Skyline of St. John's
Cost of Living: 105 108,000

St. John's, Canada

North America's oldest English-founded city, a colourful harbour capital on the Atlantic known for its jellybean row houses, Signal Hill, and lively pubs.

Updated August 11, 2026
Cost of Living 105

Above Average vs Canada Avg (100)

Housing Index 95

Affordable

Median Income C$55,000

Household income

Unemployment 7.5%

Job market health

St. John's vs Canada Average

Cost of Living
St. John's: 105
Canada Avg: 100
Housing Index
St. John's: 95
Canada Avg: 100
State Income Tax
St. John's: 8.7%

Taxes

  • State Income Tax: 8.7%
  • Sales Tax: 15.0%

Economy & Jobs

  • Median Income: C$55,000
  • Unemployment: 7.5%
  • Population: 108,000

Climate

  • Sunny Days: 145/year
  • Summer High: 68°F
  • Winter Low: 20°F
  • Farming Zone: USDA Zone 5a

Housing

  • Median Home: C$350,000
  • 1BR Rent: C$1100/mo

Cost of Living

St. John's's cost of living index is 105 (Canada average = 100).

CategorySt. John'sNational AverageDifference
Overall105100+5.0%
Housing95100-5.0%

Data source: Statistics Canada, 2026

Housing Market

MetricValue
Median Home PriceC$350,000
Median Rent (1BR)C$1100/mo
Median Rent (2BR)C$1,375/mo
Price per Sq FtC$233

Data source: Canadian Real Estate Association (CREA), 2026

True Cost of Home Ownership

True Cost of Home Ownership

See what you'll really pay over 30 years

C$
%
$90,000 down
%
%
C$

Utilities

Estimated monthly utility costs for a typical household in St. John's:

UtilityEstimated Monthly CostNotes
ElectricityC$165
Heating & CoolingC$117Estimated based on local climate.
Cooling (AC)N/AEstimated based on local climate and electricity rates
WaterC$55Includes sewer
Internet (100+ Mbps)C$65Broadband average
Garbage / TrashC$35Private service
Total UtilitiesC$437Monthly estimate (including heating & cooling)

Data sources: Statistics Canada, Canada Energy Regulator, CRTC

Remote Work Score

St. John's scores —/100 for remote work readiness:

Cost of Living
105
Rent
C$1100
Sunny Days
145
Tax
8.7%
Unemployment
7.5%
Climate
68°F / 20°F
Safety
2.1 homicides/100k
Population
108,000
Internet Speed
180 Mbps

Climate

St. John's has a varied climate with distinct seasons.

MonthAvg HighAvg LowRainfall
January40°F20°F2.5"
April53°F35°F2.8"
July68°F43°F1.5"
October48°F38°F2.2"
USDA Zone 5a

Cool — many vegetables, some fruit trees

Natural Hazards

St. John's faces the following natural hazards:

Blizzard High Risk

Severe winter storms.

Earthquake High Risk

Active seismic zone with significant earthquake risk.

Wildfire High Risk

Western Canada has frequent wildfire seasons.

Avalanche High Risk

Rockies and coastal mountains with frequent avalanches.

Hurricane Moderate Risk

Coastal areas affected by hurricanes.

Flood Moderate Risk

Coastal flooding.

Tsunami Moderate Risk

Pacific coast with tsunami risk.

Tornado Moderate Risk

Southern Canada experiences tornadoes.

Based on historical records and geographic risk assessment.

Taxes

  • State Income Tax: 8.7%
  • Sales Tax: 15%
  • Property Tax: ~1% of assessed value

Economy & Jobs

Major industries include technology, healthcare, education, and manufacturing. The unemployment rate is 7.5%.

Schools & Education

Total Schools

Academic Schedule

School Hours 8:30 AM – 2:30 PM
Academic Year September to June
Term System Semester — Fall (Sep-Jan), Spring (Feb-June)
Summer Break Late June to September (10 weeks)
Winter Break Late December to early January (2 weeks)
Spring Break March (1 week)

March break (1 week).

Important Disclaimer: All data on this page is for informational purposes only and does not constitute financial, legal, tax, or real estate advice. URCity and Northshore Press are not financial advisors, tax professionals, or real estate agents. Always consult qualified professionals before making relocation or financial decisions.

Frequently Asked Questions

What is the cost of living in St. John's, Canada?

The cost of living index in St. John's is 105, which is Higher the Canada national average of 100.

How much does it cost to buy a home in St. John's?

The median home price in St. John's is C$350,000. The housing index is 95.

What is the average rent for a 1-bedroom apartment?

The average rent for a 1-bedroom apartment in St. John's is approximately C$1100/mo.

Does St. John's, NL have income tax?

St. John's is in NL, which has an income tax rate of 8.7%.

What is the climate like in St. John's?

St. John's enjoys approximately 145 sunny days per year. Summer highs reach around 68°F, while winter lows can drop to around 20°F.

Data Sources

  • Cost of Living: Statistics Canada, 2026
  • Housing Data: Canadian Real Estate Association (CREA), 2026
  • Income & Employment: Statistics Canada Labour Force Survey, 2024
  • Utilities Statistics Canada, Canada Energy Regulator, CRTC

Data last updated: August 12, 2026. Data may not reflect current market conditions. Always verify with local sources before making relocation decisions.