for a typical household in Spokane:

UtilityEstimated Monthly CostNotes
Electricity$95Based on ~900 kWh/month typical US household usage
Heating & Cooling$79Estimated based on local climate. Gas or electric
Cooling (AC)N/AEstimated based on local climate and electricity rates
Water$55Includes sewer
Internet (100+ Mbps)$60Broadband average
Garbage / Trash$35Private service
Total Utilities$324Monthly estimate (including heating & cooling)

Data sources: U.S. Energy Information Administration (EIA) 2024, EPA/AWWA water rate surveys, BroadbandNow

Remote Work Score

Spokane scores —/100 for remote work readiness:

Cost of Living
98.5
Rent
$1200
Sunny Days
174
Tax
None
Unemployment
3.6%
Climate
84°F / 23°F
Safety
7.0 homicides/100k
Population
228,989
Internet Speed
200 Mbps

Climate

Spokane has a varied climate with distinct seasons.

MonthAvg HighAvg LowRainfall
January43°F23°F2.5"
April69°F38°F2.8"
July84°F59°F1.5"
October64°F41°F2.2"
USDA Zone 5a

Cool — many vegetables, some fruit trees

Natural Hazards

Spokane faces the following natural hazards:

Wildfire High Risk

Wildfire risk in surrounding forests.

Blizzard High Risk

Severe winter storms.

Landslide High Risk

Mountainous and coastal regions with landslides.

Avalanche High Risk

Cascade Range with frequent avalanches.

Earthquake Moderate Risk

Seismic activity.

Flood Moderate Risk

River flooding.

Drought Moderate Risk

Periodic drought conditions.

Based on historical records and geographic risk assessment.

Taxes

  • State Income Tax: 0% (None)
  • Sales Tax: 8.9%
  • Property Tax: ~1.28% of assessed value

Economy & Jobs

Major industries include technology, healthcare, education, and manufacturing. The unemployment rate is 3.6%.

Crime & Safety

Crime rates in Spokane per 100,000 residents:

674.9
Violent Crime
4,840.8
Property Crime
7.0
Homicide

Data source: FBI Uniform Crime Reporting

Schools & Education

73/100
School Quality Score
Better than 49% of US cities
?
101
Total Schools
8.9:1
Student:Teacher
82.3%
Free/Reduced Lunch

Data source: National Center for Education Statistics (NCES)

Universities & Higher Education

1
Universities
#1938
Top University Rank

Data source: Center for World University Rankings (CWUR) & World Universities Database

Important Disclaimer: All data on this page is for informational purposes only and does not constitute financial, legal, tax, or real estate advice. URCity and Northshore Press are not financial advisors, tax professionals, or real estate agents. Always consult qualified professionals before making relocation or financial decisions.

Frequently Asked Questions

What is the cost of living in Spokane, WA, US?

The cost of living index in Spokane is 98.5, which is Lower the US national average of 100.

How much does it cost to buy a home in Spokane?

The median home price in Spokane is $380,000. The housing index is 92.4.

What is the average rent for a 1-bedroom apartment?

The average rent for a 1-bedroom apartment in Spokane is approximately $1200/mo.

Does Spokane, WA have income tax?

Spokane is in WA, which has no income tax.

What is the climate like in Spokane?

Spokane enjoys approximately 174 sunny days per year. Summer highs reach around 84°F, while winter lows can drop to around 23°F.

Relocation Guides

Data Sources

  • Cost of Living: Council for Community and Economic Research (C2ER), 2026
  • Housing Data: Zillow Research, 2026
  • Income & Employment: US Census Bureau American Community Survey, 2024
  • Utilities U.S. Energy Information Administration (EIA) 2024, EPA/AWWA water rate surveys, BroadbandNow

Data last updated: August 12, 2026. Data may not reflect current market conditions. Always verify with local sources before making relocation decisions.