Skyline of Swakopmund
Cost of Living: 85 80,000

Swakopmund, Namibia

Swakopmund is a major city in Namibia with a population of 80,000.

Updated August 11, 2026
Cost of Living 85

Below Average vs Namibia Avg (100)

Housing Index 92

Affordable

Median Income N$ 180,000

Household income

Unemployment 5.0%

Job market health

Swakopmund vs Namibia Average

Cost of Living
Swakopmund: 85
Namibia Avg: 100
Housing Index
Swakopmund: 92
Namibia Avg: 100

Taxes

  • State Income Tax: None
  • Sales Tax: 15.0%

Economy & Jobs

  • Median Income: N$ 180,000
  • Unemployment: 5.0%
  • Population: 80,000

Climate

  • Sunny Days: 280/year
  • Summer High: 82°F
  • Winter Low: 45°F
  • Farming Zone: USDA Zone 6b

Housing

  • Median Home: N$2,500,000
  • 1BR Rent: N$6000/mo

Cost of Living

Swakopmund's cost of living index is 85 (Namibia average = 100).

CategorySwakopmundNational AverageDifference
Overall85100-15.0%
Housing92100-8.0%

Data source: Council for Community and Economic Research (C2ER), 2026

Housing Market

MetricValue
Median Home PriceN$2,500,000
Median Rent (1BR)N$6000/mo
Median Rent (2BR)N$7,500/mo
Price per Sq FtN$1,666

Data source: Zillow Research, 2026

True Cost of Home Ownership

True Cost of Home Ownership

See what you'll really pay over 30 years

N$
%
$90,000 down
%
%
N$

Utilities

Estimated monthly utility costs for a typical household in Swakopmund:

UtilityEstimated Monthly CostNotes
ElectricityN$400
Heating & CoolingN$22Estimated based on local climate.
Cooling (AC)N/AEstimated based on local climate and electricity rates
WaterN$200Includes sewer
Internet (100+ Mbps)N$400Broadband average
Garbage / TrashIncluded in taxesMunicipal service (covered by property taxes)
Total UtilitiesN$1022Monthly estimate (including heating & cooling)

Data sources: U.S. Energy Information Administration (EIA) 2024, EPA/AWWA water rate surveys, BroadbandNow

Remote Work Score

Swakopmund scores —/100 for remote work readiness:

Cost of Living
85
Rent
N$6000
Sunny Days
280
Tax
None
Unemployment
5.0%
Climate
82°F / 45°F
Safety
3.0 homicides/100k
Population
80,000
Internet Speed
20 Mbps

Climate

Swakopmund has a varied climate with distinct seasons.

MonthAvg HighAvg LowRainfall
January65°F45°F2.5"
April67°F60°F2.8"
July82°F57°F1.5"
October62°F63°F2.2"
USDA Zone 6b

Cool to mild — apples, pears, berries, many vegetables

Natural Hazards

Swakopmund faces the following natural hazards:

Drought Extreme Risk

Arid country with extreme drought conditions.

Sandstorm High Risk

Frequent dust storms.

Earthquake Moderate Risk

Moderate seismic activity with occasional earthquakes.

Wildfire Moderate Risk

Savanna wildfires.

Based on historical records and geographic risk assessment.

Taxes

  • State Income Tax: 0% (None)
  • Sales Tax: 15%
  • Property Tax: ~0.2% of assessed value

Economy & Jobs

Major industries include technology, healthcare, education, and manufacturing. The unemployment rate is 5.0%.

Schools & Education

Total Schools

Academic Schedule

School Hours 8:00 AM – 2:30 PM
Academic Year January to December
Term System Trimester — Term 1 (Jan-Apr), Term 2 (May-Aug), Term 3 (Sep-Dec)
Summer Break December to January (5 weeks)
Winter Break August (3 weeks)
Spring Break April (3 weeks)

Follows South African-influenced system.

Important Disclaimer: All data on this page is for informational purposes only and does not constitute financial, legal, tax, or real estate advice. URCity and Northshore Press are not financial advisors, tax professionals, or real estate agents. Always consult qualified professionals before making relocation or financial decisions.

Frequently Asked Questions

What is the cost of living in Swakopmund, Namibia?

The cost of living index in Swakopmund is 85, which is Lower the Namibia national average of 100.

How much does it cost to buy a home in Swakopmund?

The median home price in Swakopmund is N$2,500,000. The housing index is 92.

What is the average rent for a 1-bedroom apartment?

The average rent for a 1-bedroom apartment in Swakopmund is approximately N$6000/mo.

Does Swakopmund, Erongo have income tax?

Swakopmund is in Erongo, which has no income tax.

What is the climate like in Swakopmund?

Swakopmund enjoys approximately 280 sunny days per year. Summer highs reach around 82°F, while winter lows can drop to around 45°F.

Data Sources

  • Cost of Living: Council for Community and Economic Research (C2ER), 2026
  • Housing Data: Zillow Research, 2026
  • Income & Employment: US Census Bureau American Community Survey, 2024
  • Utilities U.S. Energy Information Administration (EIA) 2024, EPA/AWWA water rate surveys, BroadbandNow

Data last updated: August 12, 2026. Data may not reflect current market conditions. Always verify with local sources before making relocation decisions.